The following is a guest post from reader, Erin Opalek. Erin is a married 30-something saver who engages in synchronized saving and other questionable leisure sports. She shares her personal finance advice for couples. Over the years, I’ve had a bunch of married friends express a desire to get their personal finances in order. Pretty much […]
If you want to get rich, own real estate. Never rent again because the return on rent is negative 100% every month. Here’s a story why you should never rent if you want to get wealth. Frankly, I’m shocked the guy still has a following given his financial history. It just goes to show that
Why I’ll Never Rent Again And Neither Should You Read More »
A financial adviser should help manage your money properly and make you richer over time. The question I wonder is: Should your financial adviser be smarter and wealthier than you? If someone can’t count to 10 or still possesses a negative net worth after 20 years of work experience, it’s probably not the best idea
Should Your Financial Adviser Be Smarter And Wealthier Than You? Read More »
I recently had a connect the dots moment I’d like to share with you. In a program called FICO Score Open Access, FICO announced on November 4, 2013 that it plans to allow any lender who uses FICO scores to determine an applicant’s creditworthiness to allow the score to also be available to all applicants
FICO Score Open Access: You Now Get A Free Credit Score When You Apply For A Credit Card Read More »
Everybody is worried about a fiscal cliff, so what the hell is it? In a nut shell, Bernanke coined the term in Feb 2012 as a way to describe massive spending cuts and tax hikes in January 2013 if there is no budget deal in Washington DC. Because the House is still controlled by the
Solutions To The Fiscal Cliff: Time To Start Investing? Read More »
After a year and a half of retirement life and speaking to dozens of early and traditional retirees, I’ve noticed one very alarming phenomenon. Retired folks can’t stop saving money! When I ask fellow retirees what they are saving money for, they can’t come up with an answer. Saving money is an unbreakable habit that
A Cure For Financial Hoarding And Over Saving Read More »
Savings is the main foundation to building wealth and Capital One 360 looks like a good online banking solution. This Capital One 360 review will tell you everything you need to know about their service offerings today. If you’re unfamiliar with Capital One 360, you may have heard about ING Direct. ING Direct was an
Capital One 360 Review: A Full Service, Online Bank Worth Considering Read More »
Are you looking for a car buying guideline? Do you think my 1/10th rule is too harsh? If so, do not fret! Let me also introduce to you the net worth rule for car buying guideline to follow. The net worth rule for car buying is generally reserved for wealthier people or retired people with
The Net Worth Rule For Car Buying Guideline Read More »
A self-directed IRA may be a good idea. Let me explain why, especially if you invest in growth stocks and have a proclivity to day trade. With a self-directed IRA, you can do much Picture the scenario: You’ve been a virtual slave to your office. (Hard to imagine, right?) There’s always some paper to be filed, some
A Self-Directed IRA For Your Retirement Planning Read More »
For 2019, the US government is going through another shutdown because Trump wants a $5.6 billion for a wall and the Democratic controlled congress doesn’t want to pay for it. After a 21 day shutdown, the cost to the American tax payer is now $6 billion, or more than the cost of the wall. It’s
When Will The Government Shutdown And Furlough End? Read More »
