The following is a guest post from reader, Erin Opalek. Erin is a married 30-something saver who engages in synchronized saving and other questionable leisure sports.
Over the years, I’ve had a bunch of married friends express a desire to get their personal finances in order. Pretty much everyone agrees that financial uncertainty is stressful, and following a plan is a great remedy for that stress. So what’s the biggest obstacle I’ve heard about getting started? Surprisingly, it’s not that one person is a buy-like-you’re-dying-tomorrow wastrel. Instead, it’s usually been the fact that one partner hates the thought of even talking about money. So how does a couple tackle their finances when only one half is interested?
It’s a question that I’ve pondered a lot lately. Because, here’s the deal: while I think personal finance is neat-o, it’s not really my husband’s cup o’ tea. But we’ve been able to stick to a financial plan, save a ton of money, and never worry about how to pay for expensive surprises like that furnace that crapped out on us a few years ago. How have we made it work? How did we get here?