Hopefully, everyone who has access to a 401k is contributing to a 401k. To not do so is a mistake you don’t want to realize when you’re old and unwilling or unable to work. This post will discuss all the top 401k mistakes that hurt your retirement. Let us be clear. The government isn’t going […]
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Despite reported rents going down anywhere from 15% for 2-bedrooms to 30% for studios in San Francisco, San Francisco real estate prices keep going up in 2020. The question is, how come? As a resident of San Francisco since 2001, a homeowner since 2003, a landlord since 2005, and a personal finance blogger since 2009,
Why Are San Francisco Real Estate Prices Going Up With Rents Down? Read More »
Unfortunately, some people think they got a severance package when they really didn’t. Instead, they got mandatory WARN Act pay, which is required by law when a company does a mass layoff. Let me share when a severance package is not a severance package. This way, you’ll learn how to better negotiate for one the
WARN Act: When A Severance Package Is Not A Severance Package Read More »
Want to learn how to get laid off? Let me introduce the “it’s not you it’s me” strategy. This strategy will help you feel less guilty when you’re trying to leave a firm with a nice severance epackage. Guys have it tough. We have to always make the first move when we want to talk
How To Get Laid Off: Introducing The “It’s Not You It’s Me But It’s Really You” Strategy Read More »
Tax-free profits in real estate is just one of many reasons why real estate is my favorite asset class to build long-term wealth. As someone who experienced more than nine years of the early retirement movement, I’ve noticed a growing trend to forsake owning for renting. Commonly cited reasons are cost, flexibility to move and potentially higher
Don’t Underestimate Tax-Free Profits In Real Estate Read More »
I’m always searching for reasons why things are the way they are. It’s also fun to connect the dots and come up with an investment thesis to make a lot of money. What I’ve recently discovered is that because the minimum qualifying income required to purchase a house is so low, there is still a
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Are you wondering: Should I work on Wall Street? I worked on Wall Street at Goldman Sachs and Credit Suisse (RIP) for 13 years. It was a good career that enabled me to retire early at age 34, build passive income for financial independence, and grow Financial Samurai without the stress of making it profitable.
Should I Work On Wall Street? The Pros Of Working In Finance Read More »
Here’s my September 2020 recap. For the past two weeks, I’ve felt sharp nerve pain thanks to a splinter in my right thumb. I’ve looked closely, hoping to see a tip so that I can use a pair of tweezers to pull the splinter out. Unfortunately, I’ve seen nothing. I’m resigned to leaving the splinter
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The world’s happiest people don’t reside in America, the wealthiest country in the world. No. The world’s happiest people all live in Scandinavian countries: Denmark, Sweden, Norway, and Finland! That’s right. Despite being dark for most of the time during the winter and freezing for three months a year, Scandinavians are the happiest bunch! Let
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On October 2, 2019, Charles Schwab announced that it would no longer charge any trading fees. I remember my father using Charles Schwab in the 1990s and being charged $50 a trade. This article will discuss how online brokerages make money charging zero trading fees. Immediately after the announcement, Charles Schwab stock dropped about 9%,
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