Everybody has some degree of FOPA, or Fear of Other People’s Approval. We’ve become so accustomed to fitting society’s mold that we’ve stopped thinking and acting for ourselves. We seek prestige and status, which becomes a never-ending endeavor that will make you miserable after a while. But I argue that to truly make a difference […]
Conquering FOPA: The Fear Of Other People’s Approval Read More »
One of my beliefs as a stay at home dad is that I wouldn’t trade the time I spent with my son for any amount of money. Lost income be damned! Given time is way more valuable than money, especially as you get older, this sounds like a logical statement. But perhaps this statement is
Forgoing $1 Million In Lost Income To Be A Stay At Home Parent Read More »
I’m always in search of FIRE (Financial Independence Retire Early). Even though I left work in 2012, it’s now becoming more of a struggle to stay retired now that I have two kids. It hit me the other day that I’ve got to get my act together if I plan to retire a second time
In Search Of FIRE: Financial Samurai Retirement Portfolio Review Read More »
One of the most gratifying investments I’ve made is landscaping a fixer I bought in 2014. Great landscaping can really improve the value of your property. Not only does good landscaping make the property look great, it may create more useable space. What’s funny though is that when I was in my 20s and 30s, I
Landscaping As An Investment: Focus On Aesthetics And Functionality Read More »
I’ve actually been a stay at home dad since 2017, but this article was written after two years of being a SAHD. For dads out there who are considering quitting their jobs to be full-time fathers, this post will give you some perspective. I still remember the day my son was born like it was
Reflecting On Being A Stay At Home Dad For Two Years Read More »
After a banner year in 2020 and an even stronger 2021, more people are thinking of cashing out of stocks to buy real estate. After all, real estate is a real asset that provides utility and tends to hold its value. Stocks are just digital values that could plummet in value over night. Seeing your
Cashing Out Of Stocks To Buy Real Estate: Analyzing The Temptation Read More »
Originally, I was going to entitle this post, How To Get The Best Mortgage Interest Rate Possible. But after a couple weeks of battling, I failed to do such a thing due to a lack of convincing skills, poor timing and good old fashion bait and switching. As a result, let me teach you how
How To Fail At Getting The Lowest Mortgage Interest Rate Possible Read More »
There’s a common joke here in the SF Bay Area. How do you know someone went to Stanford? They’ll tell you within the first couple of sentences. We Americans have a tremendous desire for status and prestige. When we work hard for something, it’s our second nature to tell everybody about our achievement. You do
The Definition Of American Prosperity Needs An Adjustment Read More »
Before I show you the 20-year annualized returns by asset class between 1999 – 2018, I want you to guess the following four things: 1) Of the following asset classes, the S&P 500, a 60/40 stock/bond portfolio, Bonds, a 40/60 stock/bond portfolio, REITs, Gold, Oil, EAFE (Europe, Asia, Far East), national real estate, which performed
Annualized Returns By Asset Class From 1999 – 2018 Read More »
If you want to get rich, it’s probably wise to buy real estate as young as you can. Inflation is too powerful of a force to combat. The earlier you buy real estate, the more you can let your returns compound. In addition, buying real estate keeps you disciplined as a forced savings mechanism as
Buy Real Estate As Young As You Possibly Can Read More »
