“How much do I need to retire?” is a question that comes up over and over again. So once and for all, let me suggest a simple, very logical and conservative method. I hope you can utilize my method to estimate how much you need to retire. Having specific retirement goals is a key to achieving success and […]
How Much You Need To Retire And Never Have To Worry Again Read More »
Bonds don’t get as much love as stocks because they are considered boring. It’s hard to get rich quick off a bond. But it is possible to see a quick windfall if you pick the right high-flying stock. Despite the lack of sexiness in bonds, if you’re serious about achieving financial independence or are already
How A Bond-Investing Homeowner May Get To Profit Thrice Read More »
This post was written in January 2020, when the yield curve was inverting. That was the time to refinance your mortgage and I encouraged the entire Financial Samurai community to do so. We did, and are sitting pretty with low mortgage rates and higher property prices. Whenever the yield curve inverts, refinance your mortgage. Let
Refinance Your Mortgage Now As The Yield Curve Inverts Read More »
Most people make a lot more money than you think. This truth is why there’s no need to worry about the people’s finances. When you see headlines from the media about people making poor financial decisions, this is just media schadenfreude. The reality is, people not only make more money than you think, people are
Most People Make A Lot More Money Than You Think Read More »
Time is the scarcest resource and something we should not take for granted. How do you plan to make the most of this year? I hope some of your goals include improving your financial health. Here are some of the best financial moves you can make in 2024. Doing so can boost your chances of
The Best Financial Moves For 2024 To Grow Your Wealth Read More »
The following is a guest post on money thoughts from David, a Financial Samurai reader and ex-government bond strategist in his 60s. David shares his money thoughts from a boomer retiree’s perspective with cancer. We had a fantastic exchange over e-mail and I invited David to share his wisdom about money. After all, the best
Life Goes By Quick: Money Thoughts From A Boomer Retiree With Cancer Read More »
One of the biggest peculiarities for hard working folks who want to achieve financial freedom is that we often don’t know when to stop grinding. In other words, when is it OK to forsake Stealth Wealth and start spending more on a better life? After all, you don’t want to die with too much money. Even
When Is It OK To Forsake Stealth Wealth And Spend Up? Read More »
Entrepreneurship is great due to the high correlation between effort and success. If you want to get rewarded mainly on merit, entrepreneurship is the way to go. But just how much entrepreneur income do you need to replace your day job income? It may surprise you that it actually takes a lot more income! And
How Much Do I Have To Make As An Entrepreneur To Replace My Day Job Income? Read More »
I’m a long-time customer of Chase and a holder of the Chase Ink Business Cash credit card. I also use the Chase Sapphire Preferred credit card. So, it’s safe to say I’m a Chase fan for life. Chase is one of the largest financial institutions in America with branches all over the country. They’ve also
Chase Sapphire Preferred Or Chase Sapphire Reserve? The Right Card For You Read More »
There’s a common misconception that you have to be a doctor, banker, or lawyer to be rich. That’s simply not true. In today’s world it’s easier than ever to grow your wealth in nontraditional and new innovative ways. You can make more money anywhere doing all kinds of things. But first, you have to believe.
Fortunes Everywhere! You Can Make More Money Anywhere Read More »
