One of the keys to being a successful landlord is finding good tenants. At some point in your landlord journey, you may come across a situation where you have to decide between better tenants or higher rent. Of course, in an ideal situation, you would love to have both. This post will share my latest […]
Better Tenants Or Higher Rent? Making The Right Landlord Decision Read More »
With the S&P 500 close to a record-high you might wisely be thinking more about portfolio diversification. Portfolio diversification can help smooth out volatility. Further, you may be able to find investments that zig when your stocks zag. Diversifying through bonds is the most common way to gain portfolio diversification. However, with the 10-year bond
Portfolio Diversification With Alternative Investments: Art, Farmland, Wine Read More »
The more money you have, ironically, the more worries you might have too. Empower, a digital wealth advisor with free financial tools, released its latest Affluent Investor report. Among other things, it highlights the biggest financial concerns of affluent investors. The biggest surprise from one of its surveys is that folks with more than $500,000
The Biggest Financial Concerns Of Affluent Investors Read More »
Have you ever wondered how the rich invest? Well, look no further than seeing how the ~$41 billion Yale endowment fund invests its money. Endowments invest like many of the world’s wealthiest people and retirees. Both want income to fund their operations or lifestyles indefinitely. Both want to outperform their peers. And ultimately, both want consistently strong absolute
How The Rich Invest: A Look Inside Yale Endowment’s Asset Allocation Read More »
When I was growing up, our house was always pretty neat because I hardly had any toys. For example, I had no lego blocks for my parents to accidentally step on. My parents would only get me a present once a year. And that something was usually an action figure, not something expensive like a
Fun Frugal Toys You Can Make At Home For Kids Of All Ages Read More »
Right before negotiating my severance in 2012, I wondered whether I should get a Ph.D. After 13 years in the private sector, I thought it would be nice to switch things up. Besides, if I got my Ph.D., I could demand people call me doctor, just like how our incoming First Lady demands to be
Should I Get A Ph.D.? Not Sure If It’s Worth It Read More »
Can your finances withstand a Fed rate hike? The Fed Funds Rate (FFR) is at 0% – 0.25% to help combat the recession and global pandemic. However, now the Fed is aggressively raising rates to fight 40-year-high inflation rates. Usually, when the Fed raising rates so aggressively, risk-assets sell off. Therefore, it’s important to solidify
Can Your Finances Withstand A Fed Rate Hike? Read More »
Opening a Roth IRA for your kids is a must once they start generating earned income. Not only will opening a Roth IRA help build wealth for your kids, if you have a business, it will also help you save on taxes. If you start contributing to your kid’s Roth IRA young enough, there’s a
Opening A Roth IRA For Your Kids To Build Wealth And Save On Taxes Read More »
There is an unhealthy desire for prestige and money that is ruining people’s lives. At the end of all the striving, you might end up feeling empty inside. The desire for prestige and money is why we: 1) spend an outrageous sum of money on education despite it being free, 2) kill ourselves at jobs we
The Unhealthy Desire For Prestige And Money Is Ruining Your Life Read More »
When everybody seems to be getting rich but you, it’s a disconcerting feeling. However, after 22 years of living in San Francisco, the startup capital of the world, I say that if you want to get rich, don’t join a startup. Instead, invest in startups through an open venture capital fund like the Fundrise Innovation
Don’t Join A Startup If You Want To Get Rich: Baremetrics Case Study Read More »
