The average credit score to qualify for a mortgage is roughly 760 in 2025, a 60 point rise since the financial crisis in 2008. As mortgage rates increase due to inflation and Fed rate hikes, it’s more important than ever to have a great credit score to get a lower mortgage interest rate. Thankfully, gone […]
The Average Credit Score To Qualify For A Mortgage Is Now Very High Read More »
After the unforeseen volatility of 2020, Crowd Street wanted to know how individual investors were thinking about real estate investing in 2021 and beyond. Crowd Street was able to conduct a survey with 1,200 respondents, one of the largest of its kind. The survey results provide an insightful commercial real estate outlook for 2021 and
Commercial Real Estate Outlook 2021 – Crowd Street Survey Read More »
Empower (previously Personal Capital) is a Silicon Valley digital wealth management company that launched in September, 2011 by former Intuit and PayPal CEO Bill Harris. If you are wondering, should I use a wealth management company like Empower, I think the answer is “yes.” I have been using Empower’s free wealth management tools since 2012. Partly due
Should I Use A Wealth Management Company Like Empower Personal Capital? Read More »
Let me share why I dislike investing in the stock market even in good times. Times are good now because we’re near all-time highs after a scary March 2020. Corporate earnings are rebounding. The economy is opening up. There is light at the end of the tunnel. The problem with the stock market is that
Why I Dislike Investing In The Stock Market Even In Good Times Read More »
If there is one time to have money and spend money, it’s during and after a pandemic or similar hardship. Money should help make difficult times more bearable. If you can’t afford to spend extra money during a time of distress, then you can always revenge spend once it’s over. When I first came up
Revenge Spend Time! Spending Money To Get Back At Life Read More »
Before the internet, traditional publishing a book was the main way to get your book out into the world. Today, many aspiring authors have decided to bypass the gate keepers and go the self-publishing route. Traditional publishing means that your book is published by an established publishing house. The largest publishers are the “Big 4”
Making Money Traditional Publishing A Book: The Pros And Cons Read More »
Before buying a home in the midst of a pandemic, you need to understand the state of the mortgage industry. This information is vital if you want to make the best purchase possible with the information available. Today, lending standards are still very tight. However, with still-high mortgage rates, lenders are doing less business and
State Of The Mortgage Industry: Things To Know Before Buying A Home Read More »
We are no longer in a rising interest rate environment after inflation peaked in 2022. However, learning how to invest and profit in a rising interest rate environment. If you do, you will invest better, make more money, and lose less money. For background, I’ve been investing since 1995, worked in finance for 13 years,
How To Invest And Profit In A Rising Interest Rate Environment Read More »
When people consider the costs of having many children, they often focus solely on the financial burden. But the true cost of raising a large family goes beyond money. It includes the time, devotion, education, sacrifice, love, support, and attention that children need. When any of these elements are lacking, the consequences can be tragic.
The Cost Of Raising Many Children Isn’t Just About The Money Read More »
Are you a parent who feels guilty for not spending enough time with your kids every day? Perhaps you are chasing money and prestige more than you should. Good news! The average amount of time parents spend with their kids a day is shockingly low! As a result, if you can beat the average, you’ll
The Average Amount Of Time Parents Spend With Their Kids A Day Is So Low Read More »
