Are you interested in owning beachfront property? I was for many years, but no longer. Climate change is negatively affecting beachfront property. Water is also the most damaging element for homes. And as an investor, I don’t want to take that risk. Before you plunk a large chunk of change on a villa by the […]
The Problem With Owning Beachfront Property: The Ocean Read More »
After a long bull market since 2009, all Americans should be rejoicing in their wealth, right? Wrong! No all Americans have benefitted from the rise in stocks and real estate. Let’s look at what percentage of Americans own stocks or real estate. It’s not as high as you might think. According to the latest Gallup
What Percentage Of Americans Own Stocks Or Real Estate? Read More »
Do you have parental guilt? Welcome to the club. The vast majority of articles already address mom guilt. Therefore, I’d like to discuss more about the dad guilt epidemic. After all, it takes two to make a baby. Unfortunately, men don’t have a culture of readily sharing our feelings. As children, we are told that “big
Dad Guilt Epidemic: Ways To Overcome Feeling Like A Bad Parent Read More »
How big of an investment portfolio should I have to be financially free or start feeling free? This is one of the most common questions people starting on their financial independence journey ask. For background, I’ve been writing about achieving financial independence since 2009, when I started Financial Samurai and helped kickstart the modern-day FIRE
The Minimum Investment Portfolio Balance To Start Feeling Free Read More »
If inflation erodes the value of our currency over time, then it must be true that deflation strengthens the value of our currency over time. Let’s look at the benefits of deflation even though it seems like stagflation is more likely due to the rise in energy prices, Trump’s imposition of higher tariffs, and a
The Benefits of Deflation: Inflation Be Damned! Read More »
After sharing my 2022 housing market forecast, it’s only right to share my 2022 stock market forecast. Creating forecasts helps me think things through given I’ve got real money at stake. First some background. Due to continued gains in the stock market, roughly 35% of my net worth is in equities. This is 5% higher
2022 Stock Market Forecast: Uninspiring Upside Read More »
To come up with a proper 2022 housing market forecast, it’s important to first forecast where the 10-year bond yield is heading. The 10-year bond yield is the most important indicator for mortgage rates, not the Fed Funds rate. And mortgage rates, along with new household formation, job and income growth are the biggest factors
2022 Housing Market Forecast: Another Boom Year Read More »
And just like that, another year is almost over. I don’t remember too much about what happened at the beginning of the year without scrolling through my photos. Most of your managers don’t either, which is why it’s good to keep a log you can reference in your year-end review, especially if you did something
FS Year In Review 2021: Investments, Family, Writing Read More »
When I started Financial Samurai in 2009, my main goal was to make sense of the Global Financial Crisis. That was a scary time period that created massive uncertainty for our careers and our investments. As things got better, I’ve tried to tackle interesting topics to enable us to live more meaningful lives. Given the
The Best Of Financial Samurai 2021 Read More »
You may not realize this, but a health savings account (HSA) can be used as a retirement vehicle. If you’ve maxed out your 401(k) and IRA contributions, maxing out an HSA could be another source of retirement funds. A health savings account offers triple tax savings because you contribute pre-tax dollars, pay no taxes on
Using A Health Savings Account As A Retirement Vehicle Read More »
