What Type Of Investment Property To Buy? Single Family Home, Condo, or Multi-Unit

67 Comments / Real Estate / By

This post will discuss what type of investment property to buy in order to maximize investment returns. Buying rental properties today is one of my favorite investments. The ability to benefit from rising rents and property prices is a powerful wealth creator. For years, I regretted buying a single family home in San Francisco instead […]

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States With The Highest And Lowest Unemployment Benefits

48 Comments / Career & Employment, Insurance / By

Here’s a look at the sates with the highest and lowest unemployment benefits. Unemployments vary more than you think by state. Therefore, some unemployed people are faring better than others. During the pandemic, the federal government significantly boosted unemployment benefits. The CARES Act provided an additional $600/week through the week of July 31, 2020. And

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Career Insurance: The Guaranteed Way To Prevent Unemployment

67 Comments / Family Finances, Insurance / By

The coronavirus pandemic really got me thinking about all of our children’s’ futures. The world was suboptimal for two years. But what will their world be like in this already brutally competitive place full of constant rejection? Let me share a guaranteed way to prevent unemployment: career insurance. In big cities, expect to spend up

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A Stealth Wealth Solution For Real Estate Investors With Kids

60 Comments / Family Finances, Real Estate / By

If you want to raise better adjusted kids, you probably want to practice some level of stealth wealth. Stealth wealth helps so that they don’t grow up spoiled and unable to recognize prosperity. This article provides a stealth wealth solution for real estate investors with kids. A couple readers have pointed out that I was

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The Thrill Of Paying Down Debt And Having No Money Is Addicting

37 Comments / Budgeting & Savings / By

Paying down debt is quite satisfying. Having no money can actually be quite addicting and thrilling. Let me explain. When you have no money, your body’s survival instincts are triggered. Without money, your risk of starvation and being homeless increases. Therefore, you tend to do everything you can to make more money. Debt puts you

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Income Profiles Of Financially Free People: FIRE Movement Followers

78 Comments / Retirement / By

There’s nothing better than being financially free. Let’s look at some income profiles of FIRE movement followers. I’ve been writing about FIRE since 2009 and it’s always fascinating to see how other people are living. In “Are You Too Proud To Be Rich?” my goal was to challenge people’s beliefs that going to college, and getting

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Active Versus Passive Investing Performance In Stocks And Bonds

42 Comments / Investments / By

If you’re wondering about active versus passive investing performance, you’ve come to the right place. Overall, it’s better to be a passive index investor because it is very hard to outperform various stock market indices long term. The vast majority of active equity and fixed income fund managers underperform their respective indices. You are probably

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How Millionaires Will Spend Their Coronavirus Stimulus Checks

138 Comments / Big Government, Career & Employment / By

If you want another reason why having a high net worth is better than having a high income, all you’ve got to do is look at who gets stimulus checks from the new CARES Act. That’s right. There are millionaires getting coronavirus stimulus checks. If your latest tax return shows an adjusted gross income of

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Housing Expense Guideline For Financial Independence

210 Comments / Budgeting & Savings, Real Estate / By

If you want to achieve financial independence, you need to get your housing expenses under control. This article will provide a housing expense guideline to help you achieve financial freedom sooner, rather than later. Financial Samurai began in 2009 and is one of the top independently-owned personal finance sites today with over 1 million visitors

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