It’s not easy refinancing a rental property mortgage nowadays. The lending market has tightened up with higher rates and fears of another recession. This article will discuss the documents needed to refinance a rental property mortgage. Rental property mortgages are always between 25 to 50 basis points higher than a primary home mortgage due to […]
Documents Needed To Refinance A Rental Property Mortgage Read More »
My grandfather used to own a small, 8-acre fruit and plant farm on the western side of Oahu. It was a magical place nestled next to the majestic Waianae mountain range. The farm was part of his retirement income strategy as he rented out a portion of the land to his neighbors who grew green
FarmTogether Review: A Sustainable Farmland Investment Manager Read More »
If you were to ask me to describe the ideal environment for real estate investors and new real estate buyers, right now could be it. The economy is strong. The S&P 500 is near an all-time high after a robust 23% return in 2024. Meanwhile, household balance sheets are stronger. Please know that I’m completely
The Ideal Environment For Real Estate Investors Is Here Read More »
Like it or not, we are all bettors. To make things sound better, we like to call ourselves investors. But either way, we’re all constantly taking risks in everything we do. The other day a Financial Samurai reader named Jim challenged me to a $5,000 bet. Surprising! I was going to go back to Jim
How To Hedge Your Bets Once You’ve Realized A Mistake Was Made Read More »
Let me share when is the best time to sell rental property with a logical framework. As a rental property owner since 2003, real estate is my favorite asset class to build wealth. However, I’ve increasingly considered selling my rental properties as I get older and wealthier to simplify life. On the one hand, owning
When Is The Best Time To Sell Rental Property? Five Reasons To Consider Read More »
If you love your spouse, you’d make them financially independent. If you don’t truly love your spouse, then you’d make them depend on you for all their financial needs. Depending on someone for money is a terrible feeling. Imagine being a grown adult and returning home to live with your parents after four years of
If You Love Your Spouse, You’d Make Them Financially Independent Read More »
I’ve mentioned one of my regrets was having kids late. I was too focused on my career. Then I became too focused on achieving financial independence to make room for little ones. Ideally, I would have liked to have had my first kid at age 34 instead of at age 39. However, a conversation with
Dear Older Parents, Having Kids Late Might Be The Best Choice After All Read More »
If you want to make lots of money in real estate, you need to focus on expansion. If you can reclaim livable space or expand your property’s livable space outside its footprint, you will almost always make more money. The key is in comparing your building cost to your property’s selling cost on a price
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Are you aware of the risks you take online? Nearly half the U.S. population was impacted by identity fraud and financial fraud in 2020, responsible for $56B in losses. And the truth is, you’ve never been a bigger target. Technology is woven into our lives. From remote work to shopping to banking, we can send/receive
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Years ago, I announced why I’m paying down my mortgage early. I ended up paying off a mortgage in 15 years and feel great about it. As an early retiree who started the FIRE movement in 2009, I suggest paying off your mortgage early too. Ideally, we should all pay down our mortgage before we
Why I’m Paying Down My Mortgage Early And Why You Should Too Read More »
