Budgeting & Savings

The Proper Geoarbitrage Strategy: First Your City, Then Your Country, Then The World

If you want to save money, the proper geoarbitrage strategy is not moving to a developing country to save money. That’s too disruptive for most people, especially households with kids. The proper geoarbitage strategy isn’t relocating to another state either. Instead, the the best geoarbitrage strategy is to first look within your own city. This […]

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How To Make Six Figures A Year And Still Not Feel Rich – $200,000 Income Edition

Making six figures a year is a lot of money. However, depending on where you live, making six figures may still not make you feel rich! Due to higher cost of living and inflation, making six figures is no longer a guarantee for high living. One of the great things about America is freedom. Tired

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Spending Money On Vacation Is Easy: Vacation Money Is Crazy Money

Spending money on vacation is easy to do. It’s one of the weirdest money phenomenons I’ve noticed. People spend way outside their normal limits while on vacation. It’s as if we enter a casino where money has no value because everything is clay chips. Vacation money is crazy money. With millions of people itching to travel after

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Don’t Let A Credit Card Rewards Program Change Your Spending Habits

These are the best rewards credit cards today. They have the best cash back credit card rewards and the highest sign-up bonuses. I used to receive a ton of credit card solicitations in the mail until I finally put my address on the do not spam list. Some of the credit card rewards offers really

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If You Want To Be Bad, Follow A Good Spending Ratio

A good spending ratio will help you spend responsibly while enjoying your wealth more. For those of you who lack spending discipline, a good spending ratio is a must. I have trouble spending money on things I don’t need because I value the freedom money buys. After enjoying complete financial freedom since leaving workin 2012, I

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The 10X Investment Consumption Rule To Fix Bad Spending Habits

Once your housing expense is under control, the next thing to tame is your consumption habits. The most common waste of money today is buying an automobile. New cars are simply too expensive for the median household income. But because car manufacturers have created ways for consumers to stretch with financing and leasing deals, consumers

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