Do You Have The Right Money Mindset To Get Rich?

Money Mindset, Financial Samurai - Do You Have The Right Money Mindset To Get Rich?
A blank canvas is worth millions

The right money mindset is important to get rich. If you don't have the right money mindset you will miss out on opportunities. This post will discuss how you can develop a stronger money mindset to achieve financial freedom sooner.

Every day I encounter seemingly bizarre examples of people getting rich or things that are worth millions that shouldn't be.

For example, these two blank canvases with black borders I'm staring at are worth millions. They were hanging in the Museum Of Modern Art for all to appreciate.

If a large blank canvas you can buy for $100 each is worth millions, than anything can be worth millions!

A Strong Money Mindset Example

A 63-year-old man knocked on my garage door at 9:30am. I let him in because he was one of my contractor's helpers. His task for the day was to install baseboards in my downstairs hallway and put up crown moldings in my master bedroom and master closet.

For a couple months I deliberated whether to put crown moldings in my downstairs rooms to match the upstairs rooms. I was so tired from sanding and painting all the walls that I thought “good enough is good enough.”

But as I went to view several nice open houses for design inspiration, I realized that what differentiated the truly nice houses from the average houses were the detail, i.e. crown moldings, wainscoting, draperies, wood panels, furniture, and electrical covers.

The total cost for the baseboards and crown moldings, including materials was $780. If Bed, Bath & Beyond can force me to buy $1,300 worth of curtains (ridiculous!), I figured I could spend $780 on some woodwork.

Wisdom From The Contractor

The older gentleman greeted me with a smile and told me in Mandarin, “Son, great job on choosing crown moldings. You will be elevating the feel and stature of your home! And when you turn around and sell it, you will be able to sell the house for much more.”

I thanked him and wished him good luck in the walk-in closet where the space was extra tight because I had built in some shelves the day before.

The man and his helper were supposed to come a week before to install the baseboards and crown moldings. But their boss changed the schedule last minute as is commonly the case when dealing with contractors.

A Money-Making Idea Thanks To A Strong Money Mindset

He proceeded to ask, “What about the lower level part of the house? Do you plan to develop it so you can rent it out in order to pay off your mortgage sooner? I'd definitely do that!” He was demonstrating his strong money mindset.

I wasn't evening thinking about developing the storage area downstairs. All I wanted to do was get the existing footprint squared away. “No plans, sir. I've had enough of remodeling and I just want to keep things simple,” I responded.

When I came back home from work at 6pm he was filling in the staple holes with silicon. He was proud of his work, and I was impressed with his work ethic. The crown moldings definitely made both rooms look much more luxurious.

Now all I have left to do with my remodeling project for maximum returns is: blow a hole in the closet wall to install a window, install sliding glass doors in the bedroom, build a 250 square foot deck, create a new bathroom and I'll be done!

I had inherited the worker's money mindset to growth my wealth. Six months later, I finished the project. The home has gone from a value of roughly $1.24 million in 2014 to $2.3 million today.

Related: The Cost Of Building A Deck: Best Home Addition Ever!

Develop A Strong Money Mindset

All the work I've done to my house got me thinking. The older man has the money mindset. He approached installing the crown moldings as an investment, not as a feel-good aesthetic like I was originally thinking. He also immediately recognized developable space downstairs in order for me to bring in more rental income.

See: Remodeling Your Rental Property For More Passive Income And Value

His boss also has the money mindset. His boss never even bothered to show up for the day. All he did was call in, tell his guys over the phone what to do and had them take pictures of their work once they were done. He probably paid out $50 an hour for two people ($400), spent $150 on materials, and collected $220 while he worked elsewhere on one of his many other jobs.

But the person who is really raking it in is my neighbor's father. It turns out that my neighbor's father owns over 30 homes and apartments in San Francisco. No wonder he can afford to buy his son and daughter a million dollar plus home with cash, each.

The remarkable thing about the father is that he immigrated to San Francisco from Hong Kong as a 20-something year old and began working at a restaurant. He then bought a gas station and parlayed his proceeds into real assets with a property purchase almost every single year.

What Is A Strong Money Mindset?

I've noticed over the past 30 years that some people just seem to have a knack for making more money than others.

Does anybody remember Alex Keaton from Family Ties (1982-1989)? He was an affable kid, played by Michael J. Fox, who just loved money, money, money. I also loved money as a kid because I witnessed how wealthy local businessmen and their families lived.

Several of my friends had chauffeurs to take them to school. They belonged to the Royal Selangor Golf Club in Kuala Lumpur where they'd roll up in their Mercedes, get a table for lunch, and order whatever their hearts desired without ever having to pull out any cash! “Put it on the account 8832, thank you.” It was always a treat when they invited me to go eat with them.

Clearly the kids were born rich, which is not an impressive feat itself. But what I was impressed with were their parents. They were always looking to build relationships with everyone they encountered. They were master negotiators who had a way with words.

My money mindset has somewhat faded over the past five years partly because I reached my financial goals I set out in college. My strong money mindset has also partly fade because I recognize there's an endless amount of money to be made.

At some point, you've got to figure out how much is enough for you, otherwise you'll be miserable and likely burn out. But let me share with you the points that make up the money mindset.

How To Build A Strong Money Mindset

Here are 10 ways you can build a strong money mindset to get rich and achieve financial freedom.

1) You are mindful about the long-term.

There are plenty of people out there looking to make the quick buck. They seldom ever make the big bucks due to greed. Their first mindset is to think “what's in it for me?”

Instead, they should be thinking how they can add as much value as possible to someone else first. Think about building credits with someone or some organization over the long term. You might never need to use your credits, but if you do, help will be returned in abundance. Don't let short-term greed kill long-term wealth.

2) You deserve only what you've earned.

In other words, there is no attitude of entitlement for someone with the money mindset. Don't expect to reach the corner office without paying your dues. 

At 63 years old, the man who put up my crown moldings is a great example of someone who doesn't expect a thing. He comes in with a good attitude, does his job well, cleans up, and leaves.

The idea of getting rewarded not based on merit is an anathema to you. Even if you get something based on your identity, you don't want it! It makes you feel guilty.

3) You believe you deserve to be rich.

Money is out there for everyone to grab. Once you start believing you deserve to be rich, you'll change your actions to make it happen. I used to feel guilty about earning six figures until my father told me about business executives who earn seven figures and drive their companies into the ground!

My money mindset aggressively changed from “why me?” to “why not me too?” With the belief that I also deserve to be rich, my income soared. Here’s a look at who makes over a million dollars a year.

4) You ask yourself what is the value of the product or service before spending a dollar.

People with the money mindset are incredibly value conscious. Given they realize how difficult it is to make money, they are much more careful with spending their money than the average person.

They need to ask whether one dollar spent might return more than a dollar in the future. They shop around for the best deals and tend not to feel buyers remorse because they buy things that are much more valuable than what they've paid.

5) You're always looking for synergies and leverage.

Whenever I go play doubles with a new member at my club, I'm always excited to get to know his or her background because there could be synergies involved.

Not only are we having a good time playing tennis, but we could easily parlay our relationship into a great business opportunity. A website is a good example of leveraging your assets to earn more. Here’s how to start a website of your own.

6) You realize a dollar spent today could have grown into much more in the future.

People with the money mindset are naturally frugal. They abhor spending too much money. They've already done the calculations on what their spending today could have turned into if they saved and invested at a 10% rate of return over the next 5-30 years.

Compound growth always anchors those with a strong money mindset into spending less than they earn. With aggressive savings, you'll be surprised how much you can accumulate in your 401k in 10 years.

7) You are all about tax optimization. 

It's important to think about how much you need to earn before purchasing a particular item due to taxes. A $21,000 car actually requires one to earn $30,000 in gross income, for example.

In terms of making money, someone with a money mindset looks to reduce taxes by figuring out the most tax friendly way to make money e.g. passively, dividends, etc. They also look to synergize their expenses if they have a small business or are a freelancer.

There's no reason to do a company offsite in North Dakota if you can do one in Kauai, for example. Figuring out how to pay little or no taxes becomes a hobby. Learn from billionaires who never sell assets.

8) You believe excuses are for losers.

You're either going to make it happen, or you're going to fail. Failure is fine, just don't make excuses. Figure out the reasons why you failed and try again. Because you believe you deserve only what you've earned (#2), you take ownership for your failures and move on.

Excuses are for people who blame the world for their shortcomings, instead of themselves. The more excuses you make, the less you believe you can make things happen on your own. When people doubt you, just keep on winning!

9) You will never fail due to a lack of effort.

You can fail due to incredibly talented competition, bad timing, or Al Qaeda, but you will never fail due to a lack of trying your best.

I cannot tell you how many times people have told me they want to quit their jobs and write online for a living. I tell them to send me a draft of their work so I can provide some feedback. They say “OK.” But 95% of them never follow through.

I'm writing this 2,000 word post at 5am in order to get it done by 7:15am so I can get to work by 8am. I am never going to miss a post just because I'm too busy doing something else.

The secret to your success is putting in 10+ years of unwavering commitment! Get going and don't give eup.

10) You are all about executing solutions.

Recognizing a problem or coming up with an idea is one thing. Coming up with a solution is much more important. There are so many people who like to point out injustices or complain, but do nothing about their situation. Someone with the money mindset will find a way to get things done and make things better.

Read: Abolish Welfare Mentality: A Janitor Makes $271,000, Why Can't You Too?

Anyone Can Develop A Strong Money Mindset

I firmly believe that anybody can develop the money mindset. The first step starts with knowing your worth and believing that you deserve to be wealthy. If you put in the effort, there's no reason why you can't be rich as well. The number of millionaires in the world is growing rapidly.

The absolute worst are the people who complain about others making so much money, yet do little-to-nothing to improve their own situation. If you don't want to be rich, fantastic!

Enjoy what you have and be happy for others. If you do want to be rich, then please, take action. If you've got all your limbs and normal mental capacity, there's no reason why you can't achieve financial freedom as well.

Related post: Your Ultimate Source Of Financial Security: A Strong Mind

Recommendations To Build Wealth

One of the best way to become financially independent and protect yourself is to get a handle on your finances by signing up with Personal Capital. They are a free online platform which aggregates all your financial accounts in one place so you can see where you can optimize your money.

Before Personal Capital, I had to log into eight different systems to track 25+ difference accounts to manage my finances on an Excel spreadsheet. Now, I can just log into Personal Capital to see how all my accounts are doing, including my net worth. I can also see how much I’m spending and saving every month through their cash flow tool.

The best feature is their Portfolio Fee Analyzer, which runs your investment portfolio(s) through its software in a click of a button to see what you are paying. I found out I was paying $1,700 a year in portfolio fees I had no idea I was hemorrhaging!

There is no better financial tool online that has helped me more to achieve financial freedom. It only takes a minute to sign up.

Retirement Planner Personal Capital
Is your retirement on track? Visualize your financial future

Achieve Financial Freedom Through Real Estate

My strong money mindset has led me to heavily invest in real estate. Real estate is my favorite way to achieving financial freedom because it is a tangible asset that is less volatile, provides utility, and generates income.

Stocks are fine, but stock yields are low and stocks are much more volatile. The -32% decline in March 2020 and the first half of 2022 losing all the gains of 2021 are just a few examples. However, real estate held steady and appreciated in value throughout the entire pandemic.

Take a look at my two favorite real estate crowdfunding platforms. Both are free to sign up and explore.

Fundrise: A way for accredited and non-accredited investors to diversify into real estate through private eFunds and eREITs. Fundrise has been around since 2012 and has consistently generated steady returns, no matter what the stock market is doing. For most people, investing in a diversified fund is probably the best way to go.

CrowdStreet: A way for accredited investors to invest in individual real estate opportunities mostly in 18-hour cities. 18-hour cities are secondary cities with lower valuations, higher rental yields, and potentially higher growth due to job growth and demographic trends. If you have lots of capital, creating your own select fund with CrowdStreet

I've personally invested $810,000 in real estate crowdfunding across 18 projects to take advantage of lower valuations in the heartland of America. My private real estate investments account for roughly 50% of my current passive income of ~$380,000. With a strong money mindset, I get to spend more time raising my family and doing the things that I want.

About The Author

58 thoughts on “Do You Have The Right Money Mindset To Get Rich?”

  1. Hi Sam,
    I have a quick question. Are many of the taxation benefits of owning rentals lost through crowd funded investing versus owning the individual properties myself? Or, are the benefits simply realized at the portfolio level? I love Fundrise, but I don’t get the same fuzzy feeling that I do at tax time when I realize that I’ll get to claim depreciation on my duplex.

    Thanks for everything,

    1. The tax benefits are blended into the returns when the sponsor is owning, upgrading, selling etc. But for individual owners when we receive our distributions, we don’t get the same tax benefits as if we own and operate physical properties. That’s the price we pay for earning 100% passive income/distributions.

  2. Really enjoyed reading your post! I like the idea of having a money mindset in everything you do. It’s the ability to focus on the opportunities, the positives, and what could be if you pushed outside your comfort zone. I deliberately searched for a post on improving my money mindset because I was worried if my thinking is blocking my ability to make money with my blog. It took me 8 months to earn money from my tiny blog but with the right mindset and hard work, it’s happening. Do you have a favorite mantra or affirmation you say to yourself every day to affirm a positive money mindset?

  3. Yes! Very true how some people have a money mindset and are always looking at the value of things, how certain actions can lead to financial growth, etc. Great examples in your post. I don’t have an innate money mindset in that sense but I’m frugal by nature and always feel good paying down debt, saving, and investing.

    Our minds are more powerful than we give them credit for and having a positive, growth mindset can open so many doors. I’m still working on mine with the small things. Even though it’s hard for ‘old dogs to learn new tricks, I’ll still keep trying!

  4. This is so true.
    We deserve what we think we deserve. Most people are not ready for success. Success brings you more opportunities which basically means more uncertainty. It’s natural to stay in comfort zone and avoid risks, and too many of us fall in to that trap.

  5. Great points from your observation. I agree that wealthy people value connections, and are always looking to collaborate or partner with potential people. I think valuing connections is an important distinction between wealthy people and people who aren’t wealthy. Mediocre people pursue money as an object, while wealthy people pursue money as a relationship.

  6. Great article. I’m a big fan of number 8 “excuses are for losers”, if you want to make more money you have to make it happen for yourself. It’s definitely a mindset, something that you can bring with you into every situation that presents itself. Glad you had the link to “therideshareguy”, great example of how a side hustle for Lyft or Uber can turn into something more lucrative (i.e. hustling promo codes) with the right mindset.

  7. Pingback: How To Make Six Figures A Year At Almost Any Age | Financial Samurai

  8. Pingback: Want More Money? Ask Yourself This One Question | Financial Samurai

  9. It’s a small point, Sam, but I hope you brought some 20% off coupons with you for those Bed, Bath and Beyond curtains. My wife has enough lying around to make a full deck of cards! We don’t by anything from there without a coupon of some kind. And we get them from multiple sources: Sunday paper, free local advertising / newspaper, direct mail, etc.

      1. Actually, many stores accept expired coupons. You should check with your local store manager to see their policy. Not as many do accept them as used to, but it never hurts to ask!

  10. Sam,
    I can totally relate to your comment about 95% of people never sending over their work to you for review.
    I have a close friend who wants to get out of his regular IT job and start his own consulting Business. I had offered to write up a few sample artifacts as a kick-start and guide him through some initial steps. I asked him to send over a 1 page mission statement of his venture. It’s been six months now and i am still waiting.

    1. Amazing, isn’t it?

      The bright side is that inaction probably means the pain of doing whatever they are doing is not so great, or they simple don’t care. For if they really did care, or if they just hated their job or whatever, they would have done something about it!


  11. Without a doubt, my favorite post of yours ever. This should be required reading before newbee folks delve into the nitty gritty of finances/investing. My money mindset comes from “nurture” — my parents were frugal and my father was a patient, wise investor. There is always room for improvement though!

  12. I really like your list and those are some great stories. I need to work more on 3, 5, and 10 for myself. I need to expand my horizons, get out of my comfort zone more, have more faith in myself that I have more earnings and income potential, and get into the habit of going straight for solutions instead of just observing and commenting on situations. Thanks for the tips!

  13. I am hoping this is on topic enough…I know this post is really about having a huslter mentality…but you also mention remodeling so I figure this time as a good as any to ask! I’ve been following your remodeling projects and wanted to ask you a few things. Did you have a budget for how much you were planning to remodel and did you stick to it? What projects are “worth it” to do and why? I just bought my first house this year, and I knew I was going to do some remodeling…and I had a conservative budget, but what I learned very quickly about being a new homeowner is that there are lots of unexpected expenses that can appear very quickly and eat your money before you know it! Now I can still afford to still do it, but then that means I wouldn’t be saving as much as I’d like to be, so I find it difficult to justify it. And it just feels not frugal to do it. But at the same time, how important do you think it would be for me to do it anyway? I ask because it seems like it’s been important for you to remodel, and I’m still trying to decide if it is important to me. Honestly, I’ve grown up in crappy apartments, so I’m used to not having luxurious surroundings. But now that it’s MY house, I wanted it to be nice. And I want my kids to have a different childhood than I did, and by that I mean for them to having a nice home that was nicely done. The house I bought is not a “fixer upper” but everything looks VERY 90’s. But a few months later of living in it, it’s not as important to me. Should it be though? I mean, I’m all about being frugal, but where can I go cheap when it comes to home ownership and where should I NOT be ok with being cheap?

    Also, what are your thoughts on furniture? When I moved in, I bought cheap furniture. Pretty furniture, but I was proud of the fact that I only spent a $1K to furnish the family room. $500 sofa, $200 sitting chairs, $100 ottoman. Well, it all looks like crap only 6 months later! I have kids and dogs, so they tore through it quickly. Like, it all fell apart. So I researched “quality furniture” and was floored by their prices. Gotta be kidding me!!! What do you think are reasonable prices to pay for good furniture (that will last)?

  14. I’ve been following your site for a year or so- this is absolutely the most valuable post you have written. Thanks for the continued inspiration…

  15. I love learning about the mindsets and attitudes needed for success, and like to convince myself I’m all over it, but when I look at your list, I feel I still come up quite short. The biggest one that’s taken me a while to come around to is #2. I’m always so incredibly impressed by older people like your friend (and younger ones too) who are so focused on doing a great job and adding value, and the success that comes to them. I’ve always been a little impatient and wanted to ‘hit the jackpot’ by finding some rocket ships in the stock market.

    I’ve probably had the opposite problem to ‘Leisure Freak Tommy’ above – being too risk loving, chasing those unicorns, and using margin. I have to continually convince myself that slow and steady is really the only way, without the serious risk of blowing yourself up.

  16. Nice post Sam – you nailed all of these. I especially like #8 – so true..

    I’ve been feeling in the money mindset myself a lot lately, let’s see where it takes me!

  17. This one hit home:

    3) You believe you deserve to be rich. Money is out there for everyone to grab. Once you start believing you deserve to be rich, you’ll change your actions to make it happen… My mindset aggressively changed from “why me?” to “why not me too?” With the belief that I also deserve to be rich, my income soared.

    My mindset has changed in the last 3 years and now it is firmly and confidently in the head space of “why not me too?”

  18. I think it needs to be developed over time and then evaluated often. I used to think I did out of college, but looking at where I was 15-16 years ago I was no where near where I needed to be. I didn’t know anything about investing. I didn’t put money in the market. I didn’t know about real estate. I thought the money mindset was getting a job. If you settle for that then you are going to be disappointed in the long run. Once you expand your knowledge and experience about money and the way to earn it and make your money work for you instead of the other way around and then continue to look for opportunities, then you are in the mindset. If you are settled and comfortable…guess what…you don’t have it. The person with the money mindset is always looking.

  19. Sam
    I have noticed that the idea of subdividing a single-family house by building out a basement in-law does come very naturally to many Bay Area Chinese people, especially if they originally come from the Hong Kong area. Not sure why, but maybe it’s the cramped living conditions and relatively lax planning enforcement in that city.
    Either way, it’s a great way to make extra money. Invest maybe $50K to $100K converting your under-used storage space into an in-law apartment that you can rent for $1500 to $2000 per month? Hard to bear that kind of return on investment.

    If you do decide to do this though, just watch out for bad tenants and nosy neighbors!

    1. You’re probably right about the desire to create in-laws from people who come from more cramped quarters like HK or Japan. They see so much abundance in the US, that they they what a waste.

      I’ve actually moved into a 20% smaller house, so I feel pretty good about right-sizing my living now. But I do realize I’ve still got probably 500 square feet more than I really need. At least I don’t live in a mega mansion like the ones you see all throughout the suburbs though! That would feel really wasteful to me.

  20. My money mindset downfall is trying too keep things simple and conservative. I always fight with my financial risk aversion. I am getting better but it is a money mindset weakness so I admit I have a trusted financial planner to get me past it.

    1. I’d allocate 5-10% of your net worth and chase Unicorns. It will satiate your desire for risk, and you’ll still be fine if you blow yourself up.

      Just avoid investing on margin, because that’s what tends to really kill people who’ve killed themselves.

  21. I’m going to do something rather unprecedented. I’m going to save this post to Evernote. It is THAT good. Only subtlety, from a mindset perspective (and new agey warning here) is to adopt the thought patterns that your life already is abundant and surrounded by abundance, regardless of your external circumstances….or what you might perceive them to be. Because compared to folks who lived 100 or more years ago, your life is probably pretty damned abundant.

    And ‘like attracts like.’ Trust me on this one, and ignore the BS that opposites attract, cuz that only feeds into our alarmingly high divorce rate. Like attracts like. So…think ABUNDANCE.

    Nice work, Sam!

  22. EL @ Moneywatch101

    Having a money mindset that is accurate can vary from person to person. But if you graduated to think correctly as referenced in the post, then it makes sense. If not then that person will still need to learn and experience how they perceive a money mindset to be. Good post and I am always reading / learning to enhance my money mindset.

  23. Great post. While it helps to have parents or siblings with the money mindset, I feel it’s something that can be learned over time. I compare my mindset to myself from 5 years ago and see that I have come a long way, but still a long way to go. That’s one other thing for people with the money mindset, they’re always looking to improve!

  24. I guess I’ve always had that money mindset. I remember in high school this girl in my English class used to always pay me 75 cents for my bag of chips (my mom packed amazing lunches). So I made my mom start giving me two bags of chips and sold a bag of chips every day of 11th grade for 75 cents haha.

    And just yesterday I was too lazy to do my own laundry, so I wrote an article instead for $75 for a freelance gig I have and dropped my laundry off at the fluff n fold. $25 to get it all folded and shirts on hangars, what a deal!

  25. I believe the single biggest difference between those who are successful, and those who are not, is #8. One of my favorite sayings is that everyone has a sob story.

    I grew up poorer, and now into my 30’s am getting closer to retirement by 40. As I look at the 3 groups in my life I have been surrounded by, (poorer, middle class, highly successful); the difference between poorer and highly successful, is how you deal with setbacks and problems, no matter whether you caused them, or they were out of your control.

    Every successful person has had multiple set backs, which they just deal with and move on. These same setbacks are what cause others to give up, fail, and walk away thinking “I am just unlucky, this isn’t worth the effort”.

  26. “You only deserve what you’ve earned.”

    Wow, I can’t emphasize how much I love that comment. Too many people today think they “deserve” something simply because they exist. And our media plays right into that with everything from commentaries to commercials proclaiming that the audience deserves a new car, or a new house, or even a bubble bath. :) And unfortunately, our government even promotes that mindset that someone deserves to receive a redistribution of wealth simply because someone else has more than the other person.

    This post should be mandatory reading for everyone who believes they deserve something they haven’t earned, as well as the government bureaucrats who sell them the notion in the first place.

  27. Love this post! But my guess is the ones that love it also have money…we do think the same way. Your critics will be the ones making excuses.

    1. My grandfather taught me this concept. He planted a field of mango and pumelo trees when I was young and told me they would be there for me when I grew up. Since then, I’ve always loved gardening and planting my own trees. Planted a lemon, orange, pumelo, and mango tree in Honolulu and SF this year!

  28. Great post! There is a good book that sort of takes this same thinking to the next level titled “How Rich People Think”. Cheesy sounding, I know, but a good read.

    1. Remodeling takes a lot out of you. Needed to recharge to continue!

      Ritz Carlton mega 170 square foot luxury bathroom with 72″ long, and 42″ wide, deep soaking jacuzzi tub, double vanity, and rain shower bathroom here we come!

  29. In The Millionaire Next Door, the author refers to those who have a higher propensity to build wealth, Prodigious Accumulators of Wealth (or PAWs). Number 7 was spot on with the book as he stated that most millionaires in America invest for the long haul, and most of their money ends up coming from passive sources. As such, their average tax is substantially lower than those who make far less due to the way long-term capital gains are taxed.

    Great article!

    1. Kenny, it’s interesting you pointed out my Tax Optimization point in reference to The Millionaire Next Door. Tax is really our largest ongoing expense. Thankfully, we can do something about it!

      Thanks for reading.

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