I am a big fan of everybody checking their credit scores at least twice a year regardless of their borrowing needs. The world is a sinister place where greedy corporates go to no ends to crush you for being late on any payments you’ve made, no matter how small. There are also an endless amount […]
Who Should Check Their Credit Scores And How Often? Read More »
Do you know what’s crazy? Spending $25,000 – $30,000 on the average cost of a wedding in America if you make a median household income of $52,000. What’s worse is going into debt to get married, especially since there’s a 50% chance it won’t last! In many Asian countries, the parents of the bride foot
Who Should Pay For The Wedding? A Logical Guide To Lavish Spending Read More »
Poor financial decisions haunt us all. It’s hard to know you’re making a poor financial decision until after the fact. Things sure felt great at the top of the market in 2007. Stocks were on fire. Real estate could do no wrong. Turning 30 was only slightly depressing for several days. I even remember being
A Way To Reduce Poor Financial Decisions And Build More Wealth Read More »
Remember the $1.69 million three bedroom, two bathroom condo I used as an example in “How To Correctly Value And Analyze Property“? I forecast it would go for $1.85 million. 2553 Greenwich has a fantastic view of the Bay, but it doesn’t have a dedicated entrance, and it’s on three floors after walking up a
How Hot Is The Real Estate Market? Example Of A 30% Overbid Read More »
Learning to be happy with what we have is on of the keys to long-term happiness. Money is only a tool to a better and happier life. Never forget this. Part of the reason why so many people are unhappy is because they are never satisfied. If you can find your ikigai, your “reason for
Learning To Be Happy With What We Have Read More »
This post teaches you how to stop haters from hating you so much. Haters are everywhere. The more public or successful you are, the more you will attract haters. You don’t even have to do or say anything bad. You will inevitably get a hater if you achieve any type of success. Since Financial Samurai
How To Stop Haters From Hating You Read More »
It’s reflection time here at Financial Samurai. I’d like to go over some of the most visited posts by search, the most commented posts, as well as other posts I think are worth highlighting. I wrote over 200 articles in 2012, so there’s a lot to sort through! I’ve done my best to be as
The Best Of Financial Samurai 2012 Read More »
It continues to perplex me why there should be a distinction between an emergency fund and your general savings. There is an emergency fund fallacy that needs to be rectified. If you have $100,000 in the bank, what is the difference between calling it $100,000 in savings, and splicing the funds into $10,000 emergency money
The Emergency Fund Fallacy: It’s All The Same Money Read More »
Your Money Ratios is a book by Charles Farrell. Your Money Ratios can help you get a better handle on your finances. Publisher: The Penguin Group. Hard cover. 257-pages. Price: $26. Author: Charles Farrell, JD., LL.M., investment adviser with Northstar Investment Advisors, in Denver. He writes the “Retirement Roadmap” column for CBS Moneywatch. Review: “Your Money
Book Review & Giveaway: “Your Money Ratios” Read More »
Why is it that the #1 re-occurring theme in the personal finance community is addressing how to eradicate debt due to overspending? What is it that makes a rational person spend more than their income allows? Why do people spend more than they make? It’s irrational. If you have $5 bucks in your hand for
Why Do People Spend More Than They Make? Read More »
