So you’re wondering whether to get whole life insurance even though it costs much more than term life insurance. Our partner Policygenius shares the main reasons to get whole life insurance. You can get real insurance quotes all in one place with the Policygenius online insurance marketplace. Whole life insurance is permanent coverage that lasts […]
Reasons To Get Whole Life Insurance Even Though It’s More Expensive Read More »
Unfortunately, we may have to accept the reality of living with dead money for a while. The forecasts of lower expected returns in the stock market over the next decade may very well be coming true. As a result, we must adapt and think ahead. In this post, I’d like to discuss several suboptimal financial
How To Live With Dead Money For A While Under Different Scenarios Read More »
Russia has invaded Ukraine. Unfortunately, there’s nothing much you or I can do except give our moral and financial support to the Ukrainian people and organizations trying to help. If you’re looking for a donation idea, check out World Central Kitchen, which is providing warm meals to Ukrainian refugees. Let us hope there is a
Five Financial Observations Since The Start Of The Ukraine War Read More »
So you’ve survived the pandemic. Congrats! Now there’s potentially World War III due to the war in Ukraine, Russia, Israel, Gaza, and now Iran! These wars could bring in other countries like the United States and many more into the conflict. Russia’s invasion of Ukraine does have the possibility of starting the next World War.
How To Prepare For World War III: A Survival And Money Guide Read More »
Your financial independence number is the amount of money you think you need in order to be free. Unfortunately, if nothing changes in your life after reaching your financial independence number, then the number simply is not real. You need to accumulate more capital and generate more passive income. Some people continue to believe once
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It’s not easy refinancing a rental property mortgage nowadays. The lending market has tightened up with higher rates and fears of another recession. This article will discuss the documents needed to refinance a rental property mortgage. Rental property mortgages are always between 25 to 50 basis points higher than a primary home mortgage due to
Documents Needed To Refinance A Rental Property Mortgage Read More »
My grandfather used to own a small, 8-acre fruit and plant farm on the western side of Oahu. It was a magical place nestled next to the majestic Waianae mountain range. The farm was part of his retirement income strategy as he rented out a portion of the land to his neighbors who grew green
FarmTogether Review: A Sustainable Farmland Investment Manager Read More »
If you were to ask me to describe the ideal environment for real estate investors and new real estate buyers, right now could be it. The economy is strong. The S&P 500 is near an all-time high after a robust 23% return in 2024. Meanwhile, household balance sheets are stronger. Please know that I’m completely
The Ideal Environment For Real Estate Investors Is Here Read More »
Like it or not, we are all bettors. To make things sound better, we like to call ourselves investors. But either way, we’re all constantly taking risks in everything we do. The other day a Financial Samurai reader named Jim challenged me to a $5,000 bet. Surprising! I was going to go back to Jim
How To Hedge Your Bets Once You’ve Realized A Mistake Was Made Read More »
Let me share when is the best time to sell rental property with a logical framework. As a rental property owner since 2003, real estate is my favorite asset class to build wealth. However, I’ve increasingly considered selling my rental properties as I get older and wealthier to simplify life. On the one hand, owning
When Is The Best Time To Sell Rental Property? Five Reasons To Consider Read More »
