You’d think that after reaching an 800+ credit score, life would be all donuts and free coffee right? Well, I’ve got to admit, nobody taught me a secret handshake, or gave me a coupon for a free deep-tissue massage. Instead, life just went on like usual. The reality is, there are over 60 different types of credit scores! […]
Understanding The Different Types Of Credit Scores – There’s Over 60! Read More »
The following is a review post by my good friend Sydney, who’ve I’ve brought on board to write more frequently here on Financial Samurai. This is a sponsored review. We all love to have choices. Being able to choose our jobs, where we live, what cars to drive, and what we do with our money
Cinch Financial Review: An Easy Way To Find Better Financial Products Read More »
Are you thinking of buying a vacation property to live a better life? I’ve owned a vacation property since 2007 and let me say I should have just rented instead. This post will discuss all the reasons why you should not buy a vacation property. I understand why people want to own a vacation property.
Reasons Why You Should Not Buy A Vacation Property Read More »
Do you have a financial plan? Apparently, most people don’t according to an old friend who has spoken to thousands of retail banking clients over the past 15 years. Not only has he spoken to thousands of people about their finances, he’s also seen thousands of banking statements as well. Frank is a regional branch
Develop A Financial Plan For Your Life Already Read More »
Damn. My $1.2M real estate offer for the $899,000 Golden Gate Heights fixer did not win! Time to cry in a bucket of coffee ice cream with sprinkles on top. Let me share with you a failed real estate offer I made a while back. With the housing market very strong post-pandemic, you will likely have a
Spraying, Praying, And Missing! Analyzing A Failed Real Estate Offer Read More »
One of the side effects of reading a personal finance site is that you might end up getting a lot of anxiety, or FOMO, as the younger generation likes to call it. You read how much some folks are saving, how much they are making, and how early they’ve retired and fear you’re not doing enough!
Suck It Up Already! Suffering Is A Rite Of Passage Read More »
Here is a list of accelerators, incubators, and fellowships for startup entrepreneurs. Starting a startup is tough. You will likely not succeed. But it’s always good to try! Maybe it’s destiny, but I just read an insightful article in The New York Times about entrepreneurship everyone who feels they are too old to start something should
A List Of Accelerators, Incubators, And Fellowships For Startup Entrepreneurs Read More »
Do you love money or wonder why some people do? Loving money is not a bad thing. It can actually help set you free, which I’ll discuss below. Despite my failed attempt to ascertain whether some people are just born with a frugal gene and thereby able to amass much greater wealth than the average person,
It’s OK To Love Money: Money Is Not Evil Read More »
Do frugal people have an unfair competitive advantage when it comes to accumulating a prodigious amount of wealth because they were just born that way? I’m beginning to wonder based on two things that happened recently. 1) Homejoy, a three year old housecleaning startup, decided to close its doors after raising about $40 million in
The Unfair Competitive Advantage Of The Wealthy: Being Genetically Frugal Read More »
Your goal as a homeowner is to enjoy your home and minimize costs as much as possible. If you can convince the property assessor that you live in a dump, then all the better! Unfortunately, in a rising property price environment, minimizing cost becomes much more difficult due to rising property taxes. When things are going
The Property Assessor Always Wins In A Bull Market – Filing An Appeal Is Useless Read More »
