I’ve always told my wife that if all goes to hell, at least we’ll still have each other. After all, we met during college when neither of us had any money. We were happy just spending time together between classes in the Sunken Gardens at The College of William & Mary. Having to start over with nothing wouldn’t be so bad.
I’m convinced part of the reason why some couples choose to have so many children despite the cost, the stress, and the time commitment is because they too, fear being alone one day. Having nobody visit you in the hospital when sick is depressing. Having to play children’s games at a nursing home is no way to live out your remaining years.
For me, being alone is far scarier than going broke. When you lose someone, there’s no guarantee you’ll ever be able to find someone as good. But if you lose all your money, there’s a good chance you’ll recover through some ingenuity and hustle.
The Risk Of Social Isolation
I truly believe the key to living longer is having someone to love, something to do, and something to look forward to. Having close personal relationships and a strong community to interact with are the top findings why certain communities have longer lifespans than others. Check out the chart from Susan Pinker’s TED Talk.
I’m thankful for all the detailed comments left on Financial Samurai, even the unpleasant ones, because they share windows into different people’s souls and promotes new topics of discussion.
Here’s a comment left by JD on my uncontroversial post entitled, Things Worth Spending Max Money On For A Better Life that is incredibly insightful about why some people are alone. If you read the post, you know it simply provides suggestions, not commandments, on where you might want to pay a premium to live a better life.
Why not just put anything down? Couldn’t disagree more. With this advice you’d go from frugal to broke in no time at all. You could justify buying anything and everything.
Mattress at the top? My mother was conned into buying a pricey new one by her brother. When you’re old and in pain the bed you’re lying upon in immaterial. I’ve tried it from time to time. It’s okay but not worth $1,000+ but when I’m tired I can sleep anywhere on anything. The people pushing beds are making killings on TV because people are foolish to believe their hype.
Home Appliances & Home Theater systems are Scams. They’re built cheaply designed to break down–All of em! The more money you pump into them doesn’t guarantee quality or quality or longevity anymore. A crap movie is still a crap movie regardless of how big the screen or high the resolution. Maybe you’d like to push Kueric coffee machines too. Fear and Status sell. Means nothing.
Dental Care is overrated and relies upon Fear to sell. A magical sonic toothbrush? Really? They pay you a few bucks to hype this? Just basic brushing, a minimum of once a day is all that’s needed. Even flossing has been proven to be excessive if not dangerous.
Work clothes & shoes – Hint: if you’re Retired (i.e. Not Working!) it matters not!
Especially if you’re not a socialite and enjoy doing things by yourself.
Food – Some of us Enjoy the Simple pleasures of Simple food. I’m surprised you’re not hyping caviar here as well! Junk food is only bad for you if you thrive on it excessively and make meals of it. For some of us it’s what makes life worth living.
Car Safety is another one of those things relying on Fear to scare people into shelling out money. Once upon a time frugal sites said the same thing. All cars made today are basically safe but it is the Drivers behind the wheels one must watch out for. You’re safer driving a stripped-down basic car than one loaded with electronics so you drive while watching a DVD and yelling on a phone while studying a schematic of your car!
Such detailed intentional objection. I figured there must be more to JD’s story so I asked him to share more about himself, and he did.
I’m frugal, and the real deal. I’m financially independent with a high net worth. I’m also not a hypocrite. The simple things in life are free and once you get used to them, luxury living is rather petty and obviously to impress the masses. Furthermore, everything I’ve typed up there is true and I can back each and every statement up.
I’m not negative, I’m real and honest. I’ve also debated people to death and I don’t intend to waste my time doing so online again. Everyone lives in their own realities with their own priorities, petty as they may be. It’s why my personal relationships have never worked out. My own preferences have been exotic and queer to most people at times. I’ve turned down steaks for Big Macs, for instance. Because they taste better to me.
If you want me to reiterate a few. Planned Obsolescence pretty much wipes out the need to buy “the biggest, best, most popular, and coolest” of appliances (in conjunction with the “bathtub” curve regarding breakdowns). A $300 refrigerator will last as long, if not longer than a $3,000 one with a ridiculous touch-screen and wi-fi system, and certainly require less maintenance and make life. Easier for you. Oh, sorry, no bragging rights with an Ordinary refrig.
That’s what it’s all about: Status; impressing the guy next door. Maybe you need such recognition, but I do not. The bottom line is that I saved $2,700 which is more money in the bank making interest. Plus, I’m not pulling my hair out over a touch screen that’s malfunctioning and a unit that needs software updates etc. I could extend this analogy to include all manner of modern “smart” tech which makes live miserable in the long-run, including fancy thermostats which need their batteries replaced constantly and maybe even recalibration. All for Look At Me I’m Better Than You gratification, and a cumulative drop in wallet dough. If you’re secure in Yourself you care not about appearances to project upon others. You are indeed Comfortable and truly at peace. I’ve splurged in the past and I almost invariably feel guilty afterwards. Because the outcome simply was never worth it. Maybe I just need a shrink.
Frankly, I’ve found this website a disappointment. Your early articles were generally good, but you’ve changed over the years. Perhaps this wife of yours has had an influence on your psyche. It’s why I’m not married. If you want real financial know-how, checkout Bell’s Living Stingy blog. Not 100% in agreement of course but I do tend to agree mostly with his lifestyle (minus the BMWs and his sometimes quirky politics).
Although JD said a lot of unflattering things about me and this site, it’s good he followed up with details about his beliefs. Here are some of my observations:
1) There may be some self-esteem issues because he thinks having a nice TV, refrigerator, bath tub and wi-fi system is for showing off to your neighbors instead of for the owner’s personal satisfaction. I’m not sure how our neighbors will ever know about our nice equipment unless we invite them over to a bath tub or online gaming party.
2) Guilt for spending money despite having a high net worth. Many of us have this problem because part of the reason why we got to a high net worth is by being frugal. Old habits are hard to quit.
3) JD is alone. By comparing things with others, bringing up my wife, his shrink, and his failed relationships, it seems he either enjoys being alone or desperately wants to find someone.
How Not To Be Alone
If you want to live longer and happier, then it’s probably beneficial to find someone to go through life with according to the research. To be loved and accepted is all we can ever ask. Although there is no guarantee of finding someone, we can at least improve our odds by doing some of the following:
1) Ask whether you’d be happy hanging out with yourself for hours. Pretend you’re stuck for five hours at an airport due to a computer system malfunction. Would you enjoy your company? Or would you not be able to stand yourself? The airport test is one of the key determinants every applicant must pass when applying for a job that demands rigorous work hours and plenty of travel.
2) Find ways to look at the positive. JD decided to look at my post as an offense to his frugality. Even though my post wasn’t forced upon him or cost him anything to read, he got triggered by my suggestions. Meanwhile, most other people decided to see the positives of the post and share some of the things they value the most. The more you can see the good in things, the more people will start seeing the good in you.
3) Turn on your grateful switch. Whenever I sprain my ankle, I’m thankful I didn’t break my ankle. Whenever my wife is feeling tired after a long night, she is thankful she has a son to be tired for. In the very simplest terms, if we can be grateful for just being alive, our world will change for the better.
4) Smile. Nobody can resist a big toothy smile. Strangers will automatically smile back at you for no reason. A smile is like a powerful magnet that draws people to you. The next time you’re zooming down fresh powder, dancing to your favorite tune, or riding a jet ski, notice how sore your cheek muscles get after the session is over. It’s because you’ve been smiling nonstop without anybody noticing. The more you can smile, the happier and healthier you will feel.
5) Focus on solutions. Problem solvers don’t just accept a bad scenario, they find a way to go around the wall. There is no greater turn-off than the person who complains why life isn’t fair and then sits on their ass all day. The water cooler gossipers at work invariably are the first ones fired. One of the reasons why blogs have taken off is because journalists only report the news, while bloggers not only share the news but also offer actionable steps. When you can build some credibility by consistently doing what you say, attracting others is an inevitability.
6) Take care of your mental and physical health. Nobody will love you if you can’t love yourself. Loving yourself starts with taking care of your mental and physical well-being. You don’t have to look like a swimsuit model or have the mind of the Dalai Lama, you just have to consistently work at reaching your healthiest potential. Stay active. Keep an open mind. Read voraciously. Practice what you’ve learned. Forgive yourself and others.
7) The more people you meet, the higher your chances. Meeting someone you can connect with is a numbers game. Sharing a common interest is the easiest catalyst to start a meaningful relationship. I have one friend who is always on a date despite not being particularly attractive. He’s not afraid to ask every person he meets for their contact information because he’s not afraid of rejection.
8) Stay hygienic. For the love of God, shower, wash your face, brush your teeth, and floss no matter what JD says about not buying a Sonicare tooth brush! If you smell and are dirty, nobody will want to come close to you, let alone kiss you. Ask your friend(s) if you smell, because some people do and have no idea. Let your natural pheromones attract other people in ways that only science can explain.
9) Develop emotional intelligence. If you’re clueless, it’s dangerous because you may not know you’re clueless. This is also called the Dunning-Krueger effect. An emotionally intelligent person understands another person’s viewpoint and works to socialize in a manner that’s agreeable. An example of an emotionally unintelligent person is one who asks things like, “can I pick your brain” without first developing a relationship or providing something of value. Communication skills are key to a high EI.
10) Be generous and kind. Showing generosity and kindness is one thing if you have everything. Showing generosity and kindness when you have nothing is next level humanity. A woman by the name of Kate McClure raised over $360,000 for a homeless man through a GoFundMe campaign after she ran out of gas on an interstate in Philadelphia. Johnny Bobbitt Jr., walked a few blocks and bought her some with his last $20 and asked for nothing in return. Johnny has a second chance in life after drugs and alcohol derailed his plans.
We Are Programmed For Companionship
Having a lot of money is pointless if you have nobody to share it with. During my days in finance, I met plenty of wealthy, but lonely folks who had let their desire for wealth consume them. Every single one of them regretted working so much in their 20s and 30s, and not working more at finding someone they could come home to.
There’s no denying that luck plays a role in finding a companion – be it a spouse or a best friend. But I’m certain we can all do more to increase our chances at finding someone if that’s what we want.
Relationships are hard to maintain because we tend to take each other for granted. Marriage is constantly a work in progress. But I say it is better to have loved than to never have loved at all.
The Average Net Worth For The Above Average Couple
Marrying Your Equal Is Better Than Marrying Rich
Financial Dependence Is The Worst: Why Each Spouse Needs Their Own Bank Account
Readers, why do you think some people remain alone? What are some other ways to improve our chances of finding the one? You can read more of JD’s comments on love and life in the post, The Best Financial Move I Made Is Something Everyone Can Do. They are fascinating to me because they are the opposite of my beliefs.
ZJ Thorne says
I think some folks end up alone because they don’t value others. It’s sad. We are definitely social creatures and with a little love and flexibility, we can have companionship and smiles to give and receive.
Oh, Andrew! (That could be a song title. It worked for “Oh, Neil!”).
I like the way you’ve flipped things around into me being some sort of evil monster out to hurt people from the poor to the sick to the helpless to the disabled… Maybe you didn’t read what I’ve been typing or you ASSumed?
There’s that old saying of giving feeding someone fish Or teaching that person TO fish. That’s the point I was trying to get across. Giving homeless people money to buy drugs and booze isn’t going to help them. Giving third world people who haven’t any food Bibles isn’t going to help Them. My brain is perhaps wired differently than yours as I was raised to be a troubleshooter so I tackle things from different angles and perspectives. First, you take care of yourself so you can take care of others. “Others” can be Society Itself as opposed to a few homeless folks hanging around. You do this by developing a lifestyle of Efficiency as opposed to Waste. (To avoid being wordy and making this thousands of words long, read my other messages I’ve typed around here.)
I care about the environment and the future.
Consumerism is about Selfishness which is about Waste, and by that I mean destruction to the environment and resources. All of this is tied up in America being officially a Narcissist Nation in 2018.
And now for the record, just to make it perfectly clear where I’m coming from, my Will (a work-in-progress if there ever was one) will give most, if not all, of my money to charity when I croak. And also for the record my mother was a closet Socialist and believed in helping less fortunate people throughout life. In fact you could say she gave away Too Much of her money to them while she was alive. Too much of a bleeding heart Liberal, people also took advantage of her when she was young. I surrendered my career to serve as her caregiver (All Alone) for her remaining years; the most painful experiences of my life. Alzheimer’s and Cancer are not pleasant, with the former making caring Difficult to say the least. I was literally carrying her, screaming and uncooperative, from her bed to the toilet to the kitchen and back again. Washing her, cleaning up after her, cooking for her… Giving her a bath had her screaming for the police. Then other things started happening in my life like a bed bug infestation, getting her fiances in order and so forth. I tried bringing someone in to help…and things began disappearing from the house, like family heirlooms…things lost forever…Reinforcing my lovely appreciation for People. During her final year I asked 10 people to help me in simple ways, well within their means, including 3 of my extended family who did not live that distant. All 10 people–10 out of 10–failed me. Because they were lazy, incompetant, or simply didn’t give a shit about me. They had Laughable Excuses. Can’t write a simple obituary for her? “I need my laptop to do that!” They couldn’t Honor my mother’s final Simple requests which she frequently stated and restated before the sickness took hold. Their Friend had higher priority. That was just the tip of this nightmare situation for me. I typed it up in my little private journals which includes such things as being accused of Abusing my own mother by a doctor since she had fallen down and bruised herself! I had to drag my relatives in for phone interviews to convince Dr. KnowItAll that my mother would have been Dead without me there. Only then would they discharge her from the hospital to my care. Again. In and out of the hospital. Doctors who refuse to do house calls, even one who lived 2 minutes away within walking distance and charged me $50 just for a consultation. On and on like this. It’s over now. And another part of me is dead over a year later.
“The amount of selfishness and greed you have is sad” says Andy.
I drive a 20 year old dented 4 door Altima around and live in what could be called a white shack by my neighbors. Selfishness and Greed? Indeed.
You should chat with my neighbors who throw out perfectly good Everything because they Need the latest and greatest versions and styles. Their world is about consumption and they think they’re Entitled and better than everyone else.
So maybe you should just pray for my death, Andy.
In fact from my understanding most people will not only benefit from it they’ll celebrate it and be very happy the Evil Atheist is burning in hell with his devil-worshiping, baby-killing, church-burning co-conspirators.
But to get back to the Topic. Ah, the Risks of Social Isolation.
Well, some of us Need It because we’ve Had it with people.
Oh, it’s so Easy to just stick a label on someone–brand someone–and walk away. Without knowing the facts. Or supplying your own “facts” to fill-in the blanks. Nice and simple that way, and you win in the end.
I have been following your blog for the last several years and want to thank you for all the insightful posts , financial or otherwise ; keep up the great work!
Agreed, and that is why so doing many social activities is so important, especially if not working. One of the thing great about work is you have colleagues to socialize
Oh, Andrew… All things are relative in life. I have no idea how old you are but I would guess you’re a bit younger than me. You haven’t lived. I started out life as an Optimist. In the 70s I used to think that Star Trek, Space: 1999, 2001: A Space Odyssey…could all Really Happen in my lifetime. That by the year 2000 we’d have a moonbase, world peace, Science would replace Religion, and we’d have a nicely united Earth. But then Reality intruded on my life and I found myself bullied, picked on, and generally put down. In short order I became a Realist, especially after taking in Unpleasant sides of things, since everything has multiple facets (unless you want to live with tunnel vision and reject all things negative and Pretend that all things are Great). As I got older and read prolifically and studied our world and species, I became a Pessimist. Because the human species wasn’t so much progressing as going backwards. I found out America was all about Making Money off of people–Profit over People–at the exclusion of all else. Having studied world religions, in particular the older ones that are never discussed anymore, I became an Atheist. I also realized inevitably that the Majority is often Wrong and deluded. People want to be surrounded by like-minded people and Want to live in their own super-pleasant fantasy worlds in an escape from harsh reality. The world is full of users and abusers, and ignorant people. That’s Statistics for you. It’s as solid as Gravity. Maybe you don’t like gravity. Maybe you think you can jump off of a building and fly. Maybe for a moment you Will fly–but a moment later Reality will kick in and Gravity is there for you. Splat! Yeah, when I was younger, I Wanted to believe in Santa Claus, in God, in Prayer, in Magic, in Telepathy, in Psychic Powers. But I’ve long since grown up because I don’t want to live in a fantasy world–no matter how many others Do. I need to face Reality head-on, not live a fake life and certainly not put up a facade of being someone I’m not. I’m a very kind person otherwise I wouldn’t be typing This. I’d instead be smiling and agreeing with what the Majority had to say and believe in. Perhaps our definition of “kind” is different. No matter. Just as “antagonistic” and “unstable” have different meanings in your worldview.
I would guess that your definition of “helping people” would be to spend-spend-spend to fulfill your own inner instant gratification needs. I Can’t because I think fourth-dimensionally: about that older guy down the road; my future self. I don’t waste money, I keep it in reserve because sooner or later my health will require it. But to help other people? If I understand you, that would be to give a drug user more of the same drug until he or she dies from it. The “drug” in this case is bad advice, delusion, slander, whatever you want to call it. BUT you’ll be Accepted by the Majority and, of course, the drug user. That’s what really counts in your worldview. And you know what, you’re certainly not alone.
You probably never will be alone. Consider yourself lucky and proud for that.
I could write a book on “friends” but I’ve done enough typing here alone.
Have a Nice Day!
Oh, and if it makes you Feel better I’ll give you a dose of what I’ve gotten at different times throughout life: “I’ll Pray For You!”
And just to be Evil (since I don’t want to disappoint You): Maybe if we all get together and Pray hard enough, 17 dead people will be resurrected by the power of our Lord! (Oh, that’s really low and dirty, JD!)
It’s actually shocking you can’t think about examples of helping the poor, helping the sick, helping children who don’t have homes, open the wounded, hoping the disabled, as examples of how to help other people with your time and wealth. Instead, use the example of consumption?
The amount of selfishness and greed you have is sad. But everything is rational and if it makes you happy to be angry, selfish, and alone, then that is great. Enjoy!
Andrew, I thought the same, that JD is wholly fixated on money just as he accused the “sheeples” and “drug users” to be fixated on money. He can’t think of helping others in any other terms than money. Can’t think of any other way of helping other than finances. In this regard, he is the same sheeple he condemns.
While hoarding money for healthcare in old age is great. But money isn’t the only thing we may need in old age. If we weren’t so fixated on money, there are other currencies like trust (which I think is worth more than money), friendship and love that are valuable. In the short term, generating trust/friendship/etc may require spending money, but its an investment IME, with compounding gains.
When I socialize with people, I may have to spend some money, but I am establishing credibility and trust. One day I may be in dire straits, health/finance or otherwise, that sometimes money won’t be enough. I may have all the money but my mind may not be there altogether. I may need to enlist someone I love and trust to make decisions for me when I can’t.
But it seems JD measures everything by its monetary value alone and if it is love or prayer it has no value. Then maybe hoarding cash until death is the way to go for him.
I’m quite comfortable being who and what I am. I’ve had to be.
One problem I have is quite simply with Discrimination. That’s based on Ignorance.
People don’t know me and they love to ASSume.
They fear, hate, and condemn what they don’t know–from a distance.
Maybe this is why I sound “antagonistic” to some, hmm? (In conjunction with bullying and other things.)
Again, simply because I refuse to play the one-upmanship narcissist game of my elitist neighbors does not mean that I’m a poor, lazy, piece-of-crap bum–just simply a guy who rejects Their Lifestyle.
(That in turn is based on my being an environmentalist and how I despise Waste in all forms. I believe I’ve typed about this before somewhere. Waste of everything: fuel, water, resources. I like sustainability and I think about The Future. Internal locust of control, remember: Causality. Narcissists do nothing but waste. I could type up a hundred specific examples here, too, but I won’t. To reiterate and simplify: I’m a saver not a spender. Our system vilifies the former and praises the latter; that’s why it’s Not sustainable.)
They ASSume that I’m beneath them because I’m not like them and certainly don’t strive to be like them; when in reality I don’t want to participate in their Game.
They don’t know this and they never will. Likewise I think it’s at least likely in some instances that my netoworth is Higher than some of my neighbors who are burning up everything for the sake of apperances.
For the sake of being a Part Of The Crowd; because they need to be Accepted by their peers.
I don’t want to sound like a broken record but, again, America in 2018 is officially a Narcissist Nation.
You Are Perceived as a Great Person if you live in a mansion, drive an Expensive Luxury Car, dress in the finest of name-brand clothing… I want no part of this superficial nonsense. They don’t understand. All they understand is Image over Substance.
Conversely, they believe, if you Don’t have this lifestyle it’s because you Can’t: you’re an Inferior AND SHOULD BE TREATED AS SUCH. Once ignorance is unleashed there’s a tidal wave of fear and hatred. And follow-the-leader conformity. Simple example: Tell me: you’re sourrounded by McMansion neighbors who think little of you and demonstrate this by littering on your property. How would you feel?
No, pretend I didn’t type that. Just ASSume that JD’s a miserable person because that’s what people of his type are and how he types. If one says it, others will agree. Yuo want to be accepted here and there, you go with the flow: the sheeple factor. You’re now a part of the crowd. Secure. That’s ignorance–until you have More data to draw upon and start asking questions…
So all and all, can you really blame me for being a loner and an introvert?
As for living longer and happier. That’s a good question. I think I’ll do it by simply staying away from irrational people and living better than them by being true to myself and Real.
The problem with you is that you are simply unpleasant to be around. Just read your writing. You are antagonistic and unstable.
As a person who is rich and “the real deal,” are you doing anything to help other people? Or are you just mad at everyone and plan to hoard your cash until you die?
Find a friend JD. He’ll be good for you. But first, try to be kind instead of an ass.
Cal @ FI Me Outta Here says
Am I the only one who sees merits to both sides?
I don’t think either opinion is per say wrong – just different choice of how to live life.
Financial Samurai says
We’re not debating whether being super frugal or spending on things you want. It’s just an example. The main point of the article is on social interaction and living longer and happier.
Now I wonder how many other people are distracted by the example, despite the title and the 10 points I make about making friends.
I am a bit late to the party but I see JD as just rejecting what he perceives as the superficial materialism in our society and its preference toward extrovert behavior.
This view reminds me of Diogenes and the Greek cynics.
Lots of people and communities in history had similar viewpoints. Not everyone is meant to hustle or be a socialite. Some people are happiest reading, writing, and being quiet in nature.
However, it seems that JD is a bit antagonistic which makes me think he lives in conflict with himself. Perhaps he is not fully convinced that he wants to be alone.
There is nothing wrong with talking to a counselor. It may just be social anxiety where hes trying to convince himself he wants to be alone or he may really prefer solitude. Or he may want to find a small rural community to share with other people with similar beliefs. There are so many options today, no reason why people shouldnt live in a way that makes them at peace.
Done by Forty says
You’re absolutely right, Sam: we’re wired to be in relationships. Not necessarily a relationship like marriage: plenty of single people are happy. But we are better off with a network of friends, colleagues, and family.
I do happen to agree with one of JD’s points: we humans are also hardwired to seek status. Esteem is right there on Maslow’s heirarchy of needs, and pretty high up there, too. Consumer purchases can be practical, provide individual enjoyment, and also be a signal to others of your class/status, all at the same time. So I agree with that one point of JD’s: that for a lot of consumer purchases, how we think the car/clothing/jewelry/appliance/etc will make us look to others is a pretty significant factor.
Financial Samurai says
That’s where I don’t agree. I buy things primarily due to functionality, quality, and output. I couldn’t give a damn about what other people think about what car I drive, my clothes, what type of fridge I have etc at this age. If I did, I wouldn’t have driven a Honda Fit for 3 years and where just jeans and a long sleeve t-shirt almost everyday.
My entire list of things worth spending max money on for a better life is for themselves e.g. mattress, tooth brush etc.
“JD is alone. By comparing things with others, bringing up my wife, his shrink, and his failed relationships, it seems he either enjoys being alone or desperately wants to find someone.”
Somebody grab a body bag; JD’s done.
And so that I add some more value: In the longest study that [Harvard has ever done](https://news.harvard.edu/gazette/story/2017/04/over-nearly-80-years-harvard-study-has-been-showing-how-to-live-a-healthy-and-happy-life/), they found that close relationships are the #1 predictor for living a long, happy life. It’s kind of sad, really, if you chase money to the extent that you cut off opportunities for great relationships. When I reviewed my finances, I actually made a point to spend MORE on going out with my friends. What’s the point of having money if you don’t splurge every once in a while? I know that one day I’m going to be rich (comparatively speaking, and maybe not compared to YOU), but I don’t know if my friends are going to be around. Although I’m not as strict as I used to be with my saving, I’m definitely happier. And isn’t that the true goal, anyway?
It’s also silly that people are getting angry over this. It’s the internet, people. Don’t act like you want to reread more advice on the importance of maxing out your 401k. A little drama is healthy.
I also just noticed your site doesn’t use Markdown. How do I hyperlink?
Not so. Read The Longevity Project. Followed 1400 approx. people and the greatest predictor in this group is passion or purpose. People who work the hardest at their passion live the longest and are the healthiest. Balance is not it. Relationships are not it. At least according to that study. It makes a lot of sense to me.
I don’t have a blog (and I’ve noticed there is another JD on here). Never had, never will. Oh, I was tempted at times. When I was young I was even tempted to run my own BBS. But it all seemed rather self-centered and, dare I say it, narcissistic. I won’t want to be a guru. I don’t want readers/Followers. I don’t want to create a Cult! This is also one reason why I moved away from computers, and in particular social media, following the 1980s (and my C= 64 BBS obsession days). Why I also didn’t get a phone (smart or otherwise), in conjunction with the microwave plague we now face. If you think I’m a nut for that latter reference, consider statistics of cancer and Alzheimers (my mother’s murderers). As well as the decaying environment in general. All the trees on my property–and in my town–are slowly dying. Slowly. They used to grow straight and tall; now they grow crooked, warped, and are leaning over. Ever since the propagation of microwave towers in town. If something doesn’t kill you overnight it’s probably good for you, so they say. And you people Can’t Live Without your precious wireless tech. Go ahead and call me a kook. Remember what I’ve typed 20 years from now.
I’m a very private person and what you’re reading here is probably my biggest opening up in a great many years. You see I’ve learned that people don’t listen to me. Really Listen. When they do they condemn me. People want to believe what they want to believe. Period. If some negative thought enters their sphere of influence it’s annihilated and the messenger is killed. Were the folks of decades ago more open-minded or was I just more naive back then? Everyone is on the offensive these days and fights break out. If things escalate, the one with the biggest mouth (and most friends, and influence and seniority and…) Wins. I tend to be something of a loser so I’ve learned to simply shut up and mind my own business. As for what you typed, Bill, there’s this thing called Constructive Criticism. “Always Question Your Decisions (and those of others).” – One of the principles I live by. Probably why I’m so screwed up inside, since the Real World isn’t usually Black or White but one big grey area… Perhaps I should just bury the past, but my past is my Experiences and I’m the sum total of my experiences which is what I’ve learned from. Paradoxes. Where do you draw the line? Eh, shutup, JD!
I have issues with people in general. Particularly today’s people who are not getting any smarter. There’s celebrity worship today and no appreciation for inventors, discoverers, or explorers. They’re My heroes. Not some one-trick pony who’s paid millions to play with balls (hit them, catch them, throw them, dribble them). I prefer intelligent people if I have to have them (is that why I’m Here?).
Case in point about people: yesterday’s tragedy in Florida. When I say that the 2nd Amendment should be abolished–that it has no place in 21st America and applied to another time and weapons undreamt of back then–I’m put down by NRA gun nuts. And they’re all about Money. Perhaps people who embrace it should be celebrated as heroes for being true patriots who appreciate the Constitution (And Capitalism!)!
What scares me is that in another reality, decades back, that nut could have been me Had I been more…unhinged. Was He bullied to death–or just an asshole? I took my bullying; soldiered it through, knowing I’d graduate in x years–only to end up in a job to receive another form of bullying.
Can you blame me for being non-social? The squirrels are right: run away from humans! They make for better companions. I think I’ll live longer being alone. Maybe I should take to the trees next…
Emotional Intelligence: nice handle! A combination of mental health disorders? Could be. All I can do is state the facts: I’ve never hurt anyone in my life (at least not intentionally). I’m a peaceful, live-and-let-live pacifist guy. I mind my own business and do my own thing. I’m overall considering a too-good-to-be-true individual: I don’t smoke, don’t drink, don’t take drugs, don’t text (or carry a phone!), and recently have given up sugar, sex, and soda. I don’t curse. I don’t even get speeding tickets, as I obey the rules of the road.
I’ve never taken a selfy in my life either, if that matters.
And I don’t own a gun; the only gun I’ve ever discharged was a BB gun many decades ago.
I grew up with an internal locust of control not an external one. I take responsibility for my own actions and am very good at blaming myself (when others aren’t doing it For me!). I do, in fact, have a fear of addition/dependence: from drugs to phones and all things in-between.
All in all a very boring, dull person with introverted interests in science and science fiction. A geek. A reader. No interest in sports even! Wow! And physically I don’t even look like a freak, aside from my dated clothing. More crummy than freaky I guess. All things are relative and subjective, including opinions. But to close this and satisfy your curiosity, here’s a little thread:
An old hobby of mine from long ago, done as a free service.
OK, I’m going off-track here. None of this is finance-related. But FS did dredge this up. Let’s not turn this into a self-help site. I’m not here to stir up trouble but to get a little more insight into finances. Like safe places where to put this money or where to spend it since spending is such a craze.
It won’t be on an Oral-B toothbrush!
Emotional Intelligence says
James I’m glad you got my handle. I have read Fandom_Star_Trek_Chronology and I am most impressed. I encourage you to start up your hobby again because I really enjoyed it. I want you to know that even though I feel scared, I am not really in danger. I also know you don’t think anything is wrong but it would really give me peace of mind if you saw a doctor. Will you go to make me feel better? If everything checks out, all these people on this website should stop bugging you. Thank you for sharing your thoughts.
I think it’s an insult you think he is mentally disturbed, and not simply just a frugal and intelligent person who doesn’t like the company of others.
Are you sure you’re not projecting your own mental instability on him?
Why don’t you share something about yourself instead. Instead of psychoanalyzing him.
If nothing else, I want to thank you for pointing me toward the “Living Stingy” blog. Bell has very strong opinions and is blunt, but I wish more of his aphorisms were widely known (Ex: NEVER co-sign a loan). I emphasize the “I” in FI as the freedom money can give you is the best part – the ability to say “no” with few or no consequences. Individuals doing their own thing are always viewed as “cranky,” but it’s usually someone who forces you to confront your own biases (if you’re honest, anyway). Thanks again.
It’s all good buddies. I like both JD and Sam’s perspective, as they are very similar and yet very different in many ways. We are where we are in life and the degree to which we engage in deep and meaningful relationships is different for everyone. Our society places too much importance on romantic relationships and that’s why so many couple are unhappy. Most marry because they think that’s what they’re supposed to do and settle for sad and desperate people. Happiness has very little to do with your romantic partner. It’s all about the deepest part of your soul, your level of inner balance, your ability to connect with everyone and nature, and how much you appreciate life. Master these things FIRST and then the right partners, friends, lovers, opportunities will appear. Peace and love my friends.
Hmm, this post struck me because I have almost the same opinions as JD. And I paused to evaluate myself.
I’m frugal to the point where I’ve been called cheap, stingy and miserly. I don’t have many friends; I can count all on one hand and still have fingers remaining.
I too believe the problem in this world is people. There’s too many of them, they’re groomed to be shallow consumers, think like sheeple and breed like mosquitoes.
But I feel my approach to life is opposite to his, more optimistic, more fun. I smile most of the time because I’m happy, not all the time (certainly not most of the time at work), but enough! I’m angry I’m not FIRE and try not to blame my younger, idiot self. I do console myself that it will eventually happen to me as a result of financial planning I have in place (couldn’t happen soon enough though!).
I’m single but not lonely and absolutely enjoy all time alone.
Am I afraid to grow old alone? No, except maybe towards the end when I’ll need help. I’m concerned that the help will abuse me.
Am I bitter because I’ve never had a long term relationship? Nope. It just didn’t work out so c’est la vie!
Have I been bullied, for being different, poor, looking different, etc. Yes!
Do I resent the world for it? No and I don’t carry a special hate/grudge for people and I feel sorry for the sheeple, the ones stuck in the cycle of consumerism, in menial jobs they can’t stand.
But then again, JD says he’s older and the time he was raised in, people were completely unyielding of anything against the norm and downright nasty. I’ve met a couple of them but I don’t understand why he refuses to let bygones be bygones and live his life emotionally and financially free.
It may be because I still have dreams, of travelling the world, being a full time fiction writer, owning my time, living life as I want, etc.
I am responsible for my happiness and comfort so I will follow my heart’s desires. I will spend two days looking for that mattress to get my much loved sleep. I will go to the dentist regularly because my teeth are my lifelong partners (I love food!). And I will occasionally spoil myself and buy a pink butterfly food tray to have my leisurely weekend breakfasts :D.
I’m odd, quirky and free spirited (descriptors that have been used on me) and I carry that with me all the time. I am what I am. And I’ve found just being yourself, being comfortable in your own skin can change people and their attitudes and sometimes their entire outlook on life.
Financial Samurai says
Love it! Having something to look forward to is so important. Those dreams you mention are great dreams. I hope you reach them.
We’ve all been bullied in some form or another. Just have to keep on going I say.
Related: Be Unapologetically Fierce About Pursuing Your Dreams
Quite frankly EI, I find your comment to be the most demeaning of them all. Your playing directly into JD”s thesis that if your odd there’s something wrong with you. I”ve read all of JD”s comments on this thread and others and I find him to be intelligent, controversial, and hurt.
It is never my intention to hurt or make fun of anyone. I only challenged JD because in my opinion he is perfectly capable of defending his opinion. Perhaps I’m wrong, and if so I apologize. I just like to give everyone the benefit of the doubt.
Thanks for saying this, Bill. I agree.
I actually relate more to JD than I do to Sam – although I respect Sam very much.
I think JD is old school + hurt and Sam is new school + love.
There is nothing wrong with being alone – I love it.
What you have to learn, dear reader, is what an Introvert is. One who’s introversion was reinforced through lots of bullying. At school, at college, at jobs. Yes, I am a loner and I am victimized. They all work together very nicely self-reinforcing one another. People who dare to be themselves and Not follow the normative cues of society are the first ones to get crapped on. In the various hierarchies, it’s the butt-kissers who get ahead. Those who don’t line up; those who aren’t Intimidated by the big boss, They’re the first ones to be fired or otherwise taken down in insidious ways (slander comes to mind, with ignorance finishing the job, particularly in a crappy job with crappy dumbass people). I run away from Irrational People. Only 2 people I couldn’t run away from: one is dead now (my mother: she didn’t ask for Alzheimers) and the other my kooky cousin (extreme OCD among other things, fortunately I only see him a couple times a year, Briefly). Irrational people do irrational things. Their reasoning abilities are shot. Poor reasoning leads to poor decision-making. Would you trust your finances with someone who believes in magic and astrology? How about we play the stock market by Horoscopes, or better yet The Bible Code!
My advice is to run away from these people.
Frankly having lived longer than you, FS, I don’t like people because they tend to be wacky, unreliable, undependable, untrustworthy, and care only about themselves. Trust Issues, yes. Am I putting Everyone in this category? Certainly not. But Statistically most are. Being a non-conformist and a free-thinker, I am prejudged from a distance and condemned. Because of external appearances (no, I don’t look like a monster!) because I don’t go with the flow. People ASSume! Why not just come up to me, ask me to my face Why I do something this way rather than That? I’ll give you a direct answer. Don’t cower in the distance in groups and ASSume. Don’t say This guy’s ____ (gay, retarded, crippled psychotic…use your imagination for that blank!). Maybe, just maybe, my wrist is bent this way because of Carpal’s Tunnel Syndrome? Nah, that’s too convenient an answer! And it’s not fun. It’s fun to participate in character assassination, however. “You need a good shower, JD.” “I don’t take Showers.”
This guy’s a Pig! He doesn’t Bathe! Let’s get rid of him. How about taking that next step and asking Why? Because I find Baths more relaxing; they take weight off my legs, and they’re more efficient in cleansing my entire body! I also live in an old house with very hard well water which not only calcifies shower nozzles, clogging them, but also yields very low water pressure which just dribbles out of a shower head. Ah, but that’s not Normal to take baths anymore, that’s bathing in your own sweat! Don’t you watch movies and TV? Everyone Showers Now! That’s a normative cue everyone follows. Sheeple are sheeple for doing this. They’re the same fools who buy bottled water because everyone else is, and the big corporations are making killings on these fools.
A generation from now they’ll be like these phoneheads: “I can’t live without my bottled water! Tap water is Poison!” And you’ll believe it, too. Just like people fall for payday loans and Leasing. Everyone else Leases instead of Buys! Hey, everyone takes drugs, drinks, smokes–that’s Cool. Do that, too! That’s called Living! The Majority can’t be wrong! If I go against the Majority they won’t accept me!
I didn’t become financially independent by buying bottled water but by saving my money. And my own local water hasn’t killed me! Wow! I dare to be different and I’m damned for it. Because people who don’t conform are the evil fallguys in our society. I’d rather be me, following my own logic, than become a part of the Accepted, non-thinking, programmed group mind. When you’re Burned by the non-thinking masses, you stay away from them. You don’t keep on trying. “If at first you don’t succeed, try, try again!” No! This is more like the Lottery and Statistics. You keep losing; you don’t double down and throw your life’s savings into those frigging tickets!
OK, enough of my babbling. I had too much tea to drink this morning. On a good day with a good keyboard I type 100wpm. And my right hand and wrist is feeling good these days.
Oral B, Sonicare–they’re just frigging toothbrushes! Recommendation: get a gold-plated toilet, your ass with feel So much better–better than your jaws!
I also had 0 calories, Christine, using a cheapo toothbrush that cost under a buck. How? I quit sugar, or at least cut down radically. Sugar is the real hidden killer according to my research. It’s like the tobacco industry. It’s addictive and is the force behind inflammation and in turn diabetes, heart disease, cancer (an anaerobic fungus which Feeds on sugar!), and might be a trigger behind Alzheimer’s, among other things. Don’t worry about calories, worry about Sugar. The food industry has known of its addictive properties for decades and refined sugar should be classified as a Toxin. But what do I know? I say the same about microwave emission sources. I’m a Kook who deals with data and statistics. Stuff that’s Unpleasant to face but inescapable. I’d rather face reality than delude myself. It’s also why I’m an atheist. When that alone gets out it usually puts me #1 atop peoples $hitlists. Probably why I was fired from my last normal 9 to 5 job. You know, if you don’t believe in what the majority believes in you’re instantly classified as a horrible, evil person. Some people automatically call it being Negative. Such people also surround themselves by like-minded “yes men” to complete the echo chamber effect.
Their views never change and they are never challenged. There’s at least one of these guys in the White House…
At least Steveark loves me! Oh, to be Loved again! Just like a mouse-clicked “like” eh. My Final girlfriend loved me, too, in the real world. “Love” I think had to do more with that lump in my pants: my wallet. That was my last venture into socialization. I consider myself a very easy-going, open-minded guy in the Relationship category (as few and far between as they were in the past!). I’m open and I believe in compromising and discussing things. Unfortunately it’s often a one-way street. Women want too much and give too little. The red flags start cropping up and when she’s Unreliable it’s again best not to have a relationship.
Another thing I want to get off my chest. Again you ASSume: I Don’t “measure my success” by how much I save! This isn’t a money-making game where the richest wins. It’s simply a way of life for me. “Success” is a meaningless word for me. I’m only saying that what I do works for me in the financial realm of surviving under Capitalism. Other people do it other ways of course.
Bottom line: nobody agrees with me. I’m not forcing my lifestyle on anyone. That’s OK. My only real vice in life is the crap I eat, and I won’t be discussing that crap here. I will only say that it’s cheap, efficient fuel for the body. I’m a weirdo and I accept that. People fear, hate, and criticize weirdos because they’re Separate from the crowd. I think that’s a part of human nature, too. Where I live I’m surrounded by McMansion People who are gentrifying the neighborhood and everyone tries to be King. If you don’t play Their Game of narcissism, you get shot down. I’ve been branded Working Class Vermin for some time now. What they Don’t understand is that I Could play Their game but I refuse to participate and become one of Them. Image over Substance isn’t my way. Being a put-on isn’t my way. I’m not accepted for that. In fact it would please Them to no end to see me out, my 60 year old house condemned, bulldozed down, and replaced by a spanking-new McMansion and have One Of Their Own replace me. This alone speaks volumes about what 21st American value really Matter these days. And I’m sure they tell their kids that President Trump should be their role model.
JD – do you have a blog? I’m wondering if people commenting here are confusing you with someone.
You write a 1000 words telling everyone how stupid we are and complain about being bullied. Kinda ironic don’t you think?
Emotional Intelligence says
I do find it disturbing provoking someone who obviously has combination of mental health disorders.
Mike H says
I followed your other comment and read the blog “Living Stingy” for a few hours. There is some great content there but there is also much there about having unhealthy relationships with family. Since I believe that our brains are wet computers and programmable, I chose to not follow that kind of thinking as cynicism can be a self fulfilling prophecy.
I stopped reading at ‘cancer being an anaerobic fungus’