This post will provide a guide for how much your net worth or savings should be based on income. Too many people go through life just winging their finances. No wonder why most people end up in old age wondering where all their money went. If you’ve been making $500,000 a year for a decade […]
How Much Should My Net Worth Or Savings Be Based On Income? Read More »
Back in the summer of 2012 I decided to test my house on the market to coincide with the Facebook IPO. (Should I Sell My House As Facebook Goes Public?) Although I didn’t want to sell my house, I was in a peculiar stage in my life where I just negotiated a severance from my
Lessons Learned From Not Selling My House Near The Bottom Read More »
While the use of real estate lawyer is mandatory in some states, in most states it is optional. I’ve bought four properties and sold one property. For all the transactions, I have never once used a real estate lawyer because California law says using one is not required. However, even if you live in a
How A Real Estate Lawyer Can Save You From Tremendous Pain Read More »
When everybody is getting rich but you, investing FOMO takes over! Investing FOMO is the hardest type of FOMO to conquer. If you let it get to you, you could end up losing a lot of money due to improper risk management. FOMO stands for Fear Of Missing Out. The term is usually reserved for
Investing FOMO Is The Hardest Type Of FOMO To Overcome Read More »
The S&P 500 and the NASDAQ are back to all-time highs after all that’s gone on since the global pandemic emerged in 2020. Here is a bull market checklist to living your best life today. If you are an investor, your net worth is likely near or at an all-time high as well. Maybe you’ve
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Travel is amazing, especially when you can travel for free. With the pandemic over and a strong US dollar, traveling abroad during another global financial crisis is not a bad idea. This post will highlight the best way to travel for free and lower your taxable income as well! My Travel Background Since childhood, I’ve
The Best Way To Travel For Free And Lower Your Taxable Income Read More »
Although I’ve got a lot of opinionated posts, it doesn’t really matter if you disagree with my stance so long as what you do with your money doesn’t adversely affect others. There’s really no need to worry about other people’s finances. If your way works for you that’s all that matters. If it stops working
There’s No Need To Worry About Other People’s Finances Read More »
Are you wondering how to get more life insurance for less money? I did during the later stages of the pandemic, and my wife, Sydney, followed suit. She shares below how she was able to double her life insurance death benefit for less money with Policygenius. Getting more life insurance for less money is always
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Are you wondering why invest in certificates of deposit if rates are so low? Funny you should wonder because CD rates rose significantly since the 2020 lows. In 2023, both CD rates and Treasury bond yields reached their highest levels since 2007. By Q3 2024, the Fed finally started to cut rates after multiple rounds
Why Invest In Certificates of Deposit (CD) When Rates Are So Low Read More »
As an extrovert, I generally enjoy plenty of human interaction. However, sometimes, I come across folks who completely lack emotional intelligence. When I come across such folks, I immediately begin to wonder what happened? Is the lack of emotional intelligence a parental failure? Is it a failure of the school system? Or is a lack
A Lack Of Emotional Intelligence Is Costing You A Fortune Read More »
