Are you wondering: Should I borrow from my 401k? The short answer is no. Do not borrow from your 401k if you want to have a robust and healthy future. Your 401k is for your retirement. If you borrow from your 401k, you might not have the discipline to pay yourself back. Once you start […]
Should I Borrow From My 401k? Only If You Are A Petulant Fool Read More »
If you are frugal, you’ll likely never get into financial trouble. I was very frugal saving between 50% – 70% of my after tax income until about age 35. Then I decided there was no point saving so much money if I wasn’t going to live a little. This post will discuss things worth spending
Things Worth Spending Max Money On For A Better Life Read More »
Are you asking yourself whether you should buy a home in a rising interest rate environment? The Fed went through 11 rate hikes since 2022, and interest rates rose tremendously. As a result, affordability is down. Rising interest rates is usually a headwind for the real estate market. It makes makes mortgage borrowing costs higher.
Should I Buy A Home When Interest Rates Are Rising? Read More »
Property valuation analysis for 1923 30th Avenue San Francisco CA 94116. Here’s important information for buyers to make an informed decision. Stats: Three bedroom, three bathroom house, with office, west facing deck Size: 1,550 square feet Qualify of finish: Although remodeled in 2H2017, sellers used the lowest quality materials they could get away with Remodel
Valuation Analysis of 1923 30th Avenue San Francisco, California Read More »
Listing a house? This post will discuss what very home seller should do before listing their property to get the best price possible as quickly as possible. For a guy who likes to thoroughly analyze things, I made a mistake when selling my house that could have cost me hundreds of thousands of dollars. Before
What Every Home Seller Should Do Before Listing A House Read More »
If you want to reduce emotional stress, you need to start seeing life through a different perspective. Perfect happiness is an illusion. You would think life is a piece of cake being a stay at home and work from home dad with a stay at home spouse. But I recently went through two weeks of intense
Reduce Emotional Stress By Seeing Life Through A Different Perspective Read More »
Here are the key points from the now passed Trump administration’s tax plan for 2018 and beyond. This is the Republican tax plan. After reviewing the key points, I share my thoughts on how to win under this possibly new tax environment. The audio version is at the end of the post. Republican Tax Plan Highlights *
How To Win Under The Proposed Republican Tax Plan Read More »
Curious to know about venture debt investing? I’ve been a venture debt investor since 2015 to diversify my investments. This post will go through the details of what is venture debt and why it may provide higher yields with lower risk. One of my favorite investment strategies is the barbell strategy. The barbell strategy is where
What Is Venture Debt? An Investment With Higher Yields And A Lower Risk Profile Read More »
3Q 2017 was a complete blur. After selling my rental house in June, I was mentally exhausted and decided to do a whole lot of nothing except try and be a good father and continue writing on Financial Samurai. The feeling was kind of like wanting to just sleep in after taking a final exam.
Financial Samurai 3Q 2017 Investment Recap: Redeploying Capital Read More »
Everybody fails from time to time. It’s a part of life. But repeated failure can be a sign you’re stuck in a rut, not learning from your mistakes, or need more support. Let’s discuss risk taking and when repeated failure is appropriate and when it’s not. When Repeated Failure Is An Option On the way
The Only Scenarios Where Repeated Failure Is An Option Read More »
