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How Do People Live On Less Than Six Figures In An Expensive City?

Have you ever wondered how people can live in an expensive city on less than six figures? I wondered this all the time as someone who has lived in New York City and San Francisco for over 23 years. I first started my career in New York City as a financial analyst from 1999-2001 at

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The Financial Samurai Value Proposition

Financial Samurai is one of the leading independent personal finance sites in the world. Started in 2009, Financial Samurai’s mission is to help readers achieve financial independence sooner, rather than later. Let me share with you The Financial Samurai value proposition and why you should sign up for my e-mail distribution list and free newsletter.

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Should I Invest In China? A Top Down And Bottoms Up Perspective

Before you invest in Chinese stocks, get up to date on the CNY currency aka RMB. The Ren Min Bi (RMB) has a managed peg to the USD which currently stands at roughly RMB 6.78:$1. The RMB has appreciated by a couple percentage points every year for the past decade and there are no signs

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Good Advice On How To Better Manage Your Own Money

For two decades I’ve been managing my own money. It all started when I saved up $3,000 from random minimum wage jobs to open up an online trading account under my father’s guidance. This was in the early 90’s when Charles Schwab first came out. One time I bought a company which I thought sold

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The Best Way To Lose Weight And Become Debt-Free

The best way to lose weight is easier than you think. Let me explain after wearing the same size 33″ jeans since 1999. Yesterday was one of those perfect gastronomic days. For breakfast, there was all you can eat fruit and pastries. For lunch, some deliciously “low calorie” Greek baked spaghetti with garlic bread you see to

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Only The Poor or Super Rich Say “Money Can’t Buy Happiness”

Whoever said, “money can’t buy happiness” is either poor or wealthy beyond their wildest dreams. The incessant amount of studies by researchers trying to prove money can’t buy happiness is simply a result of the researcher’s own poverty or unhappiness. Because they are financially mediocre, it seems researchers are trying to console themselves that it’s

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The Curse Of Making Too Much Money And Not Pursuing Your Dreams

There is a curse of making too much money that I want to talk about. So many of us are caught up in this cycle of wanting to make more and more. This desire is making us unhappy. We need to learn to let go. The luckiest people on earth are perhaps those who don’t

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