Social Security Survivor Benefits: Life Insurance For All (Taxpayers)

52 Comments / Insurance / By

After writing my post on life insurance needs when having a baby, a reader mentioned he was disappointed I didn’t mention Social Security survivor benefits. What’s funny is that I never think about Social Security when planning for my financial future. We all know Social Security is underfunded and the government will likely raise the minimum […]

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Property Taxes By State – From Highest To Lowest

128 Comments / Taxes / By

This post will provide a detailed look into property taxes by state. The differences in property taxes by state from the highest (Illinois at 2.32%) to the lowest (Hawaii 0.28%) is astounding. Although, these are average property tax rates by state because many counties have slightly different property tax rates within a state. Therefore, just

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The Real Estate Investing Rule To Follow: Buy Utility, Rent Luxury

208 Comments / Real Estate / By

If you plan to invest in real estate, there’s a key real estate investing rule you should follow. It’s called Buy Utility, Rent Luxury or BURL for short. Using the BURL method, you increase your chances of making a higher return on your real estate investment while also maximizing your capital for a better lifestyle.

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Staying Unemployed: Why I’m Giving Up On Going Back To Work

56 Comments / Career & Employment, Retirement / By

At the beginning of 2020, I was excited to start applying for jobs after my six-month paternity leave was over in June. After eight years of unemployment, I had done everything I wanted to do. Now with two kids, rising living expenses, and the possibility of a downturn, finding work would be the responsible thing

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Why Get Life Insurance If You’re Financially Independent

42 Comments / Insurance / By

I’m often asked why get life insurance if you’re financially independent. It’s a good question that merits a deep dive. I became financially independent in 2012 and have life insurance because I had children in 2017 and 2019. Many of you will face the same dilemma once your passive income can cover all your living

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How To Deal With A Micromanager Without Killing Yourself First

118 Comments / Career & Employment / By

Micromanagers are the worst! Dealing with micromanagers is one of the main reasons why I decided to fake retire from the finance industry in 2012. I couldn’t take this one boss in NYC always calling in to check up on me even though I was ranking well with my clients. There’s probably nothing more annoying

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How To Maximize An Umbrella Policy Like A Champ

38 Comments / Big Government, Insurance / By

If you have an umbrella policy, you should learn how to maximize an umbrella policy. After all, an umbrella policy costs you premiums every year you own one. If you have assets that amount to more than what your car insurance and home insurance coverage provides, then you should probably get an umbrella policy for protection.

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