Tax-free profits in real estate is just one of many reasons why real estate is my favorite asset class to build long-term wealth. As someone who experienced more than nine years of the early retirement movement, I’ve noticed a growing trend to forsake owning for renting. Commonly cited reasons are cost, flexibility to move and potentially higher […]
Don’t Underestimate Tax-Free Profits In Real Estate Read More »
I’m always searching for reasons why things are the way they are. It’s also fun to connect the dots and come up with an investment thesis to make a lot of money. What I’ve recently discovered is that because the minimum qualifying income required to purchase a house is so low, there is still a
The Minimum Qualifying Income Required To Purchase A House Is So Low Read More »
Are you wondering: Should I work on Wall Street? I worked on Wall Street at Goldman Sachs and Credit Suisse (RIP) for 13 years. It was a good career that enabled me to retire early at age 34, build passive income for financial independence, and grow Financial Samurai without the stress of making it profitable.
Should I Work On Wall Street? The Pros Of Working In Finance Read More »
Here’s my September 2020 recap. For the past two weeks, I’ve felt sharp nerve pain thanks to a splinter in my right thumb. I’ve looked closely, hoping to see a tip so that I can use a pair of tweezers to pull the splinter out. Unfortunately, I’ve seen nothing. I’m resigned to leaving the splinter
The Splinter In My Thumb: September 2020 Recap Read More »
The world’s happiest people don’t reside in America, the wealthiest country in the world. No. The world’s happiest people all live in Scandinavian countries: Denmark, Sweden, Norway, and Finland! That’s right. Despite being dark for most of the time during the winter and freezing for three months a year, Scandinavians are the happiest bunch! Let
Learning From The World’s Happiest People Read More »
On October 2, 2019, Charles Schwab announced that it would no longer charge any trading fees. I remember my father using Charles Schwab in the 1990s and being charged $50 a trade. This article will discuss how online brokerages make money charging zero trading fees. Immediately after the announcement, Charles Schwab stock dropped about 9%,
How Online Brokerages Make Money Charging Zero Trading Fees Read More »
Did you know that you can negotiate a severance before you’re hired? It’s a smart way to maximize your exit package. The following is a guest post from ESI Money, a blog that focuses on achieving financial independence through earning, saving, and investing (ESI). It’s written by a fifty-something ex-executive who’s now enjoying the fruits
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The housing market is in a tricky situation given massive unemployment, continued shelter-in-place, the coronavirus, and tremendous uncertainty. However, after a massive 44% month-over-month rebound in U.S. pending home sales in May and another strong 9.6% rebound in October, November, and December, the U.S. housing market shaping up to be quite strong! Here are my
Housing Market Predictions For 2021 Read More »
Are you wondering will a late credit card payment hurt my credit score? The short answer is, it depends on your current credit score and late payment history. This post will share how much a late credit card payment can potentially hurt your credit score. I was so rushed to pack for Europe that I
Will A Late Credit Card Payment Hurt My Credit Score? Read More »
The following is a guest post from FarmTogether on alternative investments. FarmTogether is a leading farmland investing platform to help you diversify your portfolio. I currently have about 10% of my net worth in alternative investments such as private equity, venture debt, venture capital, and real estate crowdfunding. My goal is to bring my allocation
Alternative Investments: A Guide To Investing Beyond Stocks And Bonds Read More »
