An Inside Look At Communist China: Where Capitalism Is All The Rage

127 Comments / Travel / By

Communist China is really a capitalist country in overdrive. I’ve been covering China’s economy since 1999. Further, I studied abroad in Communist China in 1997 for six months. As soon as Houston Rockets General Manager’s, Daryl Morey, tweeted “Fight for Freedom. Stand with Hong Kong,” the lucrative relationship between the NBA and China began to […]

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The Benefits Of Recasting Over Refinancing A Mortgage

33 Comments / Mortgages, Real Estate / By

After publishing, The Hardest Mortgage Refinance Ever, a reader asked me whether I’ve ever considered recasting a mortgage instead. My quick answer was no, despite having refinanced multiple mortgages on multiple properties since 2005. I’m all about getting the lowest mortgage rate possible. Recasting a mortgage can be a good idea if you come into

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Basics Of Buying Auto Insurance Online To Save Money

10 Comments / Automobiles, Insurance / By

When it comes to buying auto insurance, more consumers are shopping online versus calling up insurance carriers. A record 4 million auto insurance policies were purchased online in 2023. That’s an increase of 200% since 2006, according to the U.S. Online Auto Insurance Report by ComScore. It’s not that surprising given the way everything we

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The Hardest Mortgage Refinance Ever: Key Takeaways

60 Comments / Mortgages, Real Estate / By

After four months and one week, I finally was able to refinance my primary residence mortgage! I went through the hardest mortgage refinance ever. And with rates elevated, refinancing a mortgage will continue to be hard for many. I originally wrote this post in 2019 to chronicle the difficulty of my mortgage refinance journey. In

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How To Raise The Rent, Extend A Lease And Earn More As A Landlord

74 Comments / Real Estate, Retirement / By

One of my favorite income streams is rental property, especially when conditions are favorable for raising rent. I’ve bought several rental properties over the past decade and plan to continue buying more. A particularly popular rental I have is a two bedroom, two bathroom condo with parking and a view of a nice park. It’s not

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Wedding Spending Rules To Follow If You Don’t Want To End Up Broke And Alone

91 Comments / Budgeting & Savings, Family Finances, Relationships / By

If you want to start your marriage right, then following these wedding spending rules so you don’t end up broke and alone. Given roughly half of marriages eventually end in a divorce and wedding ceremonies last for at most 12 hours in America, it’s wise to spend as little as possible on a wedding just

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The Most Important Tip For Job Hoppers: Join People, Not Firms

33 Comments / Career & Employment, Relationships / By

Now is the most exciting time for job hoppers everywhere. The economy is rebounding. The light is at the end of the tunnel for when the pandemic will end. I’m convinced we’ll see more employee turnover across all industries than over the past two years combined. There are people itching to leave their firms for better opportunities

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Thoughts On Buying Property Ahead Of A Potential Recession

43 Comments / Real Estate, Retirement / By

Recessions tend to hit every 7-10 years. We had a massive recession in 2008-2009. We’ve had another unforeseen recession in 2020, and then a bear market in 2022. Therefore, let me share some thoughts on buying property ahead of a potential recession. There is a decent probability we will end up in a recession over

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