A pre-mortem financial checklist is very powerful because you prepare it during rational and calm thought. Since bad times can sneak up unexpectedly, having a plan for your finances causes fewer disruptions and stress. If we’re otherwise unprepared, our emotions can cause us to make rash, suboptimal decisions. Let’s take a look at key items […]
A Pre-Mortem Financial Checklist To Prepare For Bad Times Read More »
It’s safe to assume the vast majority of you reading Financial Samurai want to be rich. I trust those of you who’ve been reading this site between 2009 and 2012, when I was writing heavily about investment strategies, have indeed become much richer. The compounding forces since then have been enormous. We are probably one
The Two Levels Of Rich: One Of Which Doesn’t Rely On Index Funds Read More »
Are wondering if you can retire comfortably on only two million dollars? It’s possible, but it’s becoming more difficult due to low interest rates, a shaky stock market, and high inflation eating away at your purchasing power. It now takes a lot more capital to generate the same amount of risk-adjusted income. If you want
Can You Retire Comfortably On Only Two Million Dollars? Read More »
If you’re thinking about cashing out and walking away from your job, please don’t just quit. A baby panda dies in the woods every time you quit. Instead, negotiate a severance and get laid off instead. By negotiating a severance and getting laid off, you get to walk away with cash in your pocket. If
Cashing Out By Negotiating A Severance: The Key To Being Truly Free Read More »
During the 2008 – 2009 recession, I lost about 35% of my net worth in about six months. I don’t plan on doing that again. I want to share how we can make lots of money during the next downturn. In 2022, the S&P 500 gave up all its 2021 gains. However, thankfully, the S&P 500
How To Make Lots Of Money During The Next Downturn Read More »
Stocks have returned roughly 10% a year since 1926. The question is: What percent of Americans own stocks? According to a 2023 Gallup poll, roughly 61% of Americans own stocks. That’s up from 58% in 2022, 56% in 2021, and 55% for 2018-2020 According to the Federal Reserve, of the 10 percent of families with
What Percent Of Americans Own Stocks? Read More »
Below are the top financial products I use or have used to help me achieve financial freedom. Each product provides an actionable solution that is synergistic to the advice I provide in my articles. There are literally thousands of products to choose from and I’ve passed on 99.9% of them. Let me help you cut
Top Financial Products Read More »
Are you wondering how the stock market has performed during previous Fed-rate-hike cycles? This article will explore whether stocks perform well or poorly when borrowing costs rise. On March 16, 2022, the Federal Reserve approved its first rate hike since December 2018. 11 Fed rate hikes later, the Fed Funds rate is at 5.25% –
Stock Market Performance During Previous Fed-Rate-Hike Cycles Read More »
Well folks, the volatility is back again. There’s a growing chance of a recession after 11 Fed Rate hikes and now trade wars by the Trump administration. What’s worse, there might actually be stagflation, where inflation remains high while economic output declines. For those of you who’ve been consistently investing since 2009 or earlier, experiencing
Four Important Signs A Recession May Be Imminent Read More »
Unfortunately, we may have to accept the reality of living with dead money for a while. The forecasts of lower expected returns in the stock market over the next decade may very well be coming true. As a result, we must adapt and think ahead. In this post, I’d like to discuss several suboptimal financial
How To Live With Dead Money For A While Under Different Scenarios Read More »
