You may not realize this, but a health savings account (HSA) can be used as a retirement vehicle. If you’ve maxed out your 401(k) and IRA contributions, maxing out an HSA could be another source of retirement funds. A health savings account offers triple tax savings because you contribute pre-tax dollars, pay no taxes on […]
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Between the ages of 18 – 32, I experienced chronic back pain, sciatica, tennis elbow, golfer’s elbow, and TMJ. It was only after reading Dr. Sarno’s book, Healing Back Pain, did my chronic pain eventually went away. Now, at 44, I hardly have any chronic pain. And when some ailment does flare up, I review
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When it comes to your health, be risk-averse. When it comes to your money, you can be more risk-loving. After all, if your investment returns take a hit, you can always spend time earning back your losses through work. However, if you lose your health, you might never recover fully. Sure, having money to pay
Be Risk-Averse With Health, Risk-Loving With Money Read More »
To be savvy investors, we need to learn how to connect the dots. There are so many investment clues to discover all around us if we spend time observing. One of the dots I think I’ve connected is that old school health and fitness stocks are an intriguing laggard reopening trade. I’m not talking Peloton,
Health And Fitness Stocks: The Last Reopening Trade Read More »
They say money can’t buy happiness. But what if having money can make you less stressed, less jealous, less combative, less anxious, and more joyful? Then surely having more money can at least make you nicer right? I think so. My first realization with this correlation between niceness and wealth occurred at the end of
If You Want To Be Nicer, Get Richer: A Surprise Apology Letter Read More »
If there’s ever a time to have the ideal body weight, it’s during a global pandemic! All the studies have shown that those who are overweight or obese have a much tougher time combatting the coronavirus. If you’re in better shape, you increase your chances of living or at least recovering quicker. Another thing to
The Ideal Body Weight Pisses Me Off: Time To Get Back In Shape! Read More »
There was a second lockdown in many states. However, thankfully, the country is opening up thanks to more people getting vaccinated. This post highlights things to do before a lockdown so you don’t go nuts. Mental health is a huge issue during the pandemic! Due to to a surge in COVID-19 cases across America, a
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Ever since publishing, How To Get Health Care Subsidies Under The Affordable Care Act, I’ve been feeling a little left out. In order to help others get health care subsidies, my family has been paying our full health care costs. It is an honor to help others, so I don’t mind. However, after not visiting
Getting Your Money’s Worth For The Health Care Premiums You Pay Read More »
One of the downsides about early retirement is the expensive cost of healthcare in America. Without an employer subsidy, the average cost for a family healthcare insurance plan is about $21,000 in 2020. This post is about how to compare health insurance plans and save money. The extreme cost of healthcare is one of the
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Everywhere I go, I hear the benefits of the Health Savings Account, or HSA for short. People say an HSA is one of the best ways to save for retirement. It obviously is a great way to pay for inevitable medical expenses given the tax benefits. But is it worth having a high deductible plan
