Although I’ve got a lot of opinionated posts, it doesn’t really matter if you disagree with my stance so long as what you do with your money doesn’t adversely affect others. There’s really no need to worry about other people’s finances. If your way works for you that’s all that matters. If it stops working
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Are you wondering how to get more life insurance for less money? I did during the later stages of the pandemic, and my wife, Sydney, followed suit. She shares below how she was able to double her life insurance death benefit for less money with Policygenius. Getting more life insurance for less money is always
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Are you wondering why invest in certificates of deposit if rates are so low? Funny you should wonder because CD rates rose significantly since the 2020 lows. In 2023, both CD rates and Treasury bond yields reached their highest levels since 2007. By Q3 2024, the Fed finally started to cut rates after multiple rounds
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As an extrovert, I generally enjoy plenty of human interaction. However, sometimes, I come across folks who completely lack emotional intelligence. When I come across such folks, I immediately begin to wonder what happened? Is the lack of emotional intelligence a parental failure? Is it a failure of the school system? Or is a lack
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So you want to be an angel investor. If you are a regular person with no edge and no connections, angel investing is not worth the risk. After 23 years of doing some angel investing, I believe you are much better off investing in an angel fund rather than investing in individual angel investments. This
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Curious to learn how to lower your property taxes? You’ve come to the right place. I successfully lowered my property taxes for three years in a row during the 2008-2009 financial crisis. Your property tax bill is one of those pesky ongoing expenses that keeps going up if you don’t take action. As a homeowner,
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If you are one of the millions of people considering foreclosure or a short sale, you need to read this post first and understand all the consequences before proceeding. A foreclosure will hurt your credit score. The question is: how much will a foreclosure hurt my credit score? How much a foreclosure will hurt your
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Owning the right amount of life insurance is important to protect your family. The global pandemic has reminded us time and time again about our mortality and the importance of getting enough life insurance. If you haven’t done so already, calculate your net worth to assess how you did this past year. Hopefully, you’ve grown
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When it comes to your finances, everything is relative. To get ahead, you must outperform the average from investment returns, to work ethic, to calculated risk-taking. If everybody is up 20% in their investments, have you really gotten richer? You have not. This post will discuss the average net worth for the above average person.
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Winter is the best time of the year to buy a house. I’ve checked out open houses every weekend since 2003. I’ve also bought and sold multiple properties since 2003 as well. The best time of the year to buy a house is when the weather is terrible and people are on holidays. During the
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