Are you overweight? Did you gain several pounds during the pandemic like many people have? Well, let me provide you some proof your weight is almost entirely genetic and not your fault. After reading this post you will hopefully: 1) stop beating yourself up for why you aren’t in shape, 2) stop feeling guilty about […]
Proof Your Weight Is Almost Entirely Genetic And Not Your Fault Read More »
Always be grinding! Happy New Year Everyone! Hopefully all of you survived and are ready to rock it in 2017! I spent a lot of time over the holidays thinking about why I failed at so many things, and the consistent answer I came up with was that I wasn’t grinding hard enough. Why did I
Always Be Grinding! Financial Samurai 2017 Goals And Outlook Read More »
Let’s go through a new year checklist for financially wise people. If you want to build wealth, then you need to be methodical in your financial decisions. The great thing about the Financial Samurai community is that most of you are intelligent, hard working, non-delusional people who are willing to put in effort for reward.
New Year Checklist For Financially Wise People Read More »
It’s always fun to do a year in review post because it’s interesting to review all the failures! I’m always so enthusiastic about my goals during the beginning of the year and I inevitably lose steam towards the end. Does this happen to any of you? Let’s dive into my 2016 year in review. For 2016, I
Financial Samurai 2016 Year In Review: Better Lucky Than Good Read More »
Buying your dream home is something I’ve been thinking about for years. Let’s discuss the process of buying a dream home and how we can get there. Every time I go to Honolulu, I spend a Sunday afternoon looking at dream homes. As I get older and think about family, I day dream of having
Buying Your Dream Home: It’s Always Good To Live The Dream Read More »
I’m sadly finishing up my 10-day business offsite in Honolulu, Hawaii. It’s only about 50 degrees back home in San Francisco, which is disappointing given I’m paying 10% state income tax along with a boat load of property tax. States should adjust their tax rates based on the weather don’t you think? Otherwise, what’s the point of
Hawaiian Hustle: Sometimes Life Is All About Coconuts Read More »
I’ve long wondered why people still spend a fortune attending private school when education is 100% free now thanks to the internet. I attended The College of William & Mary from 1995 – 1999, a public school that charged $2,800 a year in tuition (~$10,000 a year all-in) because I felt guilty having my middle
Why Do Smart Kids Make Dumb Decisions About Private School? Read More »
Updated for 2018 As an investor in P2P lending, I’m doing as much due diligence as possible to make sure I have the right portfolio that matches my risk profile. I’m at the lower end of the risk spectrum because I’m using P2P among other investments to replace my CDs which are coming due over
P2P Investor Returns By Borrower Rating And By Credit Score Read More »
Let’s look at the best alternative to peer-to-peer lending. P2P lending ranks last in my best passive income rankings. Therefore, it’s best to look for better investments. Since first writing about my plans to invest more in P2P through LendingClub.com, I’ve been having a difficult time mobilizing a sizable amount of assets to make a
Best Alternative To Peer-To-Peer Lending Read More »
Zero coupon municipal bonds are a type of low-risk investment you should consider for the low-risk portion of your net worth. I’ve personally built a decent municipal bond portfolio to help generate more tax-efficient passive income. Interest rates are still relatively high post pandemic, hence, investing in municipal bonds is still appealing. If you buy
The Allure Of Zero Coupon Municipal Bonds: Low Risk, Decent Yields Read More »
