A middle class income is all you need to be happy. However, we are a society who always wants more. Even after we reach an arbitrary income level, we aren’t satisfied for very long. This post will go through the various definitions of a middle-class income. A big part of defining a middle-class income will […]
Definitions Of A Middle-Class Income: Do You Consider Yourself Middle Class? Read More »
Well, we’ve done it, folks! Despite COVID-19 and tens of millions of Americans unemployed, the NASDAQ and the NASDAQ have successfully completed their V-shaped recovery. At the end of the day, capital, not labor is the best way to build wealth. In this post, I want to go through some key lessons from this most
Capital, Not Labor And Other Takeaways From A V-Shaped Recovery Read More »
Good things don’t happen to those who disbelieve. Be open to possibilities. This post will highly why negotiating a severance is possible, even if you are a great employee or a bad employee. One of the push backs people have about my bestselling ebook, “How To Engineer Your Layoff: Make A Small Fortune By Saying
Why Negotiating A Severance Is Possible: Absolute Reputational Destruction Read More »
To keep your life insurance rate class, one way is to convert your term life into a permanent life insurance policy. The cost of your life insurance premiums depends on your health rate class. This post will share when converting a term life policy makes sense and when it may not. In a previous post,
Convert Term Life Into Permanent Life Insurance To Keep Your Rate Class Read More »
Financial independence is the best. Financial DEpendence is the worst. Don’t rely on your husband or wife to survive. If you truly love your spouse, you would make them financially independent. Don’t let them always feel like they have to ask for money or ask for permission to spend money. If you plan to get
Financial Dependence Is The Worst: Why Each Spouse Needs Their Own Bank Account Read More »
Are you wondering how to start a business, especially as the pandemic created so much job uncertainty? You’ve come to the right place. My friend Michael from Financially Alert, shares his tips on how to start a business after starting and selling one before. Michael took an early retirement in his mid-thirties to be fully present
How To Start A Business: Bootstrapping To 7-Figures Read More »
In order to achieve financial independence, you must properly manage your debt. Here is a debt optimization framework to help you do just that. Ideally, you want to be completely debt-free when you retire or no longer want to work or have the ability to work. But first, let’s discuss why we get into debt
Debt Optimization Framework For Financial Independence Read More »
If you plan to retire, it’s good to know what age do most people retire in America. You don’t want to be a misfit and retire too soon. Otherwise, what are you going to do with the rest of your life? You also don’t want to retire too late and miss out on doing all
What Age Do Most People Retire In America? Read More »
Practice stealth wealth if you know what’s good for you. Showing off how much you make and how much you have is not the way of the Financial Samurai. You will be crucified by the public if you show of your outsized wealth. People will also not give you credit for the risk you took
The Rise Of Stealth Wealth: Ways To Stay Invisible From Society If You Have Money Read More »
Despite all the hype about massive workforce migration to lower-cost cities due to the work from home trend, I now believe the migration trend may be slower than hotly anticipated. The best near-term real estate investment opportunity really is right in your city. We’ve been talking about investing in the heartland of America since 2017.
The Best Near-Term Real Estate Investment Opportunity: Your Own City Read More »
