The average credit card debt is on the rise and the U.S. average household owes a crippling amount. According to Transunion, the average credit card debt per U.S. adult is $5,525 in 2021. And for US households, the average credit card debt balance is $7,938 per Wallethub. Another interesting stat on the average credit card debt […]
How Much Is The Average Credit Card Debt Per Household? Read More »
The Risk Of Being Unhirable After Retiring Early Is Overblown
The Risk Of Being Unhirable After Retiring Early Is Overblown Read More »
I’ve been writing about early retirement (FIRE) since 2009. As one ov the pioneers of the modern-day FIRE movement, I’m proud of how far the movement has come.During this time period, I’ve made some suboptimal pre-retirement and post-retirement moves. Therefore, if I could retire all over again, I want to share some of the things
If I Could Retire All Over Again These Are The Things I’d Do Differently Read More »
The following is a guest post by Deanna from RecoveringWomenWealth.com. Deanna is the first to kick off the Financial Samurai Underdog Tour where I highlight people who’ve overcome some sort of difficulty to lead a better life. She had a drug & alcohol addiction she overcame. Recovery from my addiction has been one of my
What Drug & Alcohol Addiction Taught Me About Risk & Reward Read More »
I had lunch with Jilliene Helman, Co-Founder and CEO of RealtyMogul. I was impressed with her focus on creating a long-term, sustainable business versus pursuing every real estate deal for growth’s sake. This article will discuss how RealtyMogul performs due diligence on their investments. After COVID, performing strong due diligence is more important than ever.
How RealtyMogul Performs Due Diligence On Their Investments Read More »
The decision to buy or rent a home is big one, especially if you’ve never purchased real state before. Here’s my story about how I decided on buying a home vs renting. For me, the decision came up one rainy winter. Rain during the winter in San Francisco means lots and lots of snow in
How To Decide Whether To Buy Or Rent A Home Read More »
The FS20 property indicator is a way to help you buy a house with more confidence. Given the relative illiquidity of real estate, there is huge room to get your property transaction right or wrong. My hope is for all of you to get maximum value whether you’re buying or selling. There are many variables
FS20: A New Property Leading Indicator That Gives Buyers Confidence Read More »
When the pandemic is finally over, you might be wondering how much to spend on a hotel. I’ve traveled to over 60 countries in my lifetime and have stayed at hundreds of hotels. Let me provide a framework on how much to spend on a hotel to get the best bang for the buck. How
How Much To Spend On A Hotel While Traveling Abroad – Calculate NHER© Read More »
Before buying anything, always calculate the opportunity cost when making a major investment. If you do, you will spend less and build wealth faster. I love window shopping and never buying a gosh darn thing. Vendors hate me, but my bank account thinks otherwise. This habit started when I was a teenager making minimum wage with shoes and
Always Calculate The Opportunity Cost When Making A Major Investment Read More »
