The best way to fix your credit score is to fight back online. When I found out Pacific Gas & Electric (PG&E) destroyed my credit by 100 points for an $8 non-payment by my tenants who moved, I was devastated! I was more than 80 days into my primary home mortgage refinance when my bank […]
The Best Way To Fix Your Credit Score: Fight Back Online! Read More »
Many of us are now looking for viable ways to make money from home. One way is by self-publishing a book. During my research I came across a fascinating self-publishing book scam every crooked politician would be proud of. I’m assuming that the more dire the economy gets the more scams there will be. The
A Self-Publishing Book Scam That Took Down A Greedy Politician Read More »
Creating next-level wealth is all about next-level thinking. When you first graduate from school, you may have a desire to make six-figures a year. Then once you make six-figures and get taxed out the wazoo, you start wondering how to create next-level wealth. Next-level wealth is based on net worth, not income. Earning a top
How To Create Next-Level Wealth: When A Million Just Won’t Cut It Read More »
This post will explore the retirement savings by age in America. Unfortunately, the retirement savings by age is pretty low, which is why Americans need to work longer. From a personal finance writer’s point of view, I found a pot of gold with the Economic Policy Institute’s report looking at the state of American retirement.
Retirement Savings By Age Show Why Americans Are Screwed Read More »
Here’s my July 2020 recap. From now until the end of the year. I’ve decided to focus mainly on the positives. It’s too easy to get caught up in the negatives, which is why I’ve significantly reduced my consumption of news and time spent on social media. In March 2020, I was hopeful that by
July 2020 Financial Samurai Recap: Dada! Read More »
I’m a car fanatic and maybe you are one too. This post is my drive down memory lane. I go over all the cars I’ve owned in the past and present. One of my most financially helpful, but polarizing articles is The 1/10th Rule For Car Buying Everyone Must Follow. I wrote this post to help
A Car Fanatic’s Drive Down Memory Lane: Lessons Following The 1/10th Rule Read More »
If you’ve amassed a decent amount of wealth, you will likely want to leave some of it to your children. Let’s discuss some inheritance tips so we don’t screw up our children. Every financially-responsible adult who builds great wealth fears demotivating their kids. One of the reasons why my 31-year-old neighbor still lives at home
Inheritance Tips So You Don’t Screw Up Your Child’s Life Read More »
Thanks to the unrelenting rise in the stock market since 2009, there’s now a trend on social media to share your 401k balance, especially if it’s over a million bucks. Yes, being a 401k millionaire is now a real status thing! Despite the distastefulness of bragging, just the fact that more people are talking about
Here’s When You’ll Become A 401k Millionaire Read More »
Everything in personal finance seems to go around in circles. This post will discuss when income is more important than net worth for financial freedom. In the past, I argued that it’s better to focus on net worth growth over income growth. Wealth is not taxed like income. Further, financial freedom is about living off
When Income Is More Important Than Net Worth For Financial Freedom Read More »
Are you spoiled or clueless? Are you taking your beautiful life for granted? If you are, then try working minimum wage jobs. Better yet, work a minimum wage service job as an adult. Once you do, you’ll eradicate your feelings of entitlement! For many, life went on extreme hard mode with the coronavirus pandemic. However,
Spoiled Or Clueless? Try Working Minimum Wage Jobs Read More »
