Before the pandemic, the personal saving rate in America hovered between 5% – 6%. Post pandemic, the personal saving rate in America shot up above 25% as people freaked out about their future. Today, the U.S. personal saving rate is back down to around 3.6% as Americans revenge spend like there’s no tomorrow! We already […]
The Personal Saving Rate In America And The Best Way To Save A Ton Of Money Read More »
Are you wondering: Should I borrow from my 401k? The short answer is no. Do not borrow from your 401k if you want to have a robust and healthy future. Your 401k is for your retirement. If you borrow from your 401k, you might not have the discipline to pay yourself back. Once you start
Should I Borrow From My 401k? Only If You Are A Petulant Fool Read More »
If you are frugal, you’ll likely never get into financial trouble. I was very frugal saving between 50% – 70% of my after tax income until about age 35. Then I decided there was no point saving so much money if I wasn’t going to live a little. This post will discuss things worth spending
Things Worth Spending Max Money On For A Better Life Read More »
Are you asking yourself whether you should buy a home in a rising interest rate or high interest rate environment? Let me share my thoughts as an investor in real estate since 2003 with a $10+ million real estate portfolio. Rising interest rates is usually a headwind for the real estate market. It makes makes
Should I Buy A Home When Interest Rates Are Rising? Read More »
Recently, I discovered that finding work is expensive. Fortunately there are tax-deductible job hunting expenses that make it less painful. Thanks to 33% of you voting that I should go back to work full-time, I decided to rev up the rusty job search engine after 3.5 years of inactivity. And boy, what a waste of time
Tax-Deductible Job Hunting Expenses – Finding Work Is Expensive! Read More »
Listing a house? This post will discuss what very home seller should do before listing their property to get the best price possible as quickly as possible. For a guy who likes to thoroughly analyze things, I made a mistake when selling my house that could have cost me hundreds of thousands of dollars. Before
What Every Home Seller Should Do Before Listing A House Read More »
If you want to reduce emotional stress, you need to start seeing life through a different perspective. Perfect happiness is an illusion. You would think life is a piece of cake being a stay at home and work from home dad with a stay at home spouse. But I recently went through two weeks of intense
Reduce Emotional Stress By Seeing Life Through A Different Perspective Read More »
There’s nothing more maddening for a manager than getting a last minute e-mail from a subordinate “calling” in sick on a Friday. At least have the balls to call in and fake a pathetic sick voice! Sending in an e-mail last minute to say you are sick after partying it up all night is like
Never Call In Sick On Friday, Slacker! Read More »
Here are the key points from the now passed Trump administration’s tax plan for 2018 and beyond. This is the Republican tax plan. After reviewing the key points, I share my thoughts on how to win under this possibly new tax environment. The audio version is at the end of the post. Republican Tax Plan Highlights *
How To Win Under The Proposed Republican Tax Plan Read More »
Look around you. Chances are HIGH all your bosses look the same, talk the same, and act the same. If you so happen not to look like your boss, then you might be limited in your upward mobility. We all know people tend to favor those who are more similar to themselves. My dentist is a
Is Diversity Really Necessary In The Workplace? Read More »
