According to First Data, credit card usage was up 8.2% YoY in 1Q2011, 9% YoY in 2Q2015, and 10.6% YoY in 3Q. If those aren’t healthy signs of consumers spending again, I don’t know what is. What’s a little more shocking is that the latest November industry-wide car sales figures are up 14% YoY to
Credit Card Usage Is On Fire Again Read More »
The debate rages on whether the top income earners who pay most of the federal taxes or the bottom 47% who pay little-to-none of the federal taxes, should pay more taxes and help our country. Clearly, the answer is that everybody should pay some federal taxes, since everybody is benefiting from the federal government. Have
Are The Top 1% Getting Screwed The Most? Read More »
During difficult economic times, Socialism becomes a popular ideology due to the increased amount of economic suffering. But there are some reasons why socialism is bad highlighted below. When times are good, it’s OK if others make a lot of money and do well, so long as you are also doing well. As soon as things turn
Why Socialism Is Bad: The Parable Of The Ant & The Grasshopper Read More »
The September 7th Republican Presidential Debate makes it absolutely clear that President Obama will get re-elected in 2012. Here are my thoughts on each candidate post Republican Presidential debate. I’m editing this post in 2021 and Obama obviously won. Then Trump won. Now it’s Joe Biden’s turn to lead. However, I plan to retire under
First Republican Presidential Debate Makes President Obama A Winner in 2012 Read More »
Here is my 2011 mid-year review. Developing a better lifestyle is both current and for the future. Ultimately, we all want to have better lifestyles and hopefully the goals achieved through my online endeavors and personal finances will help get me there. This section is also a catch-all section that doesn’t fit neatly elsewhere. I believe
2011 Mid-Year Review: Developing A Better Lifestyle Read More »
2011 Mid-Year Review: Personal Finance Goals was written on July 15, 2011. I’m revisiting the post on April 6, 2021, almost 10 years later. It’s been great to update old articles during the pandemic and clea things up. We all need good personal finances. It’s easy to lose discipline as the year goes on, just
2011 Mid-Year Review: Personal Finance Goals Read More »
Are you wondering where is the best place on Earth to raise a family? As a father of two young children who retired early, I’ve been looking around everywhere. I’ve discovered a lot of young guns living mobile lifestyles in Bangkok, Playa Del Carmen, Costa Rica, and other exotic sounding places. If you don’t plan
The Best Place On Earth To Raise A Family Read More »
Don’t buy stuff you cannot afford. It’s a simple mantra to help you get rich. It’s baffling to me why people keep spending when they know they shouldn’t. For some reason, some continue to not pay off their credit card bills every month. Can you believe this nonsense? Who willingly buys something they cannot afford,
Don’t Buy Stuff You Cannot Afford If You Want To Get Rich Read More »
Let’s review why did oil collapse back in 2015 and 2016 and see if we can use the information for today. Finally, oil has gotten crushed in 2015 and 2016 and remains depressed in 2017. We haven’t seen this large of a decline in oil in years as momentum speculators rushed out like someone discovering
Why Did Oil Collapse And How Low Will Gas Prices Go? Read More »
We all know the old adage, “you can’t judge a book by its cover.” What you might not know is that banks apparently had this in mind when branding business credit cards. You see, one would think there’d be significant differences between general-consumer and business credit cards. However, according to a recent Card Hub study,
Small Business Credit Card Issuers: The Good, The Bad, and The Ugly Read More »
