Go Up The Housing Price Curve To Find Better Value: Avoid The Frenzy Zone

If you want to find better value when buying a house, then avoid the Frenzy Zone. The Frenzy Zone is essentially the housing price point where the majority of people can buy, the median home price +/- 50%. If you look for homes priced above the Frenzy Zone, demand drops of significantly. As a result, […]

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Real Estate Crowdsourcing Investing With Fundrise

A lot of you have expressed interest investing in real estate over the years as part of a diversified  investment portfolio strategy. However, some of you don’t have the 20%-30% downpayment to get started in rental property investing. Therefore, I’d like to explore the real estate crowdsourcing industry with Fundrise. With Fundrise, you can invest in

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Retirement Savings By State: Which Region Is Winning?

This article will cover in detail retirement savings by state. The higher the retirement savings by state, perhaps the more attractive the state is to retire in. After all, the states with the highest retirement savings must be doing something right! Folks know I’m biased towards West Coast living due to the weather, diversity, food,

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The Definition Of Poverty Might Be Too Rich: Time For An Adjustment

After publishing my post, Here’s How Much Money You Need To Retire Early And Live In Poverty, several readers were offended because the definition of poverty was too high. They commented that my premise was absurd and that they live quite comfortably or think they can live quite well on the income levels I highlighted.

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Pay By Cash Or Credit Card? Deciding The Best Way To Save Money

Whenever you buy something, it’s good to ask yourself whether to pay by cash or credit card? There are pros and cons of each. This article will highlight which way is best to maximize your finances. Let me start with an example of whether to pay cash or credit card when doing some car maintenance.

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Universal Life Insurance: A Type Of Permanent Life Insurance Policy

Universal life insurance is a type of permanent life insurance policy. A permanent life insurance policy is a policy that lasts a policyholder’s entire life. There is a death benefit paid out to beneficiaries and a cash value that builds up over time. Universal Life insurance is one of the most popular types of permanent

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Real Estate: My Favorite Investment Asset Class To Build Wealth

Real estate is my favorite investment asset class to build wealth for regular folks. For hundreds of years, real estate has built tremendous wealth for millions of people. I don’t expect this trend to ever change in our lifetimes. Today, investors can invest in high quality residential and industrial real estate across the country with

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