Cash management is important during bad times, but also during good times. Give the increasing volatility in the stock market, cash management is even more important to manage stress. At any given time, every investor must always decide three things: 1) How to invest their new cash flow 2) How to invest their existing cash […]
Cash Management Is Really All About Stress Management Read More »
There are three retirement goals to shoot for in order to comfortably walk away from your day job and remain retired. They are: Accumulate 25X your annual expenses Accumulate 20X your annual household income Be able to live off a 0.5% annual withdrawal rate Instead of viewing these retirement goals as at odds with each
Reconciling Three Retirement Goals: 25X Expenses, 20X Income, 0.5% Withdrawal Read More »
Let’s look at the best strategies to get out of debt. Once you get out of debt, you will likely become happier because you will feel less financial burden. I graduated from business school in 2006 with roughly $55,000 in student loans. Although $55,000 is a lot to pay off, I was already a “debt
The Best Strategies To Get Out Of Debt And Become Happier In The Process Read More »
Partially due to the pandemic, partly due to larger balances, more people are wondering whether they should withdraw funds from a 401k or IRA before retirement to help pay for life. There are plenty of reasons to withdraw money from a 401k or IRA early. Unfortunately, some people go too far and end up using
Legitimate Reasons To Withdraw Funds From A 401k Or IRA Early Read More »
Are you looking to buy investment property? Smart move given there is an undersupply of homes and the economy is strong. This article will discuss how to correctly value and analyze an investment property for maximum potential profits. I’ve been a real estate investor since 2003 and have made millions in capital gains on multiple
How To Correctly Value And Analyze Investment Property Read More »
Hopefully, everyone who has access to a 401k is contributing to a 401k. To not do so is a mistake you don’t want to realize when you’re old and unwilling or unable to work. This post will discuss all the top 401k mistakes that hurt your retirement. Let us be clear. The government isn’t going
Top 401k Mistakes That Hurt Your Retirement Read More »
Despite reported rents going down anywhere from 15% for 2-bedrooms to 30% for studios in San Francisco, San Francisco real estate prices keep going up in 2020. The question is, how come? As a resident of San Francisco since 2001, a homeowner since 2003, a landlord since 2005, and a personal finance blogger since 2009,
Why Are San Francisco Real Estate Prices Going Up With Rents Down? Read More »
Unfortunately, some people think they got a severance package when they really didn’t. Instead, they got mandatory WARN Act pay, which is required by law when a company does a mass layoff. Let me share when a severance package is not a severance package. This way, you’ll learn how to better negotiate for one the
WARN Act: When A Severance Package Is Not A Severance Package Read More »
Want to learn how to get laid off? Let me introduce the “it’s not you it’s me” strategy. This strategy will help you feel less guilty when you’re trying to leave a firm with a nice severance epackage. Guys have it tough. We have to always make the first move when we want to talk
How To Get Laid Off: Introducing The “It’s Not You It’s Me But It’s Really You” Strategy Read More »
Tax-free profits in real estate is just one of many reasons why real estate is my favorite asset class to build long-term wealth. As someone who experienced more than nine years of the early retirement movement, I’ve noticed a growing trend to forsake owning for renting. Commonly cited reasons are cost, flexibility to move and potentially higher
Don’t Underestimate Tax-Free Profits In Real Estate Read More »
