Are you a morning person or an evening person? I’ve been a morning person since I had to get into the office at Goldman Sachs at 5:30 am in 1999. More than 24 years later, I’m still a morning person. One of the ways to make more money is to work while others are sleeping […]
Are You A Morning Person Or An Evening Person? Discovering The Early Risers Read More »
Would you give up all the pleasures in life to pay off your mortgage early? One man did, which is amazing. Before we get to his story, let me share my own mortgage pay off story. I bought my first property a week after turning 26. It was a two bedroom, two bathroom, 1,000 sqft
Nobody has ever told me I’m type A in my life until recently when a commenter wrote in my perpetual failure post, “I’m not sure everyone would agree with some of your ‘failures’ Sam. I mean, growing a site only 50% a year after 120% growth in previous years is not really considered failure in the
Are You Type A Or Type B? Take The Personality Quiz! Read More »
The income limits before tax deductions start phasing out are ~$260,000 for singles and ~$311,000 for married couples according to the IRS in 2019. In other words, after making more than $260,000/$311,000, you won’t be able to deduct the full amount of your mortgage interest and property taxes. You will also be subjected to the
Income Limits Before Tax Deductions Start Phasing Out Read More »
It’s bull markets baby. Now that we’re at record highs in 2021, well over 10 years since the bottom of the financial crisis, I’m left wondering now whether it’s time to take profits and sell everything. If you’ve been 100% invested in equities since the beginning of the year, you are likely only up 11%.
Will The Bull Market Last In Stocks And Real Estate? Read More »
There’s an incredible joy of living within your means. The more you can live within your means, the happier you will become. You will appreciate more of what you have, and desire less of what you don’t. “Do not spoil what you have by desiring what you have not; remember that what you now have
The Joy Of Living Within Your Means Read More »
Are you interested in investing in options? There’s a lot of information out there you can read and some of it is crazy complex. Back in 1998, the head of the derivatives desk at Goldman made me read a 1,000 page book called, Options As A Strategic Investment by Lawrence McMillan after our first round of interviews. When
Investing In Options For Profit And Risk Reduction Read More »
For the record, I believe having at least 10 million dollars is the ideal amount of money to retire early today. Given interest rates have come down over the past 40+ years, the value of cash flow has gone up. Inflation is also pick up. Retirees and investors need a lot more capital to generate
What Would You Do With $10 Million? Read More »
We’ve talked about the risks of investing in startups. Now let’s talk about investing in IPOs and how the IPO process works. Taking private companies public was a big part of my job when I worked in the Equities department at a couple major banks for 13 years. Knowledge is wealth and I’m here to share
How Does The IPO Process Work? An Inside Look At Becoming A Public Company Read More »
I don’t recommend average Americans invest in individual startups. Investing in a fund is a better bet. The Securities And Exchange Commission recently voted to implement Title III of the Jumpstart Our Business Startups (JOBS) Act. This means that starting in January 2016, average Americans no longer need to be accredited investors to be able to
Average Americans Can Now Invest In Startups – Don’t Do It! Read More »
