Guaranteed returns are always nice. Unfortunately, guaranteed returns are generally low compared to the potential returns you can make investing in stocks, real estate, and other risk assets. The first thing we need to understand is money used to invest in a CD, pay down a mortgage, or pay off student loans should be grouped together in one bucket: the […]
Life isn’t fair, but the savvy learn how to take advantage of unfair situations. For example, I came up with a master plan to buy another property due to IPO delays. A lot of things in life are out of our control. So it’s important to turn lemons into lemonade. Stock market corrections remind us how
When I got rejected from my mortgage refinance in early 2015 I was pissed. I was in the third month of waiting before I got the bad news. I had locked in an outstanding 2.25% 5/1 Jumbo ARM rate that could have saved me $400 a month for the next five years. Having an 800+ Experian
Should The FICO Score Be Eliminated? SoFi Creates A FICO-Free Loan Application Read More »
A college education is valuable. However, how do we value a college education so we can feel better about spending so much time and money on collegee? There will inevitably be someone in a net worth related article comment how he or she isn’t doing so great due to all of his or her student loans. Because
How To Value A College Education To Help An Abysmal Net Worth Read More »
Is real estate the next asset class to fall? I thought so on January 13, 2016 when I first wrote this post. Then I sold my rental property in 2017 and watched real estate weaken in 2018. However, post-pandemic, the housing market is back and stronger than ever! Let me share with you from sentiments
Real Estate Is The Next Asset Class To Fall And Why I’m Not Worried Read More »
If you live in the United States, you are wealthy beyond what most others dream of. Your salary is 99% higher than of the world population. You are already wealthy, stop complaining! If you find yourself complaining, visit areas like India, and Africa, and you’ll see what real poverty looks like. If you moved there, you
You Are Already Wealthy, Stop Complaining! Read More »
What’s concerning in America is that almost everyone is overweight, obese, or borderline overweight. The pandemic has greatly highlighted how dangerous it can be to be overweight or obese. If you have debt and/or dependents and are overweight or obese, I highly recommend you get an affordable term life insurance policy. You can get free
Almost Everyone Is Overweight, Obese, Or Borderline Read More »
Do you want fame and fortune? Are you seeking more prestige and money? Well let me share you how. When you hear of Carl Icahn, what do you think? I think billionaire activist investor who fights for minority shareholders, shakes up inefficient management, and finds a way to unlock value through obvious company changes. Carl’s push to
Want Fame And Fortune? Improve Perception To Mask Reality Read More »
Happy New Year everyone! It’s time for my goals and predictions for 2016. As always, the New Year brings a bunch of hope and excitement. Too bad I think 2016 is going to be a whole lot of nothing if you’re depending on the stock market or real estate market to boost your wealth! I
Financial Samurai Goals And Predictions For 2016 Read More »
Roughly 170 posts were published in 2015 on Financial Samurai. Each post takes anywhere from 3 – 10 hours to produce on average. Even after they are published, they are constantly edited for new insights from the community. Every single post is written based off first hand experience and extensive research. I’m a big believer
The Best Personal Finance Articles Of 2015 Read More »
