I’m always searching for reasons why things are the way they are. It’s also fun to connect the dots and come up with an investment thesis to make a lot of money. What I’ve recently discovered is that because the minimum qualifying income required to purchase a house is so low, there is still a […]
The Minimum Qualifying Income Required To Purchase A House Is So Low Read More »
Are you wondering: Should I work on Wall Street? I worked on Wall Street at Goldman Sachs and Credit Suisse (RIP) for 13 years. It was a good career that enabled me to retire early, build investment wealth, and grow Financial Samurai. Therefore, in summary, I recommend working on Wall Street if you are given
Should I Work On Wall Street? The Pros Of Working In Finance Read More »
Here’s my September 2020 recap. For the past two weeks, I’ve felt sharp nerve pain thanks to a splinter in my right thumb. I’ve looked closely, hoping to see a tip so that I can use a pair of tweezers to pull the splinter out. Unfortunately, I’ve seen nothing. I’m resigned to leaving the splinter
The Splinter In My Thumb: September 2020 Recap Read More »
The world’s happiest people don’t reside in America, the wealthiest country in the world. No. The world’s happiest people all live in Scandinavian countries: Denmark, Sweden, Norway, and Finland! That’s right. Despite being dark for most of the time during the winter and freezing for three months a year, Scandinavians are the happiest bunch! Let
Learning From The World’s Happiest People Read More »
On October 2, 2019, Charles Schwab announced that it would no longer charge any trading fees. I remember my father using Charles Schwab in the 1990s and being charged $50 a trade. This article will discuss how online brokerages make money charging zero trading fees. Immediately after the announcement, Charles Schwab stock dropped about 9%,
How Online Brokerages Make Money Charging Zero Trading Fees Read More »
Did you know that you can negotiate a severance before you’re hired? It’s a smart way to maximize your exit package. The following is a guest post from ESI Money, a blog that focuses on achieving financial independence through earning, saving, and investing (ESI). It’s written by a fifty-something ex-executive who’s now enjoying the fruits
Negotiate Your Severance Before You’re Hired To Maximize Your Exit Package Read More »
The housing market is in a tricky situation given massive unemployment, continued shelter-in-place, the coronavirus, and tremendous uncertainty. However, after a massive 44% month-over-month rebound in U.S. pending home sales in May and another strong 9.6% rebound in October, November, and December, the U.S. housing market shaping up to be quite strong! Here are my
Housing Market Predictions For 2021 Read More »
Are you wondering will a late credit card payment hurt my credit score? The short answer is, it depends on your current credit score and late payment history. This post will share how much a late credit card payment can potentially hurt your credit score. I was so rushed to pack for Europe that I
Will A Late Credit Card Payment Hurt My Credit Score? Read More »
The following is a guest post from FarmTogether on alternative investments. FarmTogether is a leading farmland investing platform to help you diversify your portfolio. I currently have about 10% of my net worth in alternative investments such as private equity, venture debt, venture capital, and real estate crowdfunding. My goal is to bring my allocation
Alternative Investments: A Guide To Investing Beyond Stocks And Bonds Read More »
If you want to retire early, you must maximize the value of your after-tax investments (taxable investment portfolio and real estate portfolio). It is your taxable portfolio and investments that will generate the passive income necessary to retire early. It is also the taxable portfolio that will enable you to feel secure during times of
After-Tax Investment Amounts By Age To Comfortably Retire Early Read More »
