Insider trading is a no no. The profits are not worth the risk. On Saturday, July 16, 2014 I played in a tennis tournament with a partner that worked at Trulia, an online real estate company. He just got his job and was explaining to me how the company makes money through its ad placements for […]
Is Buying A Stock Coincidentally Before An Acquisition Insider Trading? Read More »
A couple mortgage refinances ago, I almost screwed myself because I had an $8 judgment against me from my local utility company that crushed my credit score by ~100 points. I thought I had an excellent credit score of 780, and I did, when I first started my 100 day refinance hell. But when my refinance bank
Does A Good Credit Score Really Matter Anymore? Read More »
Back in 2015, I was rejected for a mortgage refinance. Banks didn’t even offer me a higher rate. They simply refused to refinance my loan. I was a mortgage refinance failure. Let me share with you my experience so you can increase your chances of refinancing or taking out a new mortgage at a great
Mortgage Refinance Failure: Lending Standards Remain Very Tight Read More »
On January 30, 2015, I finally opened up my first Motif Investing portfolio with $10,000. I waited until the end of January because I felt there was a lot of uncertainty in the market (there still is), and I was also taking my sweet time doing research on the 30 companies and ETFs I wanted
Motif Investing Investment Portfolio Review 1Q2015 Read More »
If you are making a six-figure income or seven-figure income, congrats! It’s a great achievement to earn over $100,000 a year. However, there are tax penalties for high income earners that you should be aware of. For example, you must pay a 6.2% Social Security tax for the first $168,600 as of 2024. Plus, 1.45%
Tax Penalties For High Income Earners: Net Investment Income, AMT, Medicare Read More »
Today’s post comes from a reader named Melissa who is facing the expensive decision of trying IVF with her husband in order to have their first child. Infertility is a sensitive and grappling topic that many couples are facing today. We’re having children later now due to our careers, and many of us are struggling
How Much Does IVF And Eastern Medicine Cost To Combat Infertility? Read More »
I’ve only got two credit cards: one for personal use, and one for business use. I like concentrating all my spending on one card so I can get maximum points to buy things like a home theater system, nights at the Halekulani Hotel, gasoline cards, and tennis racket grips! Credit card reward points have value
Determining The Value Of Your Credit Card Rewards Points Read More »
Are you debating on whether to continue working as a contractor or go full-time? There are certainly pros and cons to each method. It’s been over two months since I started consulting at a financial tech startup and I’ve now got to make a decision to lobby for a permanent spot, stay on as a consultant
Should I Continue Working As A Contractor Or Go Full-time? Read More »
One of the questions I asked in my accredited investor post is whether the current definition of accredited investor is fair or not. 61% of you voted that the Securities And Exchange Commission (SEC) should not dictate who can and cannot invest in private offerings. Only 31% of you said the definition is currently fair, while the other
Can Anyone Be An Accredited Investor? The Government Can’t Tell Read More »
Despite real estate ranking second to last in my Passive Income Rankings, don’t worry real estate fans. Real estate still is my favorite asset class to build wealth. This article will discuss whether to invest in real estate for capital appreciation, rental income, or lifestyle. For me, I invest in real estate for lifestyle first. I
Invest In Real Estate For Capital Appreciation, Rental Income, Or Lifestyle? Read More »
