According to First Data, credit card usage was up 8.2% YoY in 1Q2011, 9% YoY in 2Q2015, and 10.6% YoY in 3Q. If those aren’t healthy signs of consumers spending again, I don’t know what is. What’s a little more shocking is that the latest November industry-wide car sales figures are up 14% YoY to […]
Credit Card Usage Is On Fire Again Read More »
In my fiscally irresponsible state of California, Governor Jerry Brown (D) is proposing raising taxes on people making over $250,000 a year. According to the SF Chronicle, 65% of those polled believe this is a great idea. Well No Duh useless poll and uninsightful newspaper. Most people or households don’t make more than $250,000 a
No New Taxes Before Pension Reform Dumbass Read More »
Do you have frugality disease or spending guilty? I do, which is one of the main reasons why I started to decumulate my assets at age 45. With the way I’ve been saving, I don’t want to die with too much money. Otherwise, that will have meant that I wasted a lot of time and
Do You Have Spending Guilt Or Frugality Disease? Read More »
Have you gained weight during the pandemic? Don’t worry, you’re not alone! Millions of people have gained weight due to being stuck at home. Here are five creative holiday workouts to get in better shap. Ah, the holidays are great for spending time with family, wearing ugly sweaters, and shoving enough shrimp cocktail, turkey, ham,
Five Creative Holiday Workouts To Get In Better Shape Read More »
Some people seem to flourish in life with minimal effort. Meanwhile, others struggle and suffer constantly. Ultimately, how well you do in life is up to you. You may have to work harder than the next guy. But success starts in the mind. And I’m going to share with you a secret on the easiest
The Easiest Way To Get What You Want And Achieve What You Deserve Read More »
Despite the government saying the economy is better and jobs are plentiful, you know they are lying. How? Because there are still grown adults living at home with mom and dad! If you’re in that camp, this post has some helpful tips on how to get boys if you live at home. If you aren’t living
How To Get Boys If You Live At Home With Mom And Dad Read More »
I’ve decided to start a new series entitled, “Credit Card Enlightenment” revealing a portion of what I spend on a monthly basis from my personal credit card and any enlightenment that is found through the analysis. All of us should have at least one rewards credit card to earn points and miles. The economy is
Credit Card Enlightenment: Track Your Expenses Wisely Read More »
A temporary payroll tax cut extension or a temporary tax cut anything is a mistake. The important issue to understand is what people do with their money during a temporary tax cut. If you know that a tax cut is temporary, you aren’t going to spend your tax savings because you know a tax hike
Understand Why A Temporary Payroll Tax Cut Extension Is A Mistake Read More »
For the longest time, homeownership has been considered a part of the American dream. However, as the housing market continues to go up post-pandemic, perhaps we should question whether this dream should continue? This post was originally published on Nov 29, 2011, right after the Global Financial Crisis. The housing market got crushed and many
Should Homeownership Still Be The American Dream? Read More »
The Mediterranean is chilly in the Fall, ranging from 48-75 degrees Fahrenheit. Anybody coming from San Francisco will feel right at home. The cruise ship was packed with a couple thousand explorers. Not only that, there were three other ships just as large following a similar itinerary. Pretty good for the tail-end of the season
Life Lessons From Twelve Days At Sea Read More »
