There’s a happiness conundrum that needs solving. Despite living in a rich country with income levels that put us in the top 1% in the world, there are still many unhappy people. This post explores why we are not happier and what we can do to elevate our happiness. At the end of the day,
Solving The Happiness Conundrum In Five Moves Or Less Read More »
It frustrates that bad things tend to stay bad for so long. The other night I had drinks with an old friend. She told me her husband had struck her to the ground during some petty argument about coming home late from work. She showed me a snapshot on her phone of the bruises she
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The average credit card debt is on the rise and the U.S. average household owes a crippling amount. According to Transunion, the average credit card debt per U.S. adult is $5,525 in 2021. And for US households, the average credit card debt balance is $7,938 per Wallethub. Another interesting stat on the average credit card debt
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The decision to buy or rent a home is big one, especially if you’ve never purchased real state before. Here’s my story about how I decided on buying a home vs renting. For me, the decision came up one rainy winter. Rain during the winter in San Francisco means lots and lots of snow in
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Dear Financial Independence Seeker, let me share how you can be your own professional money manager. The rich get rich by buying appreciating assets like stocks, bonds, real estate, and fine art. The people who don’t get rich spend their money on depreciating assets like cars they can’t comfortably afford, and clothes that are never
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When I was a young buck, I used to travel like a maniac for work. I racked up travel miles fast because I was earning them non stop. I was based in Manhattan and had to cover clients in Florida, Bahamas, Iowa, Texas, Colorado, and California. Then, there were the necessary quarterly or semi-annual pilgrimages
We all know that San Francisco is an expensive place to live. San Francisco is second only to Manhattan (not New York City) as the most expensive area in America. So much do you have to make in San Francisco to feel well-off? For example, the Department of Housing and Urban Development (HUD) says that
Are you wondering how do millionaires and billionaires make their money? Let me tell you after going to a dinner party with several of these rich folks. 1. One public company founder and CEO worth ~$5B. You’ve all heard of this guy. 2. One public company CEO worth ~350 million. You’ve all heard of his
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One of the most gratifying investments I’ve made is landscaping a fixer I bought in 2014. Great landscaping can really improve the value of your property. Not only does good landscaping make the property look great, it may create more useable space. What’s funny though is that when I was in my 20s and 30s, I
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I’ve actually been a stay at home dad since 2017, but this article was written after two years of being a SAHD. For dads out there who are considering quitting their jobs to be full-time fathers, this post will give you some perspective. I still remember the day my son was born like it was
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