Travel Blogging: One Key To A Happier Retirement

While working in finance, I fantasized about travel blogging. I saw a bunch of people write about all the new places they visited. They chronicled the food they ate and the activities they did while making money online. Given their niche was travel, they could also deduct their travel expenses from their online income. It […]

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RealtyMogul Overview 2025: Platform Improvements And New Initiatives

Several years ago, I had lunch with Jilliene Hellman, CEO and Founder of RealtyMogul in San Francisco. Back then I was impressed with her in-depth knowledge of commercial real estate. Further, I liked her focus on building a sustainable business versus having a “growth at any cost” type of mentality. Given it’s been a while,

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Tappable Equity: Usable Home Equity Has Exploded Higher

Tappable equity is the amount of home equity available for homeowners to withdraw via a cash-out refinance or a second mortgage. It is typically calculated as total home equity minus 20 percent of home value. The 20 percent figure is used as a collateral cushion to protect the lender.  Tappable equity is a new term that I’ve

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How I’d Invest $100,000 Today For Reasonable Returns And Some Joy

Before you can get to $1 million, or invest $250,000, you must first get to $100,000. Even though $100,000 doesn’t purchase the same amount of stuff as it did way back when, $100,000 is still a nice chunk of change. Let’s go through how I’d invest $100,000 today. For background, I’ve been investing since 1996,

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My Secret To Retiring Early With Only A $4 Million Net Worth And Two Kids

The following is a guest post from a long-time Financial Samurai reader named Joona. He shares his secret to retiring at age 41 with a $4 million net worth, a wife, and two kids ages three and six. I really love hearing about early retirement case studies and how my writing has helped people reach

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Your Dynamic Safe Withdrawal Rate In Retirement Can Now Increase

If you want to build above-average wealth, you need to be dynamic in thought and in action. The world is ever-changing, which is why you should stay flexible. This is why having a dynamic safe withdrawal rate in retirement will help you build more wealth and increase your survivability. Those who remain rigid will suffer

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Farmland Investing: A Year In Review And New Opportunities Ahead

It’s been a year since I last published about farmland investing. Therefore, I thought it would be good to revisit how farmland investing has done during the heart of the pandemic and new opportunities ahead. I’m a fan of owning various types of real assets to build and preserve wealth. With stubbornly high food prices,

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Mortgages By Interest Rate: Homeowner Tenure To Increase

Let’s take a look at the latest mortgages by interest rate. By understanding the composition of mortgages, we’re better able to understand how a rise in interest rates will affect the housing market and the consumer. Since November 2018, the vast majority of homeowners with a mortgage have refinanced and taken advantage of lower rates.

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