Do you really know how much you need to retire? A lot of people like to throw out random numbers without really doing the math. One million dollars is a nice round number that often gets brought up for retirement. Unfortunately, $3 million is the new $1 million thanks to inflation in rent, property prices, tuition, automobiles, […]
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Long-term investing is hard without discipline. One of the biggest problems I consistently observe is people’s inability to control their spending once they start making money or a lot more money. We all know someone who is making the big bucks, yet is just living paycheck to paycheck (see: Scraping By On $500,000 A Year). After three months
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March 2014 officially marks my two year anniversary since I last held a full-time job. It’s been an amazing two years, filled with uncertainty and excitement as I worked to balance play with trying to feel useful. Let me do some reflecting on two years of freedom so far. To keep some discipline, I created
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No matter how tempting it is to badmouth your employer, don’t do it. Seldom is work a panacea of lollipops and fuzzy koalas. Not even the nicest, hardest working, and best performing worker can escape the barb wires of work politics. Why? Because even though you might be a good person, other people may hate
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Here’s a guest post from an angry retail banker. Every time I’m waiting in line to deposit a check at a bank, I wonder what the hell is taking so long. Who are these people with huge envelopes full of cash? Why does the elderly lady always have to argue with the teller about why
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If you want to grow stronger, it’s important to stay humble. Humbling yourself every month or every year is a good reminder you’ve still got so much to learn. Don’t let your success get to you! Luck is a bigger factor for your wealth than you realize. The more humble you can be, the less
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Many of us have dreams of becoming a millionaire or making a million dollars a year. Well, I’d love to become a millionaire again after so many people showed so much doubt about my path to this financial milestone by 30. In 2013, my overall income took a big hit. The glow of a six-figure severance
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Financial distortion can make you think you have a greater net worth than you really do. This articles talks about how to protect your net worth from financial distortion so you can asset allocate better, have a clearer investment thesis, and ultimately make more money in the long run. Back in 2007, I invested in
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As a father of two young kids, I’ve done hours of research understanding the safest cars and SUVs to survive a crash. Nothing is more precious than my children and my spouse. You can be the safest driver on the road and still get into an an accident. As a result, there is no shame
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Snap Inc. finally went public at $17 and was worth around $25 billion after a meteoric 45% rise in its first day of trading. Now the shares are even higher. With ~1,900 employees now liquid since it’s been over 6 months since the IPO, funny money capital will inevitably rain down on the Southern California
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