Make no mistake about it, the 401k investment vehicle is an excellent choice as a means to save for retirement. After all, the more money we have after quitting our jobs, the more lifestyle flexibility we’ll enjoy. But, the main problem with a 401k lies with its restrictions. Though there are backdoors and other loopholes […]
Why Investing In Real Estate Is Better Than Saving In A 401k Read More »
When I first got a life insurance policy at 28, I was confused about all the different types. In the end, I got a 10-year term life insurance policy for $1 million. It was an affordable amount and wanted to closely match my new, massive $1.2 million liability. You see, I had just bought a
Different Types Of Life Insurance Explained Read More »
Despite not wanting to buy stocks after the S&P 500 has rebounded by over 30% since its March 2020 bottom, I still own a significant amount of stocks across a number of investment portfolios: two 529 plans, a SEP IRA, a Rollover IRA, a Solo 401(k) and a couple taxable investment accounts. Then there’s my
Buying Or Holding Stocks After A Huge Rebound: Arguments For Why You Should Read More »
Lending Club is just bouncing along in 2020 and not doing that great. The P2P industry is in a bit of a funk, if the share price is any indication. In fact, I updated my best passive income investments ranking and downgraded P2P to last. But here’s an overview anyway. Are you interested in peer-to-peer
How Is Lending Club Doing In 2020? Read More »
One of the main reasons why I’ve turned more cautious on stocks is due to a growing number of extended lockdowns around the country. However, investing is all about beating expectations. I had been secretly hoping most of the country would reopen by June 15, after roughly three months of staying at home. Unfortunately, in
Survival Of The Richest: Why Some Support Indefinite Lockdowns Read More »
In order to raise a family in an expensive coastal city like San Francisco or New York, you may now have to make roughly $350,000 a year. Shocking, I know! But inflation is a killer for families who have to pay for housing, private school tuition, college tuition, healthcare, food and more. You can certainly
How Much Does A Family Need To Make To Live In An Expensive City? Read More »
You’ve learned about the 20 best cities to buy real estate in America. Now let’s look at the 20 worst cities to own investment property in America. Buying real estate is a big commitment whether it’s your primary residence or a rental property. You want to make sure you’re buying a gem, not a lemon,
The 20 Worst Cities To Own Investment Property In America Read More »
Here are my thoughts on stocks post a big rebound. The S&P 500 fell by 32% from peak to trough in March 2020. Today, the S&P 500 is at a record-high. Here were my thoughts about stocks during the most uncertain time period of the pandemic. Ultimately, I was able to call the bottom of
Thoughts On Stocks Post A Big Rebound And Some Life Lessons Read More »
The average daily percent move of the stock market has increased over time. The reason for the increase in stock market volatility is mainly due to technology and the speed in which information moves and trades are executed. In the past, information moved more slowly, thereby affecting stock prices more slowly. Today, it’s much more
Average Daily Percent Move Of The Stock Market: S&P Volatility Returns Read More »
Nicole Dieker is a freelance writer, editor, and teacher. Her work is regularly published at Lifehacker, Bankrate, and numerous other sites. She encourages all of us to plan for your financial independence future while living in the present. This post helps you figure out how to work towards a financial goal that’s several years away while understanding that
Plan For Your Financial Independence Future While Living In The Present Read More »
