One of the reasons why I will never remodel again is because I hate dealing with contractors and building inspectors. It is an unfair playing field because they hold more power even though the homeowner is the one with the funds. Please spend time remodeling while you’re in your 20s and 30s for economic returns. […]
How To Prevent Your Real Estate Contractor From Holding You Hostage Read More »
What is the one thing you can do today to ensure better financial decision making, habits, and outcomes? You can build and maintain a holistic financial plan. And one way to do that step-by-step is using the Boldin Planner. As of September 2024, NewRetirement has also been rebranded as Boldin, to appeal to a wider
Boldin (NewRetirement) Updates And New Features: A Great Retirement Planner Read More »
The reason why the terms “starving artist” or “starving writer” exist is because they are true. It is very difficult to make money in the arts. However, if you want to be a professional writer or author and not starve, let me provide you with some insights. For background, I’ve written over 2,800 articles on
Making Money As A Professional Writer Is Hard, Here’s How To Succeed Read More »
One of my goals on Financial Samurai is to share different perspectives. Roughly 15% of the world’s population (1+ billion), lives with some form of disability, of whom 2-4% experience significant difficulties in functioning. This is the minority group I’m most passionate about fighting for in this extremely competitive world. My hope is that more
Overcoming Blindness: Achieving Financial Independence With A Visual Impairment Read More »
Paying off a mortgage with a negative real interest rate is a suboptimal financial move. However, that’s exactly what I did in this unusually high inflationary environment. Bad move? Maybe. My mortgage rate was a 30-year fixed at 4.25% and the latest inflation figure was 9.1%. Therefore, it had a negative real mortgage rate of
Why Pay Off A Negative Real Mortgage Rate When Inflation Is So High Read More »
Have you ever wondered how you can get life insurance for free? I’m not talking about getting free life insurance from work. The life insurance amount usually isn’t enough. I’m talking about how to get free life insurance outside of work. My wife and I have life insurance because with have two young children, a
How To Get Life Insurance For Free: Make More Money Read More »
Are you an underdog looking to succeed in this brutally competitive world? Do people ignore you, discredit you, think you’re dirt, or even hate you for just being you? Well, welcome aboard! I’ve been the underdog my entire life. The number of rejections I’ve experienced is too large to count. But you know what? I
Embrace The Underdog Within To Win: Who You Are Is Good Enough Read More »
From the guy who told you to buy heartland real estate in 2016, I’ve got another long-term investment idea I think you should consider. Investing in rare books and various types of memorabilia with autographs. Not only can investing in collectibles be lucrative, but it’s also a ton of fun as well. For example, I
The Next Big Investment: Rare Books And Memorabilia With Autographs Read More »
After 2.5 long years, Buy This, Not That: How To Spend Your Way To Freedom, is now available for purchase! Pick up a hardcopy on Amazon, Barnes & Noble, or your local bookstore. It also became an instant Wall Street Journal bestseller! As a result, I was offered a subsequent two-book deal from Portfolio Penguin.
What Makes A Bestselling Nonfiction Book? Insights From A Major Publisher Read More »
In February 2012, I decided to negotiate a severance to break free from corporate life. By mid-June 2012, I had received a severance check and the last of my three months of WARN Act pay. More than thirteen years of fake retirement later, I want to share with you some of my biggest takeaways. Overall,
10+ Years Of Fake Retirement Later: The Most Important Takeaways Read More »
