Are you wondering whether to buy bonds to build wealth? Well, wealthier people in America do not follow the conventional asset allocation model of buying bonds, i.e. age equals your bond percentage allocation or a 60/40 equities/fixed income split. Nor do they follow my stock allocation by bond yield either. How do I know this? […]
Should I Buy Bonds To Build Wealth? Wealthy People Don’t Read More »
Knowing the historical 401k contribution limits is important for understanding how much you can really save in your 401k each year. When most of us think about how much we can contribute to our 401(k), we only think about how much we can contribute as an employee. Instead, think also about how much an employer
Historical 401(k) Contribution Limits: Employer Profit Sharing Is Significant Read More »
We’ve talked about all the different types of auto insurance. I’d like to now talk about whether you should get an umbrella policy. An umbrella policy is also known as a personal liability insurance (PLU). This article will specifically describe how does an umbrella policy work and how much does it cost. When you’ve spent
How Does An Umbrella Policy Work And How Much Does It Cost? Read More »
To gauge performance, you need to have net worth benchmarks. Otherwise, you have no idea whether you are outperforming or underperforming the masses. With net worth benchmarks, you can also retire early for greater happiness if you wish! Even if your net worth is up 20% one year, it may be not be so great
Net Worth Benchmarks To Ensure Proper Growth Over Time Read More »
In a strong housing market, you need to utilize every strategy possible to try and get a good deal. This post will teach you how to purchase property below fair market value. Buying a property below fair market value is possible with just a few words. However, you must really make the effort if you
How To Purchase Property Below Fair Market Value With Just A Few Words Read More »
If you want to make six-figures, know that you can if you want to. Nothing in this world is stopping you with the right money mindset to get rich. I’ll teach you how to make six figures a year at almost any age. I believe $250,000 is the ideal six-figure income for an individual for maximum
How To Make Six Figures A Year At Almost Any Age Read More »
Learn how to build passive income for financial independence and your happiness will increase. I have been creating passive income since 1999, when I realized I didn’t want to work in investing banking forever. Getting in at 5:30 a.m. and leaving after 7 p.m. every evening was too brutal! Creating genuine passive income is the
How To Build Passive Income For Financial Independence Read More »
The best place to rent a vacation property in Lake Tahoe is at Everline Resort & Spa (previously named The Resort At Squaw Creek). Everline Resort is located at Palisades Tahoe, which was previously called Squaw Valley prior to 2021. I’ve been coming to Everline Resort & Spa since 2001. I firmly believe it is
The Best Place To Rent A Vacation Property In Lake Tahoe: Everline Resort & Spa Read More »
If you’re focused on paying off your mortgage, good for you. It’s generally always good to pay down debt. However, I’d also like to share with you the biggest downside to paying off your mortgage that may surprise you. It’s been nine years since I paid off my rental property mortgage. It was a mortgage
The Biggest Downside To Paying Off Your Mortgage Early Read More »
Now that I’ve shared my 2020 review and 2021 outlook for stocks and real estate, I’d like to share my personal goals for 2021. Given the circumstances, we made the most of our time in 2020. However, as each month goes by with no pandemic resolution, I’m slowly getting more frustrated about not being able
2021 Financial Samurai Personal Goals And To-Do List Read More »
