Financial Samurai 3Q2018 Investment Review And 4Q2018 Outlook

This is my 3Q2018 review. Out of the 25+ financial accounts I track online, there are only two accounts that I really care about at the moment: 1) My after-tax investment account I created in 3Q2017 after I sold my SF rental house. 2) My real estate crowdfunding portfolio that has mostly investments outside of […]

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Way Of The Financial Samurai: Core Principles For Achieving Financial Independence

Over the years, many readers have asked, “What does it take to become a Financial Samurai? Do you have a set of core principles to follow?” I resisted putting anything formal together because to do so felt a little bit arrogant and presumptuous. But after 15 years of running Financial Samurai and having over 1,000

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How About Affirmative Action Based On Income Instead Of Race?

Affirmative action based on income instead of race might be something for all of us to consider. There are poor White and Asian people in America as well. In the fight for racial justice, we should consider all races. Why Affirmative Action Matters Jamestown, Virginia was the first permanent English settlement established in 1607. Their

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Opportunity Zones: The Tax Efficient Investment Of The Future

Opportunity Zones are special investment zones designated to provide tax deferment or tax-free returns depending on the length of the investment. Opportunity Zones are usually more rundown areas that could use some outside capital to boost the environment. When I traveled to China in the early 2000s for business, I frequently explored Special Economic Zones

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Win The Small To Conquer The Big: A Life Strategy

Win the small to conquer the big is a strategy to help you succeed at bigger things in life. By winning the small stuff, you will naturally develop more confidence and more skills to tackle new challenges. I recently experienced one of the most satisfying experiences of my life. I’d rank the feeling right up there with getting into

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The Making Of A 529 Child Millionaire: A Necessity Due To Soaring Tuition

Can you imagine having a 529 child millionaire? With the cost of education continuing to skyrocket, creating a 529 child millionaire might be a necessity for parents with children under five nowadays. By the time kids go to college in 15-18 years, it may very well cost $1 million for all four years! With regular

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Become A Mortgage Refinance King Or Addict To Save Money

Be a mortgage refinance king to save money and maximize your returns on your real estate. Whenever interest rates decline, you must take action to refinance and save. Ever since starting Financial Samurai in 2009, there are two things I love about personal finance: 1) Making money and 2) Saving money. Both require effort, which

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