When the pandemic is finally over, you might be wondering how much to spend on a hotel. I’ve traveled to over 60 countries in my lifetime and have stayed at hundreds of hotels. Let me provide a framework on how much to spend on a hotel to get the best bang for the buck. How […]
How Much To Spend On A Hotel While Traveling Abroad – Calculate NHER© Read More »
Financial security is what everybody wants. And the best way to get financial security is to develop financial buffers. The more financial buffers you have, the greater your chance of making it through even the worst financial crisis. Let me share with you how to gain financial security so you can live your life on
The Best Way To Gain Financial Security Is To Develop Financial Buffers Read More »
As a credit card user, it’s also good to explore the benefits of debit cards. Here are some of the benefits of debit cards over cash and credit cards. I have mainly used credit cards since college. If you are the same, then this post will look at ways in which we can use both
The Benefits of Debit Cards Over Cash and Credit Cards Read More »
We know the average spending for American households over the age of 65 is a surprisingly high $45,756 a year or $3,800 a month according to the Bureau of Labor Statistics. Now let’s look at the average consumer expenditure per year in more detail. Given the average Social Security benefit is only $17,532 a year,
Average Consumer Expenditure Per Year Proves Americans Are Living The Dream Read More »
If you want to save money, the proper geoarbitrage strategy is not moving to a developing country to save money. That’s too disruptive for most people, especially households with kids. The proper geoarbitage strategy isn’t relocating to another state either. Instead, the the best geoarbitrage strategy is to first look within your own city. This
The Proper Geoarbitrage Strategy: First Your City, Then Your Country, Then The World Read More »
Making six figures a year is a lot of money. However, depending on where you live, making six figures may still not make you feel rich! Due to higher cost of living and inflation, making six figures is no longer a guarantee for high living. One of the great things about America is freedom. Tired
How To Make Six Figures A Year And Still Not Feel Rich – $200,000 Income Edition Read More »
Spending money on vacation is easy to do. It’s one of the weirdest money phenomenons I’ve noticed. People spend way outside their normal limits while on vacation. It’s as if we enter a casino where money has no value because everything is clay chips. Vacation money is crazy money. With millions of people itching to travel after
Spending Money On Vacation Is Easy: Vacation Money Is Crazy Money Read More »
As a foreign service kid growing up, I lived in Zambia, Taiwan, Malaysia, Japan, and The Philippines. Then I worked in international equities for 13 years and traveled to over 60 countries. As a lover of food, I think the best food in the world is in Malaysia. After 24 years, I finally returned to
The Best Food In The World Is In Malaysia Read More »
After gaining 12 lbs during my freshman year in college, I had to spend $35 to buy a pair of new jeans. $35 might not sound like a lot to you, but it was a lot to me at the time because I only made $4/hour working at McDonald’s. Wasting 10 hours of my life
Samurai September: Welcome To Your Financial Cheat Month Read More »
These are the best rewards credit cards today. They have the best cash back credit card rewards and the highest sign-up bonuses. I used to receive a ton of credit card solicitations in the mail until I finally put my address on the do not spam list. Some of the credit card rewards offers really
Don’t Let A Credit Card Rewards Program Change Your Spending Habits Read More »
