Saving enough in my 401k to quit my job is something I thought a lot about years leading up to my departure in 2012. In 2012, I finally decided I had saved enough in my 401k and negotiated a severance worth six years of living expenses. If you’re like the majority of working people, you […]
Saving Enough In My 401k To Quit My Job Comfortably Read More »
Don’t look now, but Bernie Sanders looks like he’ll be the Democratic nominee for the President of the United States. As Bernie’s popularity grows so will volatility in the stock market. Just kidding, Bernie Sanders failed to get nominated again and Joe Biden is now POTUS. At least Joe Biden is looking to raise taxes
Bernie Sanders’ Proposed Marginal Income Tax Rates Read More »
Make money while you’re young When you’re young, you have the enthusiasm to learn. You also have a higher risk tolerance because you have much less to lose. As a young person, you probably don’t have a lot of dependents or any depends either. I’ve written before that your first million dollars might be the easiest.
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Let me share why I dislike investing in the stock market even in good times. Times are good now because we’re near all-time highs after a scary March 2020. Corporate earnings are rebounding. The economy is opening up. There is light at the end of the tunnel. The problem with the stock market is that
Why I Dislike Investing In The Stock Market Even In Good Times Read More »
If there is one time to have money and spend money, it’s during and after a pandemic or similar hardship. Money should help make difficult times more bearable. If you can’t afford to spend extra money during a time of distress, then you can always revenge spend once it’s over. When I first came up
Revenge Spend Time! Spending Money To Get Back At Life Read More »
Before the internet, traditional publishing a book was the main way to get your book out into the world. Today, many aspiring authors have decided to bypass the gate keepers and go the self-publishing route. Traditional publishing means that your book is published by an established publishing house. The largest publishers are the “Big 4”
Making Money Traditional Publishing A Book: The Pros And Cons Read More »
We are no longer in a rising interest rate environment after inflation peaked in 2022. However, learning how to invest and profit in a rising interest rate environment. If you do, you will invest better, make more money, and lose less money. For background, I’ve been investing since 1995, worked in finance for 13 years,
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The 2020 Democratic Presidential Primaries was a crowded field with at one point, 23 confirmed candidates, on exploratory committee, and multiple “maybes.” Joe Biden ultimately won the Presidency and is joined by Kamala Harris as the Vice President. Despite already knowing which one of the Democratic Presidential Candidates won and lost, it’s fun to review
Top Democratic Presidential Candidates For 2020 Read More »
January 2021 went by so fast I almost forgot to do a review. Although January flew by, it didn’t feel that different compared to the end of last year. COVID-19 is still out there in force. When I saw 22,000+ fans at the Super Bowl in Tampa, I was shocked! However, later learning they were
Reviewing The Start Of 2021: An Uneasy Feeling Amidst All The Hope Read More »
Do you have contingency plans fo a digital bank run? If not, perhaps you should. The markets are extremely frothy again and another downturn could happen. If there is a downturn, there will be another digital bank run that will put pressure on the money market system. It happened in March 2020, it may happen
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