Use The Family And Medical Leave Act (FMLA) To Negotiate A Severance Package

34 Comments / Career & Employment / By

It’s been about ten years since I first released How To Engineer Your Layoff to the world. One of the chapters talks specifically about The Family And Medical Leave Act (FMLA). The ebook is a niche product specific to helping people break free from a job they no longer care about by negotiating a severance. Growing old and being […]

Use The Family And Medical Leave Act (FMLA) To Negotiate A Severance Package Read More »

Financial Samurai Mid-Year 2018 Personal Goals Checkup

71 Comments / Motivation / By

Since it’s a quiet week with nobody around, I thought I’d do some more mid-year reflecting. This is the Financial Samurai mid-year 2018 personal goals checkup. To hold my feet to the fire, I’ve been setting public goals for a while now. But I’ve mostly just checked in at year-end, leaving me no opportunity to course correct during the year in

Financial Samurai Mid-Year 2018 Personal Goals Checkup Read More »

Financial Samurai Mid-Year 2018 Investment Review And Outlook

72 Comments / Investments / By

Here’s the Financial Samurai mid-year 2018 review. After the 10% 1Q correction, I did a lot of reflecting and decided that I had too much risk exposure. As a result, I decided to move from roughly a 70/30 stock/bond weighting down to a 55/45 stock/bond weighting by selling stocks when the market clawed back to even and buying

Financial Samurai Mid-Year 2018 Investment Review And Outlook Read More »

Yes, You Need A Credit Report AND A Credit Score To Rent An Apartment!

80 Comments / Credit Score, Real Estate / By

Looking to rent an apartment in a hot market? You need a credit report and a credit score to be considered by landlords. I’ve been a landlord since 2005 in San Francisco and I always ask for a credit score and a credit report. These two pieces of information are basic. The Competitive Rental Market

Yes, You Need A Credit Report AND A Credit Score To Rent An Apartment! Read More »

Why Are Mortgage Rates Falling After The Fed Started Raising Interest Rates?

54 Comments / Mortgages, Real Estate / By

Between 2H2018 and 1H2019, something funny happened. The Federal Reserve was raising their Fed Funds rate, yet mortgage rates kept on falling. This article explains why are mortgage rates falling after the Fed starts raising rates. Hint: The Fed is not always right. Even though the Fed has slashed rates to 0% – 0.125% due

Why Are Mortgage Rates Falling After The Fed Started Raising Interest Rates? Read More »

Examples Of How Structured Products Work And Perform

48 Comments / Investments / By

When I first wrote about Understanding Structured Derivative Products As An Investment in 2012, I received some pushback. The media was going on about how structured products helped accelerate the financial crisis partly because investors didn’t understand what they were getting themselves into. It was similar to how some adjustable rate mortgage borrowers didn’t understand how their

Examples Of How Structured Products Work And Perform Read More »