Budgeting & Savings

Perpetual Failure: The Reason Why I Continue To Save So Much

One of the reasons why I continue to save so much is that I’m a perpetual failure. I’ve made so many mistakes in my life that I need a financial buffer to constantly bail me out. A landmine-filled upbringing has also embedded in me the necessity to save. If it’s not an investment mistake, it’s […]

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Keep Your Donations A Secret: Giving Time And Money Is Personal

Practicing Stealth Wealth is the act of keeping your overall wealth a secret. It helps with keeping haters at bay and your family safe. For your well-being, it’s much better to blend in with the majority than stick out when it comes to your finances. When it comes to money, people have all sorts of

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Can Your Lifestyle Inflation Keep Up With Investment Inflation?

Making sure lifestyle inflation never gets ahead of our income and wealth inflation is a core fundamental in personal finance. Ideally, we want to widen that gap between income and expenses so that we can one day live free. However, what if you are already living free? Or what if your investment returns are so

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How Rich Must You Be To Dine At French Laundry Like Gavin Newsom?

Since 2007, the Michelin Guide has awarded The French Laundry their highest rating of three stars. Unless you’re really rich or a politician, you will likely have to wait months to get a reservation at this Yountville, California restaurant in Napa Valley. Deca-millionaire California Governor Gavin Newsom and his wife were spotted having an opulent dinner

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Cash Management Is Really All About Stress Management

Cash management is important during bad times, but also during good times. Give the increasing volatility in the stock market, cash management is even more important to manage stress. At any given time, every investor must always decide three things: 1) How to invest their new cash flow 2) How to invest their existing cash

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Money Scams During COVID-19: Beware Of Desperate Measures

Desperate times often lead to desperate measures. I’ve noticed several money scams during COVID-19 we should all be aware of. If you know of more money scams, please share them in the comments section below. It makes me so mad that there are scammers out there. I’ve been scammed before, and it felt terrible. But

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