Europeans see money differently from Americans. Where Americans are obsessed with money, Europeans seem to have a lighter approach about money. In other words, Europeans work to live while Americans live to work. After almost finishing my loop around Stonehenge, I stumbled across a French woman who was lying on the ground sideways. She adjusted […]
How Europeans See Money Differently From Americans Read More »
One of the things many responsible parents are doing today is saving for college, usually in a 529 plan. Not saving for college and expecting a student loan bailout in the future is bad planning. The same goes for not saving for retirement and hoping the government will take care of you once you can
Child Millionaires: Not Necessary Thanks To Canceling All Student Debt Read More »
Applying for a mortgage today is truly one of the most eye-opening financial experiences ever. The financial crash has made getting a mortgage much more difficult. This is disappointing since the financial crash has brought mortgage rates down to all-time lows in the new decade. I now know why many consumers had absolutely NO CHANCE in
Proof Banks Caused The Financial Crash: The Cancer Of MORE Read More »
It’s been two weeks since I found out I was being scammed by my insurance company. I sent in my 8 month old house appraisal to Tricky Dick, who is trying to raise my home insurance premium by 45% since their inspection 7 months ago. Their shady inspector made my house 50% larger than it
Resolving My Insurance Company Home Premium Scam Read More »
There’s a happiness conundrum that needs solving. Despite living in a rich country with income levels that put us in the top 1% in the world, there are still many unhappy people. This post explores why we are not happier and what we can do to elevate our happiness. At the end of the day,
Solving The Happiness Conundrum In Five Moves Or Less Read More »
Want to learn how to get out of massive credit card debt? You’ll learn how in this step-by-step post. I don’t discuss too much about credit cards on Financial Samurai because I’ve only got two (a cash back rewards card, and a cash back business card) and nothing much happens except for racking up rewards
Steps To Get Out Of MASSIVE Credit Card Debt Due To Lifestyle Inflation Read More »
The average credit card debt is on the rise and the U.S. average household owes a crippling amount. According to Transunion, the average credit card debt per U.S. adult is $5,525 in 2021. And for US households, the average credit card debt balance is $7,938 per Wallethub. Another interesting stat on the average credit card debt
How Much Is The Average Credit Card Debt Per Household? Read More »
The Risk Of Being Unhirable After Retiring Early Is Overblown
The Risk Of Being Unhirable After Retiring Early Is Overblown Read More »
I’ve been writing about early retirement (FIRE) since 2009. As one ov the pioneers of the modern-day FIRE movement, I’m proud of how far the movement has come.During this time period, I’ve made some suboptimal pre-retirement and post-retirement moves. Therefore, if I could retire all over again, I want to share some of the things
If I Could Retire All Over Again These Are The Things I’d Do Differently Read More »
The following is a guest post by Deanna from RecoveringWomenWealth.com. Deanna is the first to kick off the Financial Samurai Underdog Tour where I highlight people who’ve overcome some sort of difficulty to lead a better life. She had a drug & alcohol addiction she overcame. Recovery from my addiction has been one of my
What Drug & Alcohol Addiction Taught Me About Risk & Reward Read More »
