How To Create Multi-Generational Financial Security

  “富不过三代 (fu bu guo san dai) = Wealth does not go beyond three generations”- Chinese proverb. Let’s look at how to create multi-generational financial security. We humans are selfish, especially when it comes to money. Given the past 20 years has been pretty volatile in the financial world, it’s hard to know exactly when […]

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Understanding The Different Types Of Credit Scores – There’s Over 60!

You’d think that after reaching an 800+ credit score, life would be all donuts and free coffee right? Well, I’ve got to admit, nobody taught me a secret handshake, or gave me a coupon for a free deep-tissue massage. Instead, life just went on like usual. The reality is, there are over 60 different types of credit scores!

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Cinch Financial Review: An Easy Way To Find Better Financial Products

The following is a review post by my good friend Sydney, who’ve I’ve brought on board to write more frequently here on Financial Samurai. This is a sponsored review.  We all love to have choices. Being able to choose our jobs, where we live, what cars to drive, and what we do with our money

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Spraying, Praying, And Missing! Analyzing A Failed Real Estate Offer

Damn. My $1.2M real estate offer for the $899,000 Golden Gate Heights fixer did not win! Time to cry in a bucket of coffee ice cream with sprinkles on top. Let me share with you a failed real estate offer I made a while back. With the housing market very strong post-pandemic, you will likely have a

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A List Of Accelerators, Incubators, And Fellowships For Startup Entrepreneurs

Here is a list of accelerators, incubators, and fellowships for startup entrepreneurs. Starting a startup is tough. You will likely not succeed. But it’s always good to try! Maybe it’s destiny, but I just read an insightful article in The New York Times about entrepreneurship everyone who feels they are too old to start something should

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The Unfair Competitive Advantage Of The Wealthy: Being Genetically Frugal

Do frugal people have an unfair competitive advantage when it comes to accumulating a prodigious amount of wealth because they were just born that way? I’m beginning to wonder based on two things that happened recently. 1) Homejoy, a three year old housecleaning startup, decided to close its doors after raising about $40 million in

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