Active income is much more enjoyable than passive income due to the positive feeling of purpose. We want to know our actions make a difference no matter how small the scale. But what is the ideal split between passive income and active income? Finding the right balance leads to a better life. For those of […]
The Ideal Split Between Passive Income And Active Income For A Better Life Read More »
The biggest problem I see in society is the widening gap between the rich and the poor. When CEOs make 300X their average worker’s salary and the top 5% own roughly 74% of all the assets, we’ve got some serious wealth inequality here! However, perhaps we need to take more personal responsibility about why the
Maybe It’s Your Fault Why Wealth Inequality Continues To Worsen Read More »
Given day job income is the number one source of income for the majority of the population, it behooves us all to go where there’s robust employment. Let’s look at the top 5 cities in America to get rich and enjoy life! After reading one too many “best places to live, retire, work” articles that
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The average consumer credit card rate is 17% as of June 1, 2019 according to the latest credit card tracking bureau. With the US Bank Prime Rate at 5%, credit card companies are charging 12% over Prime. In other words, credit card companies are making big bucks off you! The US Bank Prime Rate or
Average Credit Card Interest Rates Are Way Too High Read More »
How many of you achieved last year’s resolutions? How many of you still remember what last years resolutions were? If you don’t write down your goals, you’re more than likely to forget. Here’s a quick recap of my official five financial resolutions. Top Financial Resolutions Each Year 1) Live Free. Although leaving Corporate America in
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Seeking approval is what so many of us want from our parents. Unfortunately, I never got much approval from my father growing up. Instead of being encouraging, he was often critical. Even to this day as a 44-year-old adult, he is a critical father of my work. Due to the criticism my father constantly gives
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Happy New Year! Time always moves faster the older we get. One day I’ll lose my mind and hopefully these journal entries will jog my memory. I’ve put together this 2013 year in review to take a quick look back at what I did well on and where I failed. Although less than 20% of
2013 Personal Year In Review On Financial Samurai Read More »
Here are the top Financial Samurai articles of 2013. 2013 was a great year because it was the first full year after I left my day job in finance for good. I’m updating this post eight years later in 2021 to see how far I’ve come. 2013 Was A Productive Year I’m always curious to
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I have a habit of rejecting expensive Christmas gifts. Even with revenge spending becoming a trend post pandemic, it’s still hard for me to accept expensive Christmas gifts. I’ve got a habit that drives a close friend nuts. She always buys me an assortment of Christmas presents every year, and every year I end up
Rejecting Expensive Christmas Gifts: Admirable or Insulting? Read More »
The average inheritance amounts by country vary widely. But they are good stats to know to understand why some citizens seemingly have more generational wealth than others. Average Inheritance Amounts By Country Below are the average inheritance amounts by country. Although the United States is the wealthiest country in the world, it does not have
Average Inheritance Amounts By Country: Have You Had The Talk With Your Parents Yet? Read More »
